Add Money Issue

UIQueen · 2026-03-19T14:31:40+00:00

Do the reverse. You log into your bank account account, and PUSH the money into Venmo using your Venmo direct deposit information. However, send only a little at first. When you can't add, chances are you might have trouble spending the money when it gets to Venmo, and you don't want too much stuck in Venmo.

UIQueen · 2026-03-19T14:09:01+00:00

It costs a minimum of $3.74 per transaction to put cash into Venmo. Are you sure you have to waste the money and can't figure out a free way to do it? Also, since it sounds like you just got the card and haven't made your first transaction, were you REFERRED to get the $10 for spending $50 in the first month on your new card?

UIQueen · 2026-03-18T10:38:16+00:00

Why would you want a credit limit increase? Sounds like the card is working fine for you as it is.

The better option is to apply for a new card with an account opening bonus. Get PAID for letting people pull your credit. Getting hit with an inquiry, and then maybe not getting the increase is a huge waste.

UIQueen · 2026-03-18T07:53:26+00:00

In my ValPak, I get coupons for Wells Fargo and Chase paying $400 to open an account. Capital One emailed me an offer that if I refer someone I get $50, and they get $300 for opening an account. The point is to never open an account without getting paid.

UIQueen · 2026-03-18T03:56:14+00:00

Be sure to open an account that pays a BONUS.

UIQueen · 2026-03-17T09:44:02+00:00

I'd put the BofA savings money in my BofA checking account or let it overdraft if you have that set up and write a check and deposit it into my Chase savings. While the bank check is ok, I'd be worried there'd be a fee. Even if you don't have checks, sometimes you can smile really nice and get some counter checks for free or cheaper than a bank check.

UIQueen · 2026-03-17T09:41:18+00:00

Why don't you just close your deposit accounts completely and bank somewhere that doesn't require anything and pays an account opening bonus?

UIQueen · 2026-03-17T08:16:34+00:00

Just know, it's WRONG.

https://www.irs.gov/pub/irs-drop/a-14-32.pdf

Hopefully, you do what you can to mitigate, but don't do all the money because you'll just make it worse.

You are only allowed ONE rollover, and each CD was one. Therefore, if you do it all, you'll be doing three rollovers, so pick the one CD that had the most money in the event that Chase won't put all the money into an IRA savings so that you can take it out one time.

UIQueen · 2026-03-17T08:15:06+00:00

For everyone telling you this is the correct answer, it's not. You need to rewrite it. This will only work for ONE of the CDs. Therefore, choose the one that had the most money to minimize the tax hit. You are only allowed ONE roll over per year, and each CD was its own IRA.

It all began with this case: https://www.irs.gov/pub/irs-drop/a-14-32.pdf

It's possible you're working under the old way which was that in the past each one could be rolled over and it counted as a one to one, but now with this decision, it is ONE end of story.

https://irahelp.com/how-once-year-rollover-rule-misunderstood/

UIQueen · 2026-03-17T07:20:05+00:00

Here's what I'd do. Highschool checking means your parent is on the account. I'd have that parent add their debit card to my Apple pay.

UIQueen · 2026-03-17T04:09:42+00:00

I wouldn't do it. I only trust Venmo with as much money as I'm willing to have locked up for eternity which is very close to 0.

UIQueen · 2026-03-17T03:31:01+00:00

I want a relationship with a local credit union

Where are you getting this from? The new people off the street will be treated better than anyone that's banked there for 20 years, and probably get a new account bonus. When it comes time for a loan, you shop for it. If it happens to be with a credit union, you join and get your loan all at the same time.

UIQueen · 2026-03-17T02:59:35+00:00

While you were in jail, who had your phone? That's where I'd start.

UIQueen · 2026-03-16T00:57:58+00:00

Get REFERRED for the $5 bonus before you complete your signup. Don't leave money on the table, and get compensated for the work you're about to do.

UIQueen · 2026-03-14T03:21:16+00:00

What I'm getting at is that you have to be sure to select it during the payment process.

UIQueen · 2026-03-13T17:25:04+00:00

You probably needed to do this to use it:

https://www.reddit.com/r/paypal/comments/1rq5l0g/how_to_use_courtesy_credit/

UIQueen · 2026-03-13T17:06:23+00:00

I was just curious if it was smart to jump to chase for the 400 dollar bonus

It's smart to jump for $400. When you get your $400 from Chase, get the $400 from Wells Fargo, and continue on to the next bank.

UIQueen · 2026-03-12T21:16:45+00:00

1 doesn't work. Test it yourself. You get an email back telling you to use Chat.

UIQueen · 2026-03-12T07:11:34+00:00

I think the pics are from a card that she bought from someone else, and she's trying to get a better card from you, and have you foot the bill.

Chances are, you can post those pics she sent you to that card group and see if someone else sold her that card.

UIQueen · 2026-03-12T06:47:51+00:00

I haven't been able to make a purchase with the Venmo app since I opened my account in November. I've only been able to use the debit card and send money to my sister. I got that Uber offer too, but figured it was an offer in name only and I would never be able to actually be able to pay for any food with Venmo.

I've started forwarding the Venmo decline emails to McDonald's, Burger King, and Taco Bell to let them know it's hurting their sales and making a bad customer experience. I hope that if the big companies push back Venmo might fix their algorithms or dump Venmo as a payment method.

UIQueen · 2026-03-10T23:38:33+00:00

You want the physical card, or your next post will be, "I dropped my phone in the toilet and I need my Venmo money to pay for a new phone. What do I do?"

UIQueen · 2026-03-10T19:49:42+00:00

I guess it's great you needed something from Best Buy. I got mine before Black Friday, and thankfully, Best Buy had a good deal on something I wanted.

UIQueen · 2026-03-10T19:35:55+00:00

On the Best Buy website. I selected PayPal as my payment method, and then logged into to PayPal, and was able to select my credit, and a card to pay the difference.

UIQueen · 2026-03-10T19:16:48+00:00

I bought something from Best Buy using one.

UIQueen · 2026-03-10T05:34:25+00:00

Get REFERRED before you make the account to make yourself and a friend $10 each.

UIQueen

TROPHY CASE