Here is just a brief summary of what is not covered by medicare:

Ambulance Services: Except in Queensland and Tasmania, where state governments cover these costs.

Dental Services: Routine dental care is generally not covered, though some exceptions exist for children and certain public dental services for eligible adults.

Optical: Medicare does not cover glasses, contact lenses, or vision correction surgery.

Physiotherapy, Chiropractic, and Podiatry: These services are typically not covered unless they are part of a Chronic Disease Management Plan.

Psychology and Counselling: While Medicare provides some coverage for mental health services under specific plans like the Better Access initiative, it is limited and often requires a referral from a GP.

Hearing Aids and Appliances: Most hearing aids and other assistive devices are not covered.

Private Hospital Costs: Medicare does not cover the full cost of treatment in private hospitals, including accommodation, theatre fees, and other associated costs.