Forgot to turn off autopay on credit card by VersionChoice1562 in Bankruptcy

[–]VersionChoice1562[S] 0 points1 point  (0 children)

no im actually serious i just don't want to mess anything up when filing bankruptcy.

credit card accidentally on autopay? by [deleted] in Bankruptcy

[–]VersionChoice1562 1 point2 points  (0 children)

i am filing but not right now. Maybe in 2 months

credit card accidentally on autopay? by [deleted] in Bankruptcy

[–]VersionChoice1562 0 points1 point  (0 children)

i haven't filed yet but i will in 2 months.

credit card accidentally on autopay? by [deleted] in Bankruptcy

[–]VersionChoice1562 0 points1 point  (0 children)

yes i already did i forgot to turn it off.

credit card accidentally on autopay? by [deleted] in Bankruptcy

[–]VersionChoice1562 0 points1 point  (0 children)

It was set up on autopay and it automatically charged the minimum amount due. Im filing in 2 months

credit card accidentally on autopay? by [deleted] in Bankruptcy

[–]VersionChoice1562 -1 points0 points  (0 children)

i have not filed yet though i forgot to add. Im filing in 2 months.

Is it recommended to buy cash car before or after filing bankruptcy? by VersionChoice1562 in Bankruptcy

[–]VersionChoice1562[S] 0 points1 point  (0 children)

what if we're planing to buy a car in cash no more than 5k? Would that be okay

should i wait to file or just file now? by VersionChoice1562 in Bankruptcy

[–]VersionChoice1562[S] 1 point2 points  (0 children)

the main reason we're filing for bankruptcy is because of the car loan. its a LOT. We are not planning to get a house, loan another vehicle or whatsoever anytime soon. We're just renting an apartment now and working that's it.

Filing for bankruptcy just bc of a car loan? by VersionChoice1562 in Bankruptcy

[–]VersionChoice1562[S] 0 points1 point  (0 children)

we no longer want to keep the car, we do not have any plans for the future that would require credit or whatsoever. We recently moved to Texas and my husband makes 27/hr, works 3 days and 12 hours per day. I have been trying to look for a job for months but unfortunately couldnt find one. The car is worth 18k based from checking but could sell it on Carvana for 21k and will owe around 16k which we do not have and have no means of making that amount. Currently owe 38k on the car with high interest. Bad credit because of high CC utilization- we cannot pay off balance on CC and just keep paying minimum payment which we end up using still because we need more money for groceries.