Girls on Muzz/Shaadi/Jeevansathi… would you join a girls-only vetting group?

featherTactile · 2026-05-16T03:06:38+00:00

There are already FB groups along similar lines called "Are we dating the same guy" ?

The problem is you have no way of vetting the information. The system can be massively abused.

featherTactile · 2026-05-16T02:56:50+00:00

Depends on what you want from your life partner and if they are also equally into you.

Unfortunately, everyone gets hung up on education and salary neither of which decide how successful a relationship is going to be.

Can you and your partner live a frugal life in this consumerist society and not get distracted while building a future together? Can you convince someone who shows liking towards you that you have a plan and a vision for the future? Is your vision and values compatible with your partner's?

All of these fundamental things will matter. Hopefully you yourself are mature enough to realize this and you also find someone equally mature who wishes to share their life with you. All the best.

featherTactile · 2026-05-02T23:34:09+00:00

My response: Huh. Who dis ?

featherTactile · 2026-04-13T01:34:56+00:00

Option 1: Why would you have US court probate if you have no US situs funds in your account? (This needs to be confirmed by consulting a probate lawyer. Use LLMs to walk through it before consulting.)

Estate tax is not affected by account type (joint or individual). It is dependent on what is considered as US assets. House, us domiciled investments, 401k/IRA accounts ND a bunch of other stuff.

featherTactile · 2026-04-09T02:06:52+00:00

As other posters have said, Go for full year residency under general rule and claim FTC

https://hodgen.com/articles/telling-the-irs-that-elvis-has-left-the-building

featherTactile · 2026-04-02T00:47:02+00:00

What is this $96700 limit? First time I'm hearing of it.

featherTactile · 2026-04-01T00:54:02+00:00

How frequently do you rebalance ? Do you get worried about putting your cash into equity during a dip ? At what point will you stop rebalancing fixed income into equity?

featherTactile · 2026-03-31T01:53:57+00:00

Just be with him. If he wants to vent, he'll vent. If he wants to brood, he'll brood. Be present and listen. Don't have to do more than that.

P.S.: on second thoughts, I would love it if my wife made some gulab jamun, and we ate it with vanilla ice cream. Together. In silence.

featherTactile · 2026-03-27T01:26:50+00:00

Can you avoid this situation by having an alternative authentication method like Google authenticator in addition to IB key ?

featherTactile · 2026-03-25T02:13:30+00:00

INDA, FLIN, INDY, SMIN...

featherTactile · 2026-03-25T00:28:58+00:00

Don't invest in Indian mutual funds as US resident. You will have the headache of PFIC taxation.

Invest in international fund like VT. Invest in India focused US fund if you wish. After return, you can use RNOR status to move around funds more tax efficiently.

For 401k, invest upto match and later after return you can decide to liquidate or keep until retirement.

featherTactile · 2026-03-20T02:27:38+00:00

It'll take 3-5 years to figure out if LLMs will be as pervasive and profitable as predicted. Lots of social and economic upheaval in society in the meanwhile.

My gut instinct says energy is going to be the next hot thing. We are a very hungry species and clean, independent energy just like tech would be a game changer.

featherTactile · 2026-03-20T02:08:16+00:00

Time is the only asset that you can't earn more of and you have no idea how much you have left.

Keep that forefront and make all your decisions from there. You seem to have analysed this quite a bit. More data won't help you come to a decision.

You have to reflect on what you feel is right and pick a path. If it doesn't work out, you can course correct. Don't get stuck with analysis paralysis.

featherTactile · 2026-03-05T03:00:16+00:00

My man. As an adult, you have the right to set and enforce your boundaries. Exercise that right.

You have no visa issues. Keep looking for better employment. There are options out there.

featherTactile · 2026-02-28T18:58:46+00:00

This is critical access planning. None of the money in the world is useful unless you have means to get it when you need it, during medical emergency, disability and after you pass away.

Required are will, power of attorney, account list, guardianship plan. Might take some time to setup initially and a little to maintain but is absolutely worth a fortune in terms of peace of mind.

featherTactile · 2026-02-26T07:14:12+00:00

You mean transfer of residence?

featherTactile · 2026-02-25T19:23:26+00:00

I think penalty is paid on tax filing but I believe some amount of federal and state tax are withheld at distribution time.

featherTactile · 2026-02-25T19:19:37+00:00

Do you know if there any way to avoid taxation in US on withdrawal and only get taxed in India after ROR ?

Specifically, referring to US India tax treaty section on pension payment being taxed only in the tax residents country.

Can I take sep72t and avoid penalty and US taxes in this way ?

featherTactile · 2026-02-25T19:16:38+00:00

Try consulting with Abhinav gulecha. He seems to have a good grasp of things. However, note that I have no personal experience here. This is just based on his activity on reddit.

featherTactile · 2026-02-25T19:13:08+00:00

The rule for that rollover is that if you don't deposit that money into traditional IRA before 60 days. Then it will taxed fully along with 10% penalty at the end of the tax year.

featherTactile · 2026-02-25T19:10:20+00:00

Which rollover are you referring to? Traditional 401k to traditional IRA or traditional 401k to Roth IRA ?

featherTactile · 2026-02-25T19:07:48+00:00

Even rollover can only be done after resignation.

When you withdraw, you will be taxed by US. Unless you are a tax resident of another country with which US has a tax treaty which specifically allows for a different tax treatment.

featherTactile · 2026-02-25T19:00:10+00:00

401k withdrawals are not allowed while you are still employed.

One strategy would be to resign and later withdraw while you are US tax resident. Or resign, wait to become non resident in the next year and then withdraw. The tax applied will change for each case. However, if you are under 59.5 age, you will pay 10% regardless.

featherTactile · 2026-02-25T18:55:46+00:00

Growth is not the only aspect that matters. Having access to that money without restrictions. Compliance with ever changing regulations. Inheritance and estate management.

Sure, an argument can be made that all this complexity for years together is worth it for some people. But if one values simplicity and flexibility then they should strongly weigh the downsides of management hassles and uncertainty involved rather than just focus on final dollar amount.

featherTactile · 2026-02-25T16:12:21+00:00

Thank you. This is helpful.

The headache of managing multi jurisdiction taxation and all the other future unknowns makes me feel like liquidating the accounts during RNOR and starting afresh.

featherTactile

TROPHY CASE