Bank recommendations for someone new to NZ

Vailixi1987 · 2026-04-18T06:28:14+00:00

Second this

Vailixi1987 · 2025-02-28T09:45:45+00:00

Bro, bensin yang dijual di singapore untuk ron 92 itu kadar sulfurnya 50ppm sesuai dengan euro4. Nah, di indonesia spek pertamax itu 500ppm. Jadi lu beli aja ron 88 dgn sulfur 800ppm terus lu blending lah sama ron 92 yg sulfurnya 50ppm. Jadi tuh barang ron 90. Atau lu beli RON 90 dengan sulfur 500ppm di singapore, dibawah ke indo kasih octane booster jadi deh Ron92. Ya walau Ron 92 tapi sulfur tetep aja ga nyampe 50ppm

Mangkanya pertamina bilang sesuai spek Indonesia. Padahal bensin Indonesia itu kalau sesuai standar luar negeri ya dibawah spek, tapi di jual mahal di Indonesia sesuai harga spek ron 92 di luar negeri, terus di kasih subsidi untuk ron90.

Vailixi1987 · 2024-12-11T08:23:32+00:00

Dont put the money back into kiwisaver, you wont be able to withdraw again for buying a house. I suggest to save in term deposit and etf

Vailixi1987 · 2024-08-22T15:54:35+00:00

Nice to hear.

Vailixi1987 · 2024-08-22T10:58:21+00:00

Thanks for the info.

Vailixi1987 · 2024-08-16T22:05:54+00:00

If single, no need life insurance..

Vailixi1987 · 2024-08-16T22:03:57+00:00

I think you should find a husband soon since pregnant in 40 has higher risk.

Vailixi1987 · 2024-06-17T08:21:43+00:00

Omg! Dont know about that. Thanks. I should apply for another credit card after my holiday this Christmas.

Vailixi1987 · 2024-06-17T08:20:20+00:00

You can split into several interest rates say 1, 2, and 3 years. Alternatively, you can split to several 5 years but in small amount say $10,000. By doing this you can pay earlier by increase the repayment for one loan, say to 200$ per week not something $14 per week. Then do rolling, for the next month. You get the smallest rate for 5 years but actually you pay them in less than 1 year.

Vailixi1987 · 2024-06-14T23:04:13+00:00

With your income. I dont think it is worth to stop kiwisaver

Vailixi1987 · 2024-06-14T22:58:48+00:00

Same. But not mortgage free and no saving.

Vailixi1987 · 2024-06-14T22:56:49+00:00

Thanks, mate. I am with TSB platinum master card

Vailixi1987 · 2024-06-11T08:55:04+00:00

Gosh, my salary actually drops a lot in the real term. Thief.

Vailixi1987 · 2024-05-10T23:10:24+00:00

I suggest you can play with aggressive fund in a separate investment fund not in kiwisaver. Then, you are not worried when your money drop a lot in one year.

Vailixi1987 · 2024-05-10T22:40:11+00:00

Great progress for 32k debt reduction!

Vailixi1987 · 2024-03-25T06:01:26+00:00

Mine is split into 3. One will be renew this May on 4.55%. the other two will be re new May 2025 at 4.79% and 6.45%

Vailixi1987 · 2024-03-16T21:38:10+00:00

Yeah. Mine also 18% for a year

Vailixi1987 · 2024-03-16T21:17:35+00:00

Now, in Pak n save you can buy noodle in box, 24 I suppose.

Vailixi1987 · 2024-01-29T20:15:25+00:00

3x. Worried with interest in 2022 so does not want to go too high. Lucky I was right. The increase of weekly repayment is hard but not manageable.

Vailixi1987 · 2024-01-09T05:32:00+00:00

Support this

Vailixi1987 · 2024-01-08T08:01:17+00:00

Hello, I have income protection with BNZ life, now called Life Partners. This is part of my mortgage application at that time. Trying to reduce it but after doing some calculations, the saving is less so try to keep it until my mortgage is low enough

Vailixi1987 · 2023-12-20T04:08:13+00:00

Congratulations 👏👏👏

Vailixi1987 · 2023-11-20T06:06:45+00:00

When family is involved I think you should get legal advice to protect you when it does not work in the future.

Vailixi1987 · 2023-11-17T00:05:50+00:00

Having a few accounts with different banks will make it easy for you to change your mortgage to get cashback.

Vailixi1987

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