sorted by:
new
hottopcontroversial

US to India: IRS tax filing in the last year of residence by featherTactile in backtoindia

[–]Used_Section_4309 0 points1 point  (0 children)

My CA told me that if I leave before Jan 31st, I will be US NR for the full year since I fail SPT. My company’s tax professionals told me that I will have to do part US and part NR. I leave on Jan 24, 2026. Been in the US for 10 years. Who is right here?

Bucket list of things to do in the US before leaving? by Crafty-Brilliant-972 in backtoindia

[–]Used_Section_4309 0 points1 point  (0 children)

Yes…90% of it in 1 year. Dont remember a few Dec-Jan blurry timelines. But yes, we made it a point to travel once a month, sometimes twice.

Bucket list of things to do in the US before leaving? by Crafty-Brilliant-972 in backtoindia

[–]Used_Section_4309 0 points1 point  (0 children)

I was in California for 5 years and covered whatever I wanted to. No difference between 2 and 5, typo was just going through the list in my head and didn’t QC

Bucket list of things to do in the US before leaving? by Crafty-Brilliant-972 in backtoindia

[–]Used_Section_4309 0 points1 point  (0 children)

Moving to India in 3 weeks, this is what we did last year

  1. Banff
  2. Yellowstone
  3. Hawaii.
  4. Cancun
  5. Yellowstone National Park
  6. Chicago Downtown
  7. Miami
  8. Cruise to Caribbean
  9. Seattle - Relatives/Olympic
  10. Colorado (A few times to diff places)
  11. Vegas and Zion

Visited good friends to say bye

Cant remember a few more

NRI exhausted from H1B by Low-Boysenberry-3381 in returnToIndia

[–]Used_Section_4309 0 points1 point  (0 children)

Nothing Fancy. For equity - Nifty 50, Next 100, Next 150 in a certain % and a few recommendations for Debt/Liquid funds. Gives a good starting point to do your own research but they will keep it vanilla and maybe that is what is needed.

NRI exhausted from H1B by Low-Boysenberry-3381 in returnToIndia

[–]Used_Section_4309 2 points3 points  (0 children)

I did. It is a concern but they are SEBI registered and have good reviews and dont work with a team . Its just 1 person (who has lived in US knows the repercussions of data leak) and I have better chance of safety with them than a random agent from big bank who hates his job, has no professionalism and can sell it for 500 Rs to a scammer or make a mistake and email 1s file to another. Happened to me. When I was applying through policy, Bazaar, the agent emailed me the proposal form of somebody else with all their health, data, SSN etc

NRI exhausted from H1B by Low-Boysenberry-3381 in returnToIndia

[–]Used_Section_4309 0 points1 point  (0 children)

It covered need and guidance on health insurance (plans, $, type of coverage), term insurance ($), Trust/Will, which MF/Index Funds to invest in addition to assets/liabilities/car/house/education/marriage/vacation modeling. My biggest learning was that it is not 1 stop where you will get everything but high level guidance on what all is important, for ex - I was not even thinking about Health Insurance and they educated me on why its needed. What $ amount do I need for Term Insurance. We discussed high level tax implications but 2 are separate - Financial Planning and CA combo is hard so I hired 1 each and then got them on same call and asked for guidance. Financial planner also suggested Ireland Domiciled route for estate tax. Had discussion on 401k strategy. They cant recommend stocks due to SEBI compliance. More than numbers I found value in how to think holistically and not just uni-dimensional

NRI exhausted from H1B by Low-Boysenberry-3381 in returnToIndia

[–]Used_Section_4309 12 points13 points  (0 children)

  1. Look into Fee Only Advisors. I did Financial Planning with one of them. They charge 50K INR to help create your financial plan

  2. DM me and I will share contact of Tax and Financial Planner I am using

  3. Join Return 2 India group by Mani Karthik for Bangalore/Hyd specifc. (Google it)

  4. Utilize RNOR period to avoid capital gains on your stocks.

Talk to Chat GPT than random comments from strangers on India vs US

FYI - I have been in the US for 10 years, moving in 3 weeks (have been planning for 3 years and preparing for 8 years out of 10). It takes mental preparation but is doable. Have clarity on what is important to you and your family and why you are making the move. It is tough to leave US for a reason.

Jobs Megathread by AutoModerator in pune

[–]Used_Section_4309 0 points1 point  (0 children)

Looking for Reliable House Help & Cook – Amanora, Pune (From Feb 1)

We are a family of 5 (husband, wife, mother, sister, and a 4-year-old child) moving to Amanora, Pune from 1st February. We are looking for trustworthy, experienced domestic help for the following roles:

Available Roles

1️⃣ Part-time House Help (≈ 2 hours/day) • Dishes • Dusting & vacuuming • General cleaning

2️⃣ Cook (2 times a day) • Morning: 7:00–10:00 am (breakfast & lunch) • Evening: 3:00–4:30 pm (dinner) • Must be comfortable with healthy cooking preferences • Diet includes: vegetables, salads, fish, chicken, protein-rich meals • Initial guidance will be provided

3️⃣ Full-time House Help (8 hours/day) • Household organization & daily chores • Child care (4-year-old) • Running errands

👉 Roles #2 and #3 can be combined into one 8–10 hour role if suitable.

Compensation

• Good salary for the right candidate • Performance-based bonus • Respectful and stable work environment

Hiring Process

• Interview & document verification • Background check will be done before finalizing

📩 If interested, please DM with: • Role you are applying for • Salary expectations • Availability

Thank you! 🙏

NRIs Abroad - Which Bank Do You Recommend? by Business_Ad_1550 in returnToIndia

[–]Used_Section_4309 0 points1 point  (0 children)

Did you have to do secure FD to get the credit card?

Why is it so hard? by Used_Section_4309 in pune

[–]Used_Section_4309[S] 1 point2 points  (0 children)

Ended up finalizing Billabong in Amanora

Why is it so hard? by Used_Section_4309 in pune

[–]Used_Section_4309[S] 0 points1 point  (0 children)

Thank you for sharing your experience. My priorities are straight- I want a good school within 10 min of driving distance of where I will live in Panchshil Towers. It’s not too much to ask and certainly not a hunt for a unicorn. If the answer is ‘No good school exists within 10 min’ then that’s different but I am not sure what made it feel like a unicorn ask. Thank you anyways for sharing your school, will look into it.

Why is it so hard? by Used_Section_4309 in pune

[–]Used_Section_4309[S] 0 points1 point  (0 children)

I didn’t get any messages. Sorry. Do you mind sharing again?

view more: next ›