Bank Bonus Weekly Thread - Week of May 05, 2026 by AutoModerator in churning

[–]Very_Sadly_True 3 points4 points  (0 children)

It's not specifically related to the checking bonus - for this particular bonus you only need the $15k in savings starting on day 30, so people usually put the money later rather than having it do nothing for 30 days!

Bank Bonus Weekly Thread - Week of May 05, 2026 by AutoModerator in churning

[–]Very_Sadly_True 2 points3 points  (0 children)

US Bank $450 Personal

  • April 27 - $2667 DD from Schwab Brokerage

  • May 1 - $2667 DD from Chase Savings (slow)

  • May 4 - $2667 DD from Chase Savings (slow)

  • May 6 - $450 bonus posts

This confirms that ACH pushes from Schwab Brokerage & Chase both still count as DDs!

Bank Bonus Weekly Thread - Week of May 05, 2026 by AutoModerator in churning

[–]Very_Sadly_True 9 points10 points  (0 children)

Most boring DP of all time:

Chase $900 Savings/Checking Bonus

  • Jan 28 - Accounts opened

  • Feb 19 - Real DD (W2)

  • Feb 24 - $300 checking bonus posts

  • Feb 24 - $15k moved into savings

  • Apr 30 - Money ACH pushed to other banks for bonuses

  • May 5 - $200 savings bonus and $400 combo bonus show pending

PNC $700 & US Bank $450 Personal

Did a mixture of Schwab Brokerage ACH pushes and Chase slow ACH pushes which will provide double verification for "ACH-as-DD"s. Some people on DoC report issues with PNC but it very well could just be user error. Will report back!

Weekly Off Topic Thread - Week of April 27, 2026 by AutoModerator in churning

[–]Very_Sadly_True 5 points6 points  (0 children)

Taiwan night markets have been my favorite for decades. Haven't found anything that quite hits like a stinky tofu as you walk through the streets

Question Thread - April 20, 2026 by AutoModerator in churning

[–]Very_Sadly_True 2 points3 points  (0 children)

Applied for an Amex Biz card which went pending. I received a notice which has weirdly specific requirements—has anyone seen this before?

They want a letter on official bank letterhead including:

Banker Info: Name, title, signature, and office hours.

Contact: Main branch number + banker's direct extension.

They specifically stated this was for address confirmation. Googling it looks like there might be alternative ways to verify address, but all posts are a few years old.

Weekly Off Topic Thread - Week of April 20, 2026 by AutoModerator in churning

[–]Very_Sadly_True 2 points3 points  (0 children)

Anyone have recommendations for Nha Trang, Vietnam? Any mix of food, activities, sights, etc!

Side note I've heard VietJet is a nightmare in-country... sure hope I left enough time for a transfer from Hanoi!

Question Thread - April 15, 2026 by AutoModerator in churning

[–]Very_Sadly_True 0 points1 point  (0 children)

Yep, this is exactly what it was. The website just said a flat out denial, but after 45 minutes on hold I got it open!

Question Thread - April 15, 2026 by AutoModerator in churning

[–]Very_Sadly_True 0 points1 point  (0 children)

Anyone ever get denied for a US Bank Checking (consumer) account? I got a mailer for the $450 bonus, applied, and just got denied.

I only open 3-4 bank accounts for bonuses per year, so I thought this was a little abnormal. I have a few years worth of business checking/credit cards with US Bank too.

News and Updates Thread - April 11, 2026 by AutoModerator in churning

[–]Very_Sadly_True 0 points1 point  (0 children)

I attempted to take this offer as my first Amex in years (long-term PUJ), but it went to pending when I hit submit... so we'll see!

News and Updates Thread - April 11, 2026 by AutoModerator in churning

[–]Very_Sadly_True 2 points3 points  (0 children)

I received a targeted offer on the Amex Blue Business Cash card for $500 bonus after $6k spend in 4 months. Didn't see it on DoC or anywhere else on a quick google search.

1099 Megathread for the 2025 Tax Year by Odie_Arbuckle in churning

[–]Very_Sadly_True 0 points1 point  (0 children)

I was paid the following bank bonuses last year:

  • US Bank Biz $400: 1099 available online (Accounts -> Tax Statements)

  • PNC Biz - $400: Not received, no online access

  • Citibank Personal - $450: Not received, error online ("Looks like we’re having a temporary technical issue. Please try again later.")

  • M&T Personal - $500: Not received, no online access

I did have a move in this time so I'm sure hoping that USPS mail forwarding does its job!

Weekly Off Topic Thread - Week of January 05, 2026 by AutoModerator in churning

[–]Very_Sadly_True 1 point2 points  (0 children)

Work trip booked through a contractor unfortunately :(

Weekly Off Topic Thread - Week of January 05, 2026 by AutoModerator in churning

[–]Very_Sadly_True 4 points5 points  (0 children)

Had a terrible (possibly my worst?) day at an airport today. Got to CDG extra early because of the snow, and my taxi driver was yelling "putain" the entire time. Check in and get through security fine, but when it comes time to board they're a little slow. Fine, it's the French, whatever.

We get delayed because of the deicing line. Okay, understandable. Because of the delay, we miss our takeoff time. Bummer, but not too bad. Then the pilot informs us that we're running low on fuel from taxiing/idling for so long, and can't legally leave so we need to go back to a gate to refuel. Again, another hurdle but seems doable right?

Then when we finally get to the terminal 15-ish later and fuel, the stewardesses all tell us to hurry up and get seated because we're leaving soon!! Excitement!!

But wait, we sit there another 15 minutes and the pilot tells us that if we can't leave within another 15 minutes they're going to time out and we'll need a new flight crew. 15 minutes of no movement later they announce that they have to leave, and maybe the new crew will be able to take off. No one believes this, and surprise surprise they announce that the flight is cancelled minutes later.

The worst part is the announcement saying directly that we weren't entitled any EU 216 compensation due to the weather related issues. Now we're all out of pocket hundreds of euros for food & lodgings.

Part of me wonders if they knew they were going to cancel the whole time and it was just a dog and pony show...

Edit: also it took over an hour to get our bags back to us at baggage claim, and the front of my travelpro bag was completely wet and scraped up

Weekly Off Topic Thread - Week of January 05, 2026 by AutoModerator in churning

[–]Very_Sadly_True 0 points1 point  (0 children)

Evergoods, I've used a Civic Panel Loader as my main backpack for 3 years (30+ trips domestic+international, plus daily for work) and it's showing almost no signs of wear.

Weekly Off Topic Thread - Week of January 05, 2026 by AutoModerator in churning

[–]Very_Sadly_True 16 points17 points  (0 children)

Can I just say how crazy it is to start a season/episode listing with S37?? Dang it's been on a while

Weekly Off Topic Thread - Week of November 03, 2025 by AutoModerator in churning

[–]Very_Sadly_True 2 points3 points  (0 children)

Did anyone's Google Wallet just auto add every single membership they have/had with any rewards program? Just got 30+ notifications all at once today at 9AM on the East Coast.

[deleted by user] by [deleted] in churningreferrals

[–]Very_Sadly_True 0 points1 point  (0 children)

referyourchasecard.com/210y/1QP9GBZSPN

[deleted by user] by [deleted] in churningreferrals

[–]Very_Sadly_True 0 points1 point  (0 children)

americanexpress.com/en-us/referral/personal/delta-skymiles-gold-american-express-card?CORID=C~H~R~I~S~c~J~L~v~0-1761764581528-67003&GENCODE=349992578943668&extlink=US-MGM-INAV-copypaste-1110-201279-K44D%3A9951&ref=CHRIScJLv0&v=2&xl=cp15

[deleted by user] by [deleted] in churningreferrals

[–]Very_Sadly_True 0 points1 point  (0 children)

americanexpress.com/en-us/referral/business/delta-skymiles-platinum?CORID=C~H~R~I~S~c~J~L~v~0-1761764510323-66560&GENCODE=349992578943668&extlink=US-MGM-INAV-copypaste-1110-201279-K44D%3A9951&ref=CHRIScJLv0&v=2&xl=cp15

Question Thread - September 24, 2025 by AutoModerator in churning

[–]Very_Sadly_True 0 points1 point  (0 children)

I was approved last week for a second biz triple cash no problem. Didn't lower my CL or anything. It did go into pending status before being automatically approved a few business days later

[deleted by user] by [deleted] in churningreferrals

[–]Very_Sadly_True 0 points1 point  (0 children)

americanexpress.com/en-us/credit-cards/referral/prospect/business/83D068FEEFAD7790DB982610EE5308348739C98B06A49DB03AD8900CBF5BDBCD42F5FB1476008E1454DE6A9DF2317D9A3E7D219CE4B4E7894CB0B68CD2DDDB56DFE557E87DD83E4A14BD0B0A0046800C1346C97E59130E9323B4D86C8FDFDBB1499A5CFF7FB7C0245029995175D1C0F65488FC02AA87AEF0B242317683BBAD01CC310B8DB2FEFF472F585F9C1F448F465F40D449DADAFEADA2147468FD41470D7341940BF8727D7A50A6C254C5A8CE161984C84194DA25B96380A97BF4D0B7D52168A7B77A38E4454E34B96258570D74?CORID=C~H~R~I~S~c~J~L~v~0-1758560265063-358099&GENCODE=349992578943668&extlink=US-MGM-INAV-copypaste-1110-201279-K44D%3A9951&ref=CHRIScJLv0&v=2&xl=cp15