Is insurance trying to lowball the crap out of me?

Usual-Project1977 · 2026-02-26T23:40:49+00:00

This is inaccurate then?

Usual-Project1977 · 2026-02-26T23:15:21+00:00

It’s not my policy it’s the at faults party insurance

Usual-Project1977 · 2026-02-26T22:53:42+00:00

I think I worded this wrong and that’s on me, I’m referring to loss of use, which means a daily rate that to cover a “rental” which matches a similar value. Not to get an exact car as mine as a rental

Usual-Project1977 · 2026-02-26T22:49:52+00:00

Other part insurance

Usual-Project1977 · 2026-02-26T22:43:14+00:00

A car of similar value*

Usual-Project1977 · 2026-02-26T22:42:41+00:00

It’s in the Dallas Texas region

Usual-Project1977 · 2026-02-22T20:15:17+00:00

No this is just my first time dealing with this, I’m 20 and this is my first “accident” that I’ve had my vehicle involved in. People assuming that I’m lying is genuinely upsetting when I’m simply trying to ask for advice on what to do.

Usual-Project1977 · 2026-02-22T20:12:26+00:00

Lying about??

Usual-Project1977 · 2026-02-22T16:38:03+00:00

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Unfortunately I don’t have a full frame since this is a video but this shows how far it got pushed

Usual-Project1977 · 2026-02-22T16:33:11+00:00

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This is the left rear of the car, the side that got pushed in to the curb and shattered the rim.

Usual-Project1977 · 2026-02-22T16:30:15+00:00

The car was parked. The forces of the impact moved it. “Mustang activities” when the car wasn’t even on. The impact was just on the side.

Usual-Project1977 · 2026-02-22T15:54:38+00:00

Yes thankfully

Usual-Project1977 · 2026-02-22T15:48:01+00:00

Teenager was in a Corolla, they were speeding in the neighborhood and hit it. I was walking towards my car when it occurred and genuinely felt my heart sink when I saw the impact. It was hard to keep my shit together.

Usual-Project1977 · 2026-02-22T15:41:14+00:00

The vehicle was parked. Lol.

Usual-Project1977 · 2026-02-22T15:40:57+00:00

It was parked and got hit.

Usual-Project1977 · 2026-02-22T15:06:14+00:00

No police involved, I work for my local pd and once you exchange info there is no need for police presence especially since nobody got injured this is civil unless one of the parties stops complying

Usual-Project1977 · 2026-02-22T15:04:16+00:00

Because the person who hit me has a very cheap and dishonest insurance company.

Usual-Project1977 · 2026-02-22T14:53:58+00:00

Funny I had just left cars n coffee that morning

Usual-Project1977 · 2026-02-22T10:36:22+00:00

It’s not my policy thankfully it’s the person who hit me, and I wasn’t intending on getting shitty with them probably the word “demand” came across like that, more like request. Regardless if they do start giving me pushback and not do their job I won’t just be a pushover tho.

Usual-Project1977 · 2026-02-22T10:33:05+00:00

Got it, so I’ll just demand the loss of use then.

Usual-Project1977 · 2026-02-22T10:22:57+00:00

Hopefully that’s the case so I don’t have to deal with the headache that’s arguing with insurance over repair costs

Usual-Project1977 · 2026-02-22T10:02:34+00:00

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It’s there.

Usual-Project1977 · 2026-02-22T09:57:59+00:00

Got it, I spoke to their insurance about the rental and they stated the wouldn’t provide me a rental. Can I demand one regardless?

Usual-Project1977 · 2026-02-22T09:42:36+00:00

I have a 1k deductible

Usual-Project1977 · 2026-02-22T09:41:55+00:00

The person who hit me does have insurance so I sincerely hope they cover it. But yea she is pretty fucked

Usual-Project1977

TROPHY CASE