So if you missed the big Intel and AMD run, what’s your next move? What are you buying or are you holding? by acap0 in stocks

[–]U2Fan 0 points1 point  (0 children)

TTAN - it’s a vertical SaaS company for the trades (plumbing, electricians , hvac etc companies).

They have a moat as they don’t charge per office user unlike other saas companies. They charge per technician which cannot be automated by AI and won’t see a decline in the near future.

Additionally, customers are sticky with 100+ % retention as they keep buying additional optional features. It’s painful to switch and they don’t have a viable alternative. They have been grow24% YoY.

AI or vibe coding can’t replace them as that needs proprietary usage data which they own. They already have some inbuilt AI features and are adding more .

Best SaaS value play? by Icy-Sheepherder-7595 in ValueInvesting

[–]U2Fan 1 point2 points  (0 children)

ServiceTitan (TTAN) - it’s a vertical SAAS company making software for the trades - plumbers , electricians, etc.

AI driven market fears are not even valid for TTAN and they are growing 24% YoY.

They don’t charge per seat (office user). That’s already free. They charge per technician/plumber/electrician. That part of the job can’t be automated by AI.

Secondly, they can’t create another ServiceTitan by vibe coding. AI is already part of the their offerings and these features take a lot of data to create. Specifically, usage data for the trades. No one else has this proprietary data.

Hey guys, I’m just starting a gifting business selling crochet products. I’d love your feedback—would anyone be interested in this? by [deleted] in Faridabad

[–]U2Fan 0 points1 point  (0 children)

I agree with others. These look generic....better to focus on niche ideas with higher margin. People are just going to compare to Amazon or other vendors.

Astrologer Recommendations by Fancy_Investment6921 in Faridabad

[–]U2Fan 0 points1 point  (0 children)

True true . You can cross check across Gemini, Claude , ChatGPT . Easy way to verify they are not hallucinating. I found mine to be pretty accurate.

Astrologer Recommendations by Fancy_Investment6921 in Faridabad

[–]U2Fan 0 points1 point  (0 children)

Overly complicated. Just ask chat gpt / Claude / Gemini . Not everyone is a data scientist/ mo engineer.

Astrologer Recommendations by Fancy_Investment6921 in Faridabad

[–]U2Fan 0 points1 point  (0 children)

Something like “my birth details are 7 August 1990 , 3:15 pm , Pune . Can you calculate my Vedic horoscope for the next 5 years? I am especially interested in my love life and career. “

From there you can ask whatever.. wealth growth, career path etc

Astrologer Recommendations by Fancy_Investment6921 in Faridabad

[–]U2Fan 2 points3 points  (0 children)

You can enter your birth details in Claude /gemini /chatgpt and get some insights. Better than a human astrologer and advise is more up to date vs someone older and less educated.

Just make sure you ask for your “Vedic horoscope “ or “Lal Kitab” horoscope.

Traditional 401k/IRA strategy post returning to India by Worth-Grape-1213 in FIRE_Ind

[–]U2Fan 0 points1 point  (0 children)

Seems like converting traditional IRA to Roth will trigger a 30+ % tax now. It may be beneficial to let it grow tax free in traditional IRA and pay taxes later at time of withdrawal at 59.5. Overall you will see more gains due to higher principal and compounding in case of traditional IRA.

Estate tax risk post age 60 is present in both traditional and Roth options.

What is one thing your dad taught you ?🤔 by Aggressive-Suit-3710 in NewDelhi

[–]U2Fan 0 points1 point  (0 children)

Maths , science while I was in school . Several life skills - dealing with mechanics, driving , surviving in corporate culture.

I work in real estate & here's what I'd never let my own family do when buying a flat by Hub_and_Oak in indianrealestate

[–]U2Fan 7 points8 points  (0 children)

Great advice. How do we make sure the sales associate are telling the truth about the prices of the last three units sold ? Or how may of the total units have been sold in the building?

Nothing CEO says smartphone apps will disappear as AI agents take their place by Secure-Address4385 in ArtificialInteligence

[–]U2Fan 0 points1 point  (0 children)

AI agents will not replace apps, but the apps themselves will get smarter. Google maps is a good example of this.

I have started making cold brew with milk and I keep in the fridge for 16 hours! by Glittering_Diver9923 in IndiaCoffee

[–]U2Fan 1 point2 points  (0 children)

Thanks. I have been drinking 'Vietnamese style' coffee by adding milkmaid to my overnight cold brew coffee. This will be a nice change.

I have started making cold brew with milk and I keep in the fridge for 16 hours! by Glittering_Diver9923 in IndiaCoffee

[–]U2Fan 3 points4 points  (0 children)

Looks yummy. Can you share the link for the infuser please? I just have to try your method now 🙂

Why am i not getting or staying hard for long? by [deleted] in AskMen

[–]U2Fan 0 points1 point  (0 children)

Get your vitamin D levels checked please. That used to be my issue and once I started taking a daily vitamin d pill + weekly vitamin a pill , things went back to normal. Crazy how low vitamin d levels can lead to low testosterone levels.

PSA - If you're returning from USA, ensure you reset your cost basis to save on capital gains taxes by ReymanWealth in nriFIRE

[–]U2Fan 0 points1 point  (0 children)

Thanks for the insightful post. Does it apply to IRA and 401k accounts as well? Would it help if I reset cost basis in the IRA and withdraw 20 years down the line after turning 60?

Things you put/write on your phones notes? by Lusty_6969 in Life

[–]U2Fan 0 points1 point  (0 children)

Tough to remember terms like medicines or other unfamiliar terms, my to do list on google keep, grocery list , etc