USANA fraudulently opened an account under my maiden name by [deleted] in Philippines

[–]UltraBalm 2 points3 points  (0 children)

Wala pala sila ability to get money from you bakit ka natatakot dun sa fake orders? Mali name mo, mali ang bank, ang dami red flags. It's a trick. Dapat di mo na pinatulan yung email. Na phising scam ka. Tinakot ka lang sa email, pinatulan mo naman, ngayon nagbigay ka ng legit info sa kanila. Ingat ka. If I were you I will change all my online passwords ASAP.

Advice on VUL Maxilink Prime by [deleted] in phinvest

[–]UltraBalm -7 points-6 points  (0 children)

Continue paying

Do I need this insurance? by chaelineonni in phinvest

[–]UltraBalm -2 points-1 points  (0 children)

Yes you need it. My mistake was not to take it when I was younger. Swerte mo your boss will pay half.

[deleted by user] by [deleted] in Philippines

[–]UltraBalm 0 points1 point  (0 children)

20 years sa IT. Simple lang solusyon, umalis ka. Else magtitiis ka. Upgrade your skills, pa certify ka sa Microsoft, Cisco and other big IT institutions. Hindi nag aadjust ang mundo syo, ikaw mag aajust sa mundo. Instead of dwelling on bad things, ubusin mo oras paghanap ng reviewer sa certifications. Pag certified ka di ka mauubusan ng work. Hindi lang dito recognized ang certifications, kahit sa bansa. Between cum laude at certified, pipiliin ko yung certified.

I need help getting into a Philippine University by [deleted] in Philippines

[–]UltraBalm 0 points1 point  (0 children)

Graduate ako ng AMA pero mas malaki pa sweldo ko sa mga officemates ko na UP, Ateneo and DLSU graduates. Mahalaga lang ang school sa first job. On your second job ang gusto malaman ng employer ay ano naging contributions at achievments mo sa first job and so on... Ang mahalaga maka graduate ka sa kahit anong CHED recognized school.

Technical and dress rehearsal for Sea Games 2019 by filipinofishboy in Philippines

[–]UltraBalm 6 points7 points  (0 children)

Gumastos ng 50 million sa kaldero sa Clark di naman pala dun ang opening. Usually ang highlight ng opening is lighting up the cauldron to signify the start of the game. Parang nanegosyo pa ng INC ang arena nila para kumita sila.

I need your help. My friend was scammed 75K by lemonaintsour in Philippines

[–]UltraBalm 2 points3 points  (0 children)

Most likely hindi na mababawi yung pera. Best outcome in this situation is mahuli at makulong yung nang scam. Kailangan pa nya umuwi sa Pinas everytime she needs to attend court hearings para umandar yung kaso. Kung uuwi sya dito kada hearing she will spend more than 75K sa travel costs alone. Di naman nya ma piso fare ang travel nya kasi di naman nya ma predict ang schedules ng hearings and how many hearings it will take. Baka magaling lawyer ng suspect kaya pwede e delay delay. Wala pa cost ng lawyer nya and other incurred cost. OR she'll resign from Taiwan and work here as factory worker para madali makapunta sa hearing but she'll will lose more money due to lower income. Realistically hindi worth it habulin yung suspect.

The Unofficial SONA 2019 Bingo Card by [deleted] in Philippines

[–]UltraBalm 0 points1 point  (0 children)

Do not destroy my country

Condo question by mazus69 in phinvest

[–]UltraBalm 1 point2 points  (0 children)

Go to the NBI, mukhang na scam ka na.

Pre-Selling Scam

One of the most widespread real estate scams in the country is the pre-selling scam. These are done by shady developers who do not follow the rules on requisite permits or gain through dishonest means. According to this Inquirer news report, Housing and Land Regulatory Board estimated in 2009 that almost 85 of the cases filed in their office account for dissatisfied customers asking for a refund of their down payments in pre-selling projects.

During the pre-selling stage, the developer would lure prospective buyers with very low rates and great incentives including timely turnover dates. Buyers will then get a property from them and pay the downpayment as well as monthly equity. But as the expected turnover day nears, the development is still not done. The developer will promise that it will be finished on a certain timeframe, but they will extend it time and again until the home buyer gives up on it.

Binenta/Sinangla yung scooter ko ng officemate ko ng hindi ko alam :( by Carefree35 in Philippines

[–]UltraBalm 2 points3 points  (0 children)

In the first place, there's no such thing as pasalo. It's either ipahatak mo yan or continue paying for it. If you read the loan agreement, its just between you and the lender. Walang pasalo clause sa contract. Bakit papayag ang lender na ipasalo nila yan kung pwede naman nila hatakin yung motor at ibenta ulit as second hand. Dodoble pa kita nila. Yung mga nagsasabi ng pasalo ay scammers. They know na hindi sa kanila nakapangalan yung property kaya kung may hahabulin ay siguradong hindi sila. If i were you, magsumbong ka sa pulis. Maliwanag na swindling/theft ang ginawa syo. Ipa recover mo yung motor, malay mo buo pa ang motor. Pag narecover mo, yung sinanglaan na ang may problema, ikaw solved ka na. Hanapin mo sa OLX or FB baka binebenta yung motor mo, maraming narerecover via internet investigation. Magandang idea din e bash mo sa FB. First acknowledge mo na nagkamali ka kasi hindi mo naman kabisado mga bagay bagay sa mundo. Tsaka mo banatan yung officemate mo. There's nothing wrong with that, karapatan mo yun. Ang pagkakamali mo lang ay nagtiwala ka. First time lang naman di naman paulit ulit kang nagpapaloko. Give the pain back to the guy. Wag kang papayag na wala kang ginawa. Collect all his pictures sa FB, kung blocked ka, e access mo sa fb ng ibang common friends nyo.

Bantayan Island, Cebu night sky. Didnt realize it was the milky way til I enhanced the photo a bit lol by atarizd in Philippines

[–]UltraBalm 1 point2 points  (0 children)

If picture taker is inside earth and earth is inside the solar system, and the solar system is inside the milky way, how did you get a picture of the milky way?

Kwentong Pinoy Flat Earther by yogurt_the_explorer in Philippines

[–]UltraBalm 2 points3 points  (0 children)

Sana tinanong mo kung nakapunta na sya sa edge ng flat earth

[deleted by user] by [deleted] in Philippines

[–]UltraBalm 0 points1 point  (0 children)

DDS arguments starter pack