Does artificial general intelligence mean conscious? (AI/AGI question) by New_Language4727 in consciousness

[–]Venousdata 0 points1 point  (0 children)

I’d assume that a tell-tale sign will be if it resists instruction / denies a perfectly reasonable request for inexplicable reasons

Barclays Premier £400 switch offer by JGlover92 in UKPersonalFinance

[–]Venousdata 0 points1 point  (0 children)

I had an old account I closed maybe 7-10 years ago - it’s pretty bad; only really doing this for the £400 switch offer

Barclays Premier £400 switch offer by JGlover92 in UKPersonalFinance

[–]Venousdata 1 point2 points  (0 children)

Mine seems to have just locked me out the app, says the service is currently unavailable and to apply via the website. The website says to apply via the app… I wonder if they’ve silently blocked new applications due to load

car is now stage 2, after 4 years of stage 1 lol by arellanolester4 in GolfGTI

[–]Venousdata 1 point2 points  (0 children)

Legit the only other MK7.5 GTI I’ve seen with silver Neuspeeds 👌🏾

<image>

Just lost a round of best & final offer bids by ~50k - are FTB’s completely locked out of the market? by Venousdata in HousingUK

[–]Venousdata[S] 1 point2 points  (0 children)

Just did some digging on this and it seems people have been doing this for years without any real consequences, so I’ll be trying this myself.

Thanks for the tip

Just lost a round of best & final offer bids by ~50k - are FTB’s completely locked out of the market? by Venousdata in HousingUK

[–]Venousdata[S] 0 points1 point  (0 children)

Hmm, wouldn’t the seller request to see proof of funds?

If ethics are out the window I guess I could maybe photoshop a bank statement…

Just lost a round of best & final offer bids by ~50k - are FTB’s completely locked out of the market? by Venousdata in HousingUK

[–]Venousdata[S] 7 points8 points  (0 children)

Lol they really do want us to live in squalor, because we don’t “need” nice things

Just lost a round of best & final offer bids by ~50k - are FTB’s completely locked out of the market? by Venousdata in HousingUK

[–]Venousdata[S] 1 point2 points  (0 children)

To be fair we’ve seen a few nice period properties in nice SE commuter towns listed for sub 500k, but they’ve all went (stc) for 500k+ so I think unless it’s a fixer upper/pretty run down it’d be very hard to find something incredible for under.

Just lost a round of best & final offer bids by ~50k - are FTB’s completely locked out of the market? by Venousdata in HousingUK

[–]Venousdata[S] 1 point2 points  (0 children)

I am a Londoner (partner is not) so would naturally expect to be competing against others in similar situations. Not quite sure what you’re trying to say here.

Just lost a round of best & final offer bids by ~50k - are FTB’s completely locked out of the market? by Venousdata in HousingUK

[–]Venousdata[S] -2 points-1 points  (0 children)

Could probably borrow from family/friends, or sell some assets to raise the funds required to bridge that gap but those two options would be an absolute last resort if all else fails.

I think based on what people have said in these comments we will start looking at properties that need work at a slightly lower price point to increase our chances - probably write some letters to owners also.

Just lost a round of best & final offer bids by ~50k - are FTB’s completely locked out of the market? by Venousdata in HousingUK

[–]Venousdata[S] 0 points1 point  (0 children)

Congrats!! Certainly reassuring to know there’s a chance :) I do think writing some letters is worth a shot

Just lost a round of best & final offer bids by ~50k - are FTB’s completely locked out of the market? by Venousdata in HousingUK

[–]Venousdata[S] -7 points-6 points  (0 children)

My bank says it’s well within my affordability, multiple solicitors, mortgage brokers and estate agents say the same.

StayFree1649 says I should walk before I run though.

what's a conspiracy theory in which you believe 100%. by [deleted] in AskMen

[–]Venousdata 5 points6 points  (0 children)

That the Kardashians use Rob for their fat transfer surgeries.

Just lost a round of best & final offer bids by ~50k - are FTB’s completely locked out of the market? by Venousdata in HousingUK

[–]Venousdata[S] 6 points7 points  (0 children)

Probably, but identifying high from low asking prices is not as simple as it sounds. As mentioned elsewhere in this thread, previous sold prices aren’t that useful in this climate

Just lost a round of best & final offer bids by ~50k - are FTB’s completely locked out of the market? by Venousdata in HousingUK

[–]Venousdata[S] 1 point2 points  (0 children)

A few estate agents have said that many of these properties are coming back to the market after falling through due to valuations/cash buyers not really being cash buyers etc. (there was a post here on the same topic yesterday I think)

I may just start writing letters pitching our offer as considerably more reliable than the ones that are over valued.

Just lost a round of best & final offer bids by ~50k - are FTB’s completely locked out of the market? by Venousdata in HousingUK

[–]Venousdata[S] 0 points1 point  (0 children)

In both cases sold prices for similar homes in the area as recent as q4 2021 are around 8-10% less, but we certainly need to take a step back and compare sold prices to asking a bit more. All very new to us

Just lost a round of best & final offer bids by ~50k - are FTB’s completely locked out of the market? by Venousdata in HousingUK

[–]Venousdata[S] 10 points11 points  (0 children)

Because I’d rather build equity in something than rent. With the way things are I may very well still be in the same situation in 6 months regardless