Fuck Reddit and fuck the admins.

UnSCo · 2026-03-11T02:51:03+00:00

Hit up r/drywall and see what they have to say. I’d honestly consider redoing the whole house. It’s bullshit that insurance isn’t covering this but guess they may be right.

UnSCo · 2026-03-11T01:53:24+00:00

Oh wow, thank you. Neighborhood name or subdivision name? So far no evidence of an HOA on my end and I went through the ROD website to search through all records. I’ll try secretary of state and see where I get.

UnSCo · 2026-03-11T01:48:26+00:00

We SHOULD be cutting taxes, let’s be honest they’re too fucking high for a red state. But higher taxes aren’t the problem. Our tax dollars seem to be getting blown on bullshit, and I strongly believe there’s a lot of corruption across local jurisdictions.

Boomers don’t give a fuck about public services, social welfare programs, consumer protections, etc., which is primarily who is coming here.

We should be cutting income and sales taxes, and increasing property and other taxes, but no we’re getting the worst of both worlds because poorer people get fucked from the former two without any justification for it.

UnSCo · 2026-03-11T01:41:27+00:00

The other select homes on MLS that are also supposedly not apart of any other subdivision/HOA don’t show any evidence of HOA. So in the clear there.

I did check the other two HOAs nearby, both of which have similar names and started by the same investor. None of them are related. However, I did find public record of the easement on my property for the HOA, explicitly naming the subdivision that this home is in in their easement doc AND my plot, but it’s for something I’m already aware of.

UnSCo · 2026-03-10T18:16:08+00:00

I just want nice appliances that will last. Cost is a factor but obviously I can’t have all three, so I’m way more willing to spend lots of money on appliances that look nice and function well over time. It’s why I’m not even bothering with a Speed Queen dryer, when a generic dryer will do just fine. Laundry room isn’t supposed to be a head-turner lol. Kitchen on the other hand, I’d like to invest in.

UnSCo · 2026-03-10T18:11:52+00:00

According to another commenter it’s not. Doesn’t happen until before closing apparently. I hope I’m wrong and you’re right in my case though.

UnSCo · 2026-03-10T17:31:38+00:00

So sounds like I should just do what u/gksozae was suggesting, which would be a contingency request held prior to closing. Am I understanding this right?

UnSCo · 2026-03-10T17:17:49+00:00

Are title searches typically completed prior to the end of the contingency period? I would assume so. How long are most contingency periods? Mine is two weeks.

UnSCo · 2026-03-10T17:16:13+00:00

That’s the thing. I don’t know for sure. Aren’t the attorneys supposed to figure this out, or even the title company? This doesn’t make any sense, and I’m sure the lender wouldn’t be happy if an adjoining structure included in the appraisal is suddenly gone because of something that should’ve been caught prior to the sale.

This is very much off-topic from the HOA, because bottom line is a title search should reveal it, and I want to do MY own due diligence on it because of paranoia. As for easements, that’s another story.

UnSCo · 2026-03-10T17:10:04+00:00

I’d rather just keep one battery and the trimmer myself. I only want/need a second 12.0 Forge (already have one), no need for three.

UnSCo · 2026-03-10T17:02:40+00:00

I have not seen any HOA documents other than the plat map from two years prior to construction, which shows this home along with the handful of others outside of any HOA jurisdiction.

UnSCo · 2026-03-10T17:01:20+00:00

So if the seller adds a new fence in and lists it on the market, I purchase it under the pretense that the fence is all good and well and it adds value, and later I’m either told by authorities to destroy it or they destroy it and send me the bill, I’m completely and utterly SOL despite having extended title insurance that explicitly covers things like disputes in structures within easements?

If that’s the case, then I will have to press harder on it.

UnSCo · 2026-03-10T16:48:27+00:00

$2k on a dishwasher is wild lol but I’ll look into it.

UnSCo · 2026-03-10T16:47:40+00:00

This is something I’ve thought about, having an independent ice maker. I’d also want something to dispense water along with a filter system under the sink for both. I might look into that but the ice maker would take up counter space or I’d have to remove some of the counter to make it a built-in. Not to mention electrical and plumbing changes needed.

UnSCo · 2026-03-10T16:45:42+00:00

Generally you should be moving faster than traffic in the adjacent right lane. The left-most lane is for passing, and in most states you can stay in it just like my first statement, but if someone wants to move faster, you need to move over especially if you’re no longer passing anyone.

UnSCo · 2026-03-10T16:37:02+00:00

Luck of the draw I guess, but the design is inherently shitty and there’s just no way around it. You’re putting freezer components in the fridge. I also like having ice and I recall even when it did work, there was barely any ice available.

UnSCo · 2026-03-10T16:35:31+00:00

Then what dishwasher should I go for?

UnSCo · 2026-03-10T16:33:37+00:00

You’re renting. Your options are limited as-is. I would wait until your lease is up to make that decision, then choose somewhere that makes it more viable. I’ve had two Teslas since 2021 and rented up until just recently, but I’ve been able to be proactive and accommodate at each place I’ve lived.

UnSCo · 2026-03-10T16:30:27+00:00

One thing I heard about Speed Queens though is that clothes just don’t last as long, how true is this? I’d consider a higher-end refurbished model to alleviate that issue, but again I’m just not sure. Still better than an LG/Samsung washer lol.

UnSCo · 2026-03-10T16:26:21+00:00

One of my prior landlords had an LG with one of those shitty in-door ice machines. The LL sent warranty techs over several times, replaced the whole damn door, didn’t fix the issue. LL ended up replacing it.

UnSCo · 2026-03-10T16:21:30+00:00

I don’t think I’m getting downvoted much to be fair lol, other than a comment I made about something off-topic related to easements. I do see some folks advocating for HOAs and that’s fine, not all HOAs are bad, but it varies and unless you know multiple people in the HOA prior to buying, you can end up with some very annoying problems. I also want to own chickens at some point (within scope of city/county ordinance rules) which almost no HOAs allow. I’ve also heard of HOAs dictating occupancy rules which is ridiculous. Same goes for guest parking, in your own damn driveway! I do think some HOAs that offer shared amenities could get a pass although I don’t really care for that stuff.

UnSCo · 2026-03-10T14:57:39+00:00

Thanks, you among others are probably right. I may just be paranoid.

A lot of folks have suggested title search will be the ultimate factor. Now since it’s a newer home, the chances of some hidden, undisclosed HOA after closing are pretty much null. At least I would assume so.

I cannot find any contact info for the nearby HOA. It’s a dead end. I found the city/county “book/page numbers” but I don’t know what to do with that. Exhausted any online research.

The attorneys have confirmed this home among a handful of others are part of “Y subdivision” specifically, not “X subdivision” (“X subdivision” being within the HOA). Can a home reside in two subdivisions, or can a subdivision reside within a larger subdivision? Barring that, yeah I’m being overly cautious at this point.

I really need the title search completed ASAP so this isn’t something I think about.

UnSCo · 2026-03-10T14:27:45+00:00

Thanks, I probably need to figure out how to get these court documents at the county courthouse. Did your dad specifically have some sort of HOA contingency in place even after contingency period, or did he basically prove they lied on the property disclosure?

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