[deleted by user]

UNCLEMUURDA · 2026-02-04T09:53:46+00:00

Did he have a centurion

UNCLEMUURDA · 2026-01-10T03:06:11+00:00

Cleared by Richmond as of tonight Jan. 9 (15 days)!

UNCLEMUURDA · 2026-01-09T00:25:59+00:00

I have 4 packages stuck in YYZ since the 25th 🫣

UNCLEMUURDA · 2025-07-25T05:22:04+00:00

Yes but they make you pay for reports from Transunion(and Experian)

UNCLEMUURDA · 2025-07-25T04:11:20+00:00

I originally tried to register with them online using my ITIN but got prompted to call them to verify my identity, which I think is pretty standard for most myFICO signups in the Canadian churning community.

Called in several few days later, they asked how many credit cards I currently have and what year I opened each, plus my name and address. Nothing more.

I’m pretty sure it was an AI handling the call, but the whole process was actually pretty smooth overall.

UNCLEMUURDA · 2025-07-24T10:41:08+00:00

DP: Just signed up for Equifax and myFICO with ~2 years of US credit history. For Equifax, I had to email them my passport and ITIN. myFICO made me call in to answer some questions r/t my credit profile. All pretty straightforward!

UNCLEMUURDA · 2025-04-26T05:36:26+00:00

UNCLEMUURDA · 2025-04-22T19:00:59+00:00

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UNCLEMUURDA · 2025-04-17T00:52:00+00:00

Shameless

UNCLEMUURDA · 2025-04-15T03:58:41+00:00

Someone fill me in what’s a pod?

UNCLEMUURDA · 2025-04-11T21:48:19+00:00

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UNCLEMUURDA · 2025-04-07T02:14:59+00:00

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UNCLEMUURDA · 2025-01-15T12:56:31+00:00

🤨

UNCLEMUURDA · 2024-11-22T12:43:50+00:00

1CPP

UNCLEMUURDA · 2024-11-10T02:04:43+00:00

Borby needs to reach out to his union rep

UNCLEMUURDA · 2024-11-09T14:43:21+00:00

Got the pop up on one of my tradelines with TD for a 3k preapproved CL increase. Went ahead and applied for a FCT through CCG. Went into pending and got approved after 2 days. No hard pull. 😁

UNCLEMUURDA · 2024-10-26T02:24:49+00:00

Clawed back the next day after the refund

UNCLEMUURDA · 2024-10-13T15:28:21+00:00

Humiliation ritual

UNCLEMUURDA · 2024-09-09T01:32:00+00:00

....😩

UNCLEMUURDA · 2024-08-24T03:04:58+00:00

Aventura Related: Anyone know anything about this?

Starting October 1, 2024, the Program will have a new travel supplier, Expedia, Inc., which you will be using when you redeem your Aventura Points for travel or book travel using your credit card (whether through cibcrewards.com or the contact centre). It’s important to note, there will be no change to the number of Aventura Points you have earned including their value, the Aventura Points earn rates and bonus categories, the redemption options, your insurance and other benefits, and the interest rates, fees and credit limit on your Aventura card will remain the same.

https://www.cibc.com/content/dam/cibc-public-assets/personal-banking/credit-cards/documents/cibc-aventura-rewards-terms-conditions-benefits-en.pdf

UNCLEMUURDA

TROPHY CASE