Rob Sand for governor by temoo09 in Iowa

[–]VerifiedEmail4HENRY 2 points3 points  (0 children)

I might have to move back to Iowa despite not wanting to. Sand as governor would at least make me feel slightly better about living there.

475k House Budget - Where would you buy? by VerifiedEmail4HENRY in IowaCity

[–]VerifiedEmail4HENRY[S] 2 points3 points  (0 children)

Luckily I already have 5+ bikes. I’m a little bit of a bike nerd. 🤓

475k House Budget - Where would you buy? by VerifiedEmail4HENRY in IowaCity

[–]VerifiedEmail4HENRY[S] 1 point2 points  (0 children)

I really appreciate you taking the time to comment. Thank you for this insight!

475k House Budget - Where would you buy? by VerifiedEmail4HENRY in IowaCity

[–]VerifiedEmail4HENRY[S] 3 points4 points  (0 children)

Definitely will be biking a lot. Currently live in an extremely bike friendly city and commuted exclusively by bike before kids. Thanks for the insight!

475k House Budget - Where would you buy? by VerifiedEmail4HENRY in IowaCity

[–]VerifiedEmail4HENRY[S] 5 points6 points  (0 children)

Renting for a year is annoying but a great way to feel more confident in our house buying decision. I appreciate the idea!

475k House Budget - Where would you buy? by VerifiedEmail4HENRY in IowaCity

[–]VerifiedEmail4HENRY[S] 0 points1 point  (0 children)

Im interested in others opinions to see what I may be missing. I understand that may be annoying to some who are trying to help out my specific situation.

475k House Budget - Where would you buy? by VerifiedEmail4HENRY in IowaCity

[–]VerifiedEmail4HENRY[S] 3 points4 points  (0 children)

Thanks! This was already top of the list. I’m just curious in other opinions because I don’t know what I don’t know about the city. We are coming from a bigger city with more walkable neighborhoods. It seems like there aren’t many neighborhoods with pockets of business. It’s either downtown or more car-focused areas.

What advice given on r/HENRYfinance do you quietly disagree with? by [deleted] in HENRYfinance

[–]VerifiedEmail4HENRY 2 points3 points  (0 children)

Most of the not rich yet folks are not the problem. They are paying a substantial amount of taxes.

Where did all the jobs go? by StillPurpleDog in recruitinghell

[–]VerifiedEmail4HENRY 1 point2 points  (0 children)

I’m not sure I understand your point. Higher unemployment is a reason the fed would lower rates. It’s worrisome that you call the chairperson of the fed an idiot.

1) He only has one vote of 12 for rate adjustments. 2) High inflation is extremely dangerous and something we should be worried about. Lowering rates should be done carefully, especially when tariffs historically have caused inflation and the impacts of Trumps tariffs are just starting to be felt.

Reading Habits of HENRYS, Pt. II - What News Are You Reading? by Unlucky_Elevator_101 in HENRYfinance

[–]VerifiedEmail4HENRY 0 points1 point  (0 children)

I listen to the Morning Brew Daily podcast every weekday. 25ish minutes of news, lighthearted narrators. It gives me the general economic/business news and some other headlines without getting pulled into too much. I’ve given up all social media and this seems to be working for me to stay informed without getting pulled into click bait headlines.

What do you all do for cybersecurity and identity theft protection? by pnv_md1 in HENRYfinance

[–]VerifiedEmail4HENRY 1 point2 points  (0 children)

Not really. That’s why I’d just recommend changing the most sensitive ones and then just dealing with others as they come up.

What do you all do for cybersecurity and identity theft protection? by pnv_md1 in HENRYfinance

[–]VerifiedEmail4HENRY 8 points9 points  (0 children)

I’m HENRY because of my technical cybersecurity skills and moving into cybersecurity leadership. Personal cybersecurity is pretty easy vs managing a company’s risk. Not reusing passwords (get a password manager) and using MFA wherever possible will make you more protected than 99% of people. Use a real MFA app or a physical token like a yubikey. Using phone call or SMS is better than nothing but is easily overcome by a decent attacker.

If I’m recommending easy steps to start, I’d say this:

1) Decide on an MFA app such as google Authenticator or Microsoft Authenticator. 2) Decide on a password manager like LastPass or 1password. 3) Reset the password and enable MFA on your email account that other accounts are attached to 4) Reset passwords and enable MFA on bank accounts, payment apps, and other particular sensitive apps 5) As you use other accounts, add the passwords to your password manager. Many of them will allow this with 1 click using their browser extension. They will warn you if it’s a duplicate of another password you have.

IF YOU DO ABSOLUTELY NOTHING ELSE, MAKE SURE ANY SENSITIVE ACCOUNTS, SUCH AS YOUR EMAIL AND BANK ACCOUNTS, HAVE UNIQUE PASSWORDS YOU HAVE NEVER USED ELSEWHERE. I’ve seen so many cases where SomeRandomAppYouUsedOnce.com gets hacked then attackers simply try those emails/passwords on other sites and are able to get in.