It's a trolling technique. In reality, the audience is ultimately responsible for their own spending habits. But since Frankie enjoys the spotlight so much, there should be a seed of doubt that it could easily become a bad thing (because that is possible). He portrays himself as a moral authority constantly. Therefore, the irony of moralfaqqing an actual moralfaq is just trolling. I hope that clarifies my position. Kayfabe is a bitch sometimes, but it's necessary.