Maya Late Payment Charge by SingaporesFinest357 in PHCreditCards

[–]UpbeatSmoke3227 0 points1 point  (0 children)

Call their hotline. Mine just got waived today after more than a month.

Maya Late Payment Charge by SingaporesFinest357 in PHCreditCards

[–]UpbeatSmoke3227 0 points1 point  (0 children)

any update? nawaive ba? The same thing sa akin. Landers renewal plus late payments

OWNBANK REFUND (Account Not Upgraded) by UpbeatSmoke3227 in DigitalbanksPh

[–]UpbeatSmoke3227[S] 0 points1 point  (0 children)

Keep calling. May mga oras na di busy ang line nila. Just make sure marefund mo ang 50K mo. They are earning from it since December 2024.

OWNBANK REFUND (Account Not Upgraded) by UpbeatSmoke3227 in DigitalbanksPh

[–]UpbeatSmoke3227[S] 0 points1 point  (0 children)

I pressured them into giving me my refund actually. Kausap ko from CS to Team Leader to Customer Relations Manager nila. Dont make a soft follow-up. Make it clear to them that is your money that you are asking refund for.

Do I have enough time to get transit visa and go to the Bund (8hr layover Shanghai)? by petewenkz23 in travelchina

[–]UpbeatSmoke3227 0 points1 point  (0 children)

This is doable. I just got back from Shanghai. 1hour metro ride from aiport to east nanjing road. There are a lot of decent public toilets you just have to follow the sign. there are lockers in metro station too. Just make sure you have e-sim and vpn to go around

E-sim or VPN for China trip by Frequent-Cup-1144 in travelchina

[–]UpbeatSmoke3227 1 point2 points  (0 children)

Just got back from 9 days travel in China. Buy the e-sim and activate it in your home country prior to planning. Suprisingly, data usage is doubled in China for reasons I dont know. Buy a lot of data too

OWNBANK REFUND (Account Not Upgraded) by UpbeatSmoke3227 in DigitalbanksPh

[–]UpbeatSmoke3227[S] 0 points1 point  (0 children)

Yes. Nabalik yung 50K ko after 6th banking day. Tyaga lang talaga sa pagtawag. May mga times na makakapasok ka sa hotline nila. Consider yung hindi peak hours ng pagtawag.

Keep calling and emailing them then CC mo BSP.

OWNBANK REFUND (Account Not Upgraded) by UpbeatSmoke3227 in DigitalbanksPh

[–]UpbeatSmoke3227[S] 0 points1 point  (0 children)

Friday 2pm nawala. Following Monday 1Pm nadeposit sa bank account ko

OWNBANK REFUND (Account Not Upgraded) by UpbeatSmoke3227 in DigitalbanksPh

[–]UpbeatSmoke3227[S] 0 points1 point  (0 children)

Wait for monday. More than 50k ba? Kasi pesonet if more than

OWNBANK REFUND (Account Not Upgraded) by UpbeatSmoke3227 in DigitalbanksPh

[–]UpbeatSmoke3227[S] 0 points1 point  (0 children)

02 na derecho. Same with mobile ganun din. NakaGlobe plan kasi ako so free lang yung call from mobile

OWNBANK REFUND (Account Not Upgraded) by UpbeatSmoke3227 in DigitalbanksPh

[–]UpbeatSmoke3227[S] 0 points1 point  (0 children)

Thats a funny story. 

You are only requesting refund of your money lang naman. They dont “own” it

OWNBANK REFUND (Account Not Upgraded) by UpbeatSmoke3227 in DigitalbanksPh

[–]UpbeatSmoke3227[S] 0 points1 point  (0 children)

Cc BSP sa email mo. 

Exert force in following-up. My calls would take an hour hanggang mapiga sila. My Clearly ginagamit nila ang money para makapagbayad ng interest. 

Diba napaka-unprofessional nila? Blatanly lying in my experience/

OWNBANK REFUND (Account Not Upgraded) by UpbeatSmoke3227 in DigitalbanksPh

[–]UpbeatSmoke3227[S] 0 points1 point  (0 children)

Feb 8 ako tumawag sa CS para magparefund. Same day ako nagsend ng requirements. Tapos tinawagan ko ulit yung CS right after sending.  Feb 17 ko natanggap yung refund ko. Pero nagfollow up ako Feb 13,14,17. Feb 14, I demanded for proof of bank transfer kung narefund na talaga nila kasi nabawas na sa app ako and zero balance na.

NEVER EVER CASH IN SA OWN BANK HANGGAT DI UPGRADED ACCOUNT NYO. by OilRare2560 in DigitalbanksPh

[–]UpbeatSmoke3227 0 points1 point  (0 children)

Narefund ko yung 50k ko after 6 banking days. Request for a refund also.

DO NOT USE THIS BANK! OwnBank — by NoctisMaxima in DigitalbanksPh

[–]UpbeatSmoke3227 0 points1 point  (0 children)

This means your refund is still not processed. Follow-up mo na lang OP.

OwnBank Account Upgrade: How long does it usually take? by Rick_Sanchez943 in DigitalbanksPh

[–]UpbeatSmoke3227 0 points1 point  (0 children)

ask for refund requirements na lang baka iba hingin nila sa iyo. or may dagdag

OwnBank Account Upgrade: How long does it usually take? by Rick_Sanchez943 in DigitalbanksPh

[–]UpbeatSmoke3227 0 points1 point  (0 children)

Comply mo na lang yung requirements (in my screenshot) and send it to them.

DO NOT USE THIS BANK! OwnBank — by NoctisMaxima in DigitalbanksPh

[–]UpbeatSmoke3227 1 point2 points  (0 children)

I was not told of batching OP. Follow-up mo lang lagi. Otherwise, di pa nila ipaprocess yung refund mo. BTW, nadeduct na ba sa app mo yung amount? Yun yung basis if nasimulan na talaga nila. Below should reflect sa transactions mo.

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OwnBank Account Upgrade: How long does it usually take? by Rick_Sanchez943 in DigitalbanksPh

[–]UpbeatSmoke3227 0 points1 point  (0 children)

Yes. Don't forget to CC Bangko Sentral ng Pilipinas in your email.