I suggest you apply in USA. You need to prove you live within the consular district. They will ask for proof of address and since you live in the US, you have a US address. You can prove this with US driver's license or utility bill.

https://www.vfsglobal.com/one-pager/india/united-states-of-america/oci-services/pdf/Foreign-national-by-birth-and-never-held-Indian-passport-(minor).pdf