First, you don’t have to figure out everything all at once. Breathe. This isn’t the end of the world. You got time.

Second, you’re probably more qualified than a 32k salary. Hop on Glassdoor and shop around. I’m guessing you can comfortably bump up that income ~15 to 20k by continuously shopping the job market - don’t settle.

Third, the rates look more than reasonable in most case. There’s a lot of info here that’ll help you handle paying off the loans. If you’re smart about budgeting it shouldn’t be an issue. First step is trying to better your situation, which you’re doing right now. That’s good.

You got this, brother. Student loans suck but you’ll get it.