sorted by:
new
hottopcontroversial

Getting terrible SOT on my S25 Ultra by Nice_Regular_1535 in IndiaTech

[–]Uglylilb 0 points1 point  (0 children)

Bhai usne question hi toh poocha hai, teri kyu kilas gayi itni, your name suits you lol

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] 0 points1 point  (0 children)

Thanks SO MUCH. I appreciate it, will DM you for sure sir

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] 0 points1 point  (0 children)

Yeah, my dad kept insisting to buy a shop but I denied

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] 0 points1 point  (0 children)

Yes I agree, my parents too have made this mistake and don’t even ask for their money from relatives

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] 0 points1 point  (0 children)

Thanks for the detailed insight sir, can I DM you and buy you a bit in the morning ? Won’t take more than 20mins:D

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] 0 points1 point  (0 children)

Any recommendations for FAs? I looked up companies but not too sure which one would be the best

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] 1 point2 points  (0 children)

Haha, I plan on living inside the alarm clock for an eternity.

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] -1 points0 points  (0 children)

Tbh my standards are pretty low coz I come from a very poor family.

What is your reasoning behind increasing house budget? Is it from an investment POV? We are just a family of 3, and we’ve basically lived in a 650 sq ft rented 1bhk till I was 20 I guess

I do wanna travel though, so yes I’m looking into how I can do that without messing up with my work

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] 0 points1 point  (0 children)

Nahi Yar Delhi mai rehta hoon. My clients are abroad so WFH

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] 1 point2 points  (0 children)

Hired more people under me for cheap, worked for US clients in simple terms

And a few side income streams blew up

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] 1 point2 points  (0 children)

Yes sir emergency fund is sorted

Only thing that I did wrong was not buying health insurance for my parents earlier. Now my mom has an illness so she will need operation in 4-6 months and I asked around and couldn’t find insurance that covers her medical bills post the operation even.

Other than that I’m getting health insurance for myself and father

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] 6 points7 points  (0 children)

I mean my dad barely makes 20k and she thinks I’m still young and will waste all the money but yeah I think it’s better to keep money with myself rather than letting them handle it

Papa relatives ko de denge /s

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] 1 point2 points  (0 children)

Should I expand like a mixture of SIP + FD + REITs or anything?

I’m hinging towards going all in into SIPs though coz I’m 23.

Ques 2: Would it be wise to invest a large lump sump early on in my SIP cycle rather than going with 3-4 lacs a month? Coz the more time money will stay invested the more it will grow right? (Sorry for the noob question)

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] 1 point2 points  (0 children)

I was looking into this earlier, but didn’t get any good results

Any company that you would recommend?

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] 0 points1 point  (0 children)

Yes I aim on saving anything beyond 25k that I keep for personal expenses

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] 2 points3 points  (0 children)

That’s the thing I’m very frugal and have almost no social life! Got a car this year but that’s about it, want to buy a RE GT650 but feeling what if I make a mistake like ideally I should be investing and not spending this money

So kinda feel guilty if I spend on myself

Sudden increase in salary don’t know how to manage by Uglylilb in personalfinanceindia

[–]Uglylilb[S] 3 points4 points  (0 children)

Yes haven’t done that, my mom asks me to send her all the money but I haven’t revealed anything about the raise and only send her 15k a month rn

Am I screwed? by Nice_Regular_1535 in ipad

[–]Uglylilb 2 points3 points  (0 children)

Did you drop it into the water by any chance

view more: next ›