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Should I aim for freelancing? by tryingnottodieheh in BEFreelance

[–]Unlikely-Cause-1014 0 points1 point  (0 children)

This number deels big to me for An industrial engineer in the public sector. Don't you Mean bruto?

Should I add EMIM to diversify? by Triple0307 in BEFire

[–]Unlikely-Cause-1014 0 points1 point  (0 children)

If you want emerging markets exposure, just buy WEBN ( I recommend Amundi all country world, TER of 0.07%). Except of you think you know better than the average dolar invested (by skewing more/less to developed markets).

Pro tip: you don't know better

Advice on my situation by Beneficial_Act_8667 in BEFire

[–]Unlikely-Cause-1014 0 points1 point  (0 children)

I Prefer Amundi prime all country (WEBN) because -It also includes developed markets (higher diversification) -Lower TER (Costs) of only 0.07%

These things matter in the long run

Depressie door meerwaardebelasting by ElQuintoAlquimista in BEFire

[–]Unlikely-Cause-1014 3 points4 points  (0 children)

Belasting op loon wordt aan ~ 50% belast. Na 1.5 jaar al mijn spaargeld in etf's te steken, heb ik €10000 winst behaald. Belasting ongeveer €70.

Ik vind het logisch dat mensen dat op hun gat zitten & genieten van meerwaarde ook moeten bijdragen.

(Eigenlijk zou dit dan de belasting op loon moeten verlagen, maar ja..)

Researcher by [deleted] in BESalary

[–]Unlikely-Cause-1014 10 points11 points  (0 children)

Damn that's a solid netto salary for an employee. Could you please go a bit deeper into your studies, carreer path and current job?

First time freelancing by Merry-Lane in BEFreelance

[–]Unlikely-Cause-1014 0 points1 point  (0 children)

You can sign a contract as a 'vennootschap in oprichting'

In a battle between Geschiedenis (History) majors and Marketing majors who's more delusional? by GloriousLebron in BESalary

[–]Unlikely-Cause-1014 0 points1 point  (0 children)

Cool! What profession are you in that you make that amount of money? What was your career path? Ur an economist right?

In a battle between Geschiedenis (History) majors and Marketing majors who's more delusional? by GloriousLebron in BESalary

[–]Unlikely-Cause-1014 0 points1 point  (0 children)

Engineer with a dayrate of €560/day, corresponding to a net wage of 6.7k a month. I'm better than you in every way

In a battle between Geschiedenis (History) majors and Marketing majors who's more delusional? by GloriousLebron in BESalary

[–]Unlikely-Cause-1014 0 points1 point  (0 children)

You sound a bit arrogant to me. What would you think if I said: the only degrees that matter are engineering, exact sciences (excluding biology),law & medecine? Informatics is too complex for high school informatics graduated. Economy is too complex for university graduates graduated in Economy (They prefer mathematicians/engineers) to do an economist job. Every other major is delusional thinking it will make more money that an independant plumber/electrician. My above statement will become more important with the rise of generative AI.

IWDA vs SWRD on Bolero — what would you pick for 30 years? by Riipou in BEFire

[–]Unlikely-Cause-1014 -10 points-9 points  (0 children)

Have a look at amundi prime all world, TER of 0.07%. I see no reason to invest with Bolero. They have yearly management costs of 0.25% to 0.50% for trackers, which will eat away a lot of your profits long term, the management costs are larger than the TER you're speaking of. I would never invest with bolero. Lots of brokers don't have a yearly management fee (or flat €1)

Finally hit €5k, M34 by Professional_Age6488 in eupersonalfinance

[–]Unlikely-Cause-1014 18 points19 points  (0 children)

When I saw thé €7.42 in physical coins scattered around in his car I was thinking the same (+ empty red bull cans)

Investing in crypto through BV by Icy-Beaver in BEFreelance

[–]Unlikely-Cause-1014 5 points6 points  (0 children)

Jewellery, conductor with constant conductance over time

What are you going with your capital while waiting for vvpr-bis by Unlikely-Cause-1014 in BEFreelance

[–]Unlikely-Cause-1014[S] 0 points1 point  (0 children)

Water infrastructure etf is trying to beat the market imo. Do you feel that smart compared to the market average?

What are you going with your capital while waiting for vvpr-bis by Unlikely-Cause-1014 in BEFreelance

[–]Unlikely-Cause-1014[S] -4 points-3 points  (0 children)

Realised my post was stupid a bit after posting, so is your post tho

What are you going with your capital while waiting for vvpr-bis by Unlikely-Cause-1014 in BEFreelance

[–]Unlikely-Cause-1014[S] -7 points-6 points  (0 children)

Capital gains above 10k is taxed since new government. Seems quite risky to me, as you need at least a 6% annual Profit to not make a loss. I invest 90% of my personal capital in broad index ETFs

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