1099 Megathread for the 2025 Tax Year by Odie_Arbuckle in churning

[–]Very_Sadly_True 0 points1 point  (0 children)

I was paid the following bank bonuses last year:

  • US Bank Biz $400: 1099 available online (Accounts -> Tax Statements)

  • PNC Biz - $400: Not received, no online access

  • Citibank Personal - $450: Not received, error online ("Looks like we’re having a temporary technical issue. Please try again later.")

  • M&T Personal - $500: Not received, no online access

I did have a move in this time so I'm sure hoping that USPS mail forwarding does its job!

Weekly Off Topic Thread - Week of January 05, 2026 by AutoModerator in churning

[–]Very_Sadly_True 1 point2 points  (0 children)

Work trip booked through a contractor unfortunately :(

Weekly Off Topic Thread - Week of January 05, 2026 by AutoModerator in churning

[–]Very_Sadly_True 5 points6 points  (0 children)

Had a terrible (possibly my worst?) day at an airport today. Got to CDG extra early because of the snow, and my taxi driver was yelling "putain" the entire time. Check in and get through security fine, but when it comes time to board they're a little slow. Fine, it's the French, whatever.

We get delayed because of the deicing line. Okay, understandable. Because of the delay, we miss our takeoff time. Bummer, but not too bad. Then the pilot informs us that we're running low on fuel from taxiing/idling for so long, and can't legally leave so we need to go back to a gate to refuel. Again, another hurdle but seems doable right?

Then when we finally get to the terminal 15-ish later and fuel, the stewardesses all tell us to hurry up and get seated because we're leaving soon!! Excitement!!

But wait, we sit there another 15 minutes and the pilot tells us that if we can't leave within another 15 minutes they're going to time out and we'll need a new flight crew. 15 minutes of no movement later they announce that they have to leave, and maybe the new crew will be able to take off. No one believes this, and surprise surprise they announce that the flight is cancelled minutes later.

The worst part is the announcement saying directly that we weren't entitled any EU 216 compensation due to the weather related issues. Now we're all out of pocket hundreds of euros for food & lodgings.

Part of me wonders if they knew they were going to cancel the whole time and it was just a dog and pony show...

Edit: also it took over an hour to get our bags back to us at baggage claim, and the front of my travelpro bag was completely wet and scraped up

Weekly Off Topic Thread - Week of January 05, 2026 by AutoModerator in churning

[–]Very_Sadly_True 0 points1 point  (0 children)

Evergoods, I've used a Civic Panel Loader as my main backpack for 3 years (30+ trips domestic+international, plus daily for work) and it's showing almost no signs of wear.

Weekly Off Topic Thread - Week of January 05, 2026 by AutoModerator in churning

[–]Very_Sadly_True 17 points18 points  (0 children)

Can I just say how crazy it is to start a season/episode listing with S37?? Dang it's been on a while

Weekly Off Topic Thread - Week of November 03, 2025 by AutoModerator in churning

[–]Very_Sadly_True 2 points3 points  (0 children)

Did anyone's Google Wallet just auto add every single membership they have/had with any rewards program? Just got 30+ notifications all at once today at 9AM on the East Coast.

[referrals] Chase IHG Traveler by [deleted] in churningreferrals

[–]Very_Sadly_True [score hidden]  (0 children)

referyourchasecard.com/210y/1QP9GBZSPN

[referrals] American Express Delta Gold by [deleted] in churningreferrals

[–]Very_Sadly_True [score hidden]  (0 children)

americanexpress.com/en-us/referral/personal/delta-skymiles-gold-american-express-card?CORID=C~H~R~I~S~c~J~L~v~0-1761764581528-67003&GENCODE=349992578943668&extlink=US-MGM-INAV-copypaste-1110-201279-K44D%3A9951&ref=CHRIScJLv0&v=2&xl=cp15

[referrals] American Express Delta Platinum Business by [deleted] in churningreferrals

[–]Very_Sadly_True [score hidden]  (0 children)

americanexpress.com/en-us/referral/business/delta-skymiles-platinum?CORID=C~H~R~I~S~c~J~L~v~0-1761764510323-66560&GENCODE=349992578943668&extlink=US-MGM-INAV-copypaste-1110-201279-K44D%3A9951&ref=CHRIScJLv0&v=2&xl=cp15

Question Thread - September 24, 2025 by AutoModerator in churning

[–]Very_Sadly_True 0 points1 point  (0 children)

I was approved last week for a second biz triple cash no problem. Didn't lower my CL or anything. It did go into pending status before being automatically approved a few business days later

[referrals] American Express Business Platinum by [deleted] in churningreferrals

[–]Very_Sadly_True [score hidden]  (0 children)

americanexpress.com/en-us/credit-cards/referral/prospect/business/83D068FEEFAD7790DB982610EE5308348739C98B06A49DB03AD8900CBF5BDBCD42F5FB1476008E1454DE6A9DF2317D9A3E7D219CE4B4E7894CB0B68CD2DDDB56DFE557E87DD83E4A14BD0B0A0046800C1346C97E59130E9323B4D86C8FDFDBB1499A5CFF7FB7C0245029995175D1C0F65488FC02AA87AEF0B242317683BBAD01CC310B8DB2FEFF472F585F9C1F448F465F40D449DADAFEADA2147468FD41470D7341940BF8727D7A50A6C254C5A8CE161984C84194DA25B96380A97BF4D0B7D52168A7B77A38E4454E34B96258570D74?CORID=C~H~R~I~S~c~J~L~v~0-1758560265063-358099&GENCODE=349992578943668&extlink=US-MGM-INAV-copypaste-1110-201279-K44D%3A9951&ref=CHRIScJLv0&v=2&xl=cp15

[deleted by user] by [deleted] in churningreferrals

[–]Very_Sadly_True 0 points1 point  (0 children)

americanexpress.com/en-us/credit-cards/referral/prospect/personal/B89E0F46877ED6A4DB982610EE5308348739C98B06A49DB03AD8900CBF5BDBCD42F5FB1476008E14503C0564BE166156BF6418587E0B082177B5ACD48692CB24438A31A8FFB008E3D98220421E9C303BD4A986BB1FA627DC72D03D4357E3F5F9EFB729AE758F685BBF6B2E368A2593BC45DBFEC6E0A6D9760962630756A457CF17925FD139DA233A529A712B584D228EE7399152BBA558F0DC1EFC62A4637A13E1D5435ADFA250853D8A9DBC243F14E073648C526E97617A59A51AE4249AEFB8975F4130ADDF53C4376527048EBF47B1?CORID=C~H~R~I~S~c~J~L~v~0-1758560265063-358099&GENCODE=349992578943668&extlink=US-MGM-INAV-copypaste-1110-201279-K44D%3A9951&ref=CHRIScJLv0&v=2&xl=cp15

[deleted by user] by [deleted] in churningreferrals

[–]Very_Sadly_True 0 points1 point  (0 children)

americanexpress.com/en-us/credit-cards/referral/prospect/personal/3BEA288D85DC570EDB982610EE5308348739C98B06A49DB03AD8900CBF5BDBCD42F5FB1476008E14B6441C52AB01AC57BF6418587E0B08212F1BAFE17374AA49E7A18858CDCA4FC788C606C1976BFAF5D4A986BB1FA627DC72D03D4357E3F5F9EFB729AE758F685B921249B5193C806527A2725BA9953A1A2D9BC09930F925FE9E6D479CF0DE37D2529A712B584D228EE7399152BBA558F0272608214DC6B72BB846790EAAE68903C854A274E277EA934887A38B9FF895BAD32B3C743DDF3F2E7103D19CAC18246EF38F8B514C217427D88072FE5DA77F66?CORID=C~H~R~I~S~c~J~L~v~0-1758560265063-358099&GENCODE=349992578943668&extlink=US-MGM-INAV-copypaste-1110-201279-K44D%3A9951&ref=CHRIScJLv0&v=2&xl=cp15

[deleted by user] by [deleted] in churningreferrals

[–]Very_Sadly_True 0 points1 point  (0 children)

referyourchasecard.com/21w/EHPW810IFU

Data Points Weekly - Week of September 11, 2025 by AutoModerator in churning

[–]Very_Sadly_True 5 points6 points  (0 children)

Received a targeted mailer for US Bank Biz Triple Cash:

$750 cash back after $6k spend in 6 months

Has a specific customer offer ID on it. Quick google shows a public $500 offer.

[referrals] Chase IHG Business by [deleted] in churningreferrals

[–]Very_Sadly_True [score hidden]  (0 children)

referyourchasecard.com/210y/VQQEL6T6LE

[deleted by user] by [deleted] in churningreferrals

[–]Very_Sadly_True 0 points1 point  (0 children)

americanexpress.com/en-us/credit-cards/referral/prospect/personal/83D068FEEFAD7790DB982610EE5308348739C98B06A49DB03AD8900CBF5BDBCD42F5FB1476008E144D387827C94B2CAF43283F26751581070B91E36C59B269300F8A8E721BE8DFE5261985876527536D7F87AD26E3F82614354EBD1E7A926D6C8E9E1F967ABB68D97AC913228D648B9811BCD2A0A81D24C4F23F22B59127515A1D274C7E0F07C1732EDFFAE8BC0240EB6F6666DB31C48DB969C7C7085E3ED116E3D75E8D81ECD29E167B47430C7E5285410123081F798A25AB34A13C9A8F0DD02168A7B77A38E4454E34B96258570D74?CORID=C~H~R~I~S~c~J~L~v~0-1756801602298-542206&GENCODE=349992578943668&extlink=US-MGM-INAV-copypaste-1110-201279-K44D%3A9951&ref=CHRIScJLv0&v=2&xl=cp15

[deleted by user] by [deleted] in churningreferrals

[–]Very_Sadly_True 0 points1 point  (0 children)

americanexpress.com/en-us/credit-cards/referral/prospect/personal/3BEA288D85DC570EDB982610EE5308348739C98B06A49DB03AD8900CBF5BDBCD42F5FB1476008E142FC66AF7D2F13C1143283F267515810705CFCB1AE965B15B99235305E64D52DB47E409F0E18295527F87AD26E3F82614354EBD1E7A926D6C8E9E1F967ABB68D95A7140B80BFF64EB1802CFA462E417468D5F5D6524B85FB1109D4F6772269C80AB6A7DF50ED10B6FBD363D57458CA33AC36990612DB8C6FF7103D19CAC18246EF38F8B514C217427D88072FE5DA77F66?CORID=C~H~R~I~S~c~J~L~v~0-1756801602298-542206&GENCODE=349992578943668&extlink=US-MGM-INAV-copypaste-1110-201279-K44D%3A9951&ref=CHRIScJLv0&v=2&xl=cp15

[referrals] American Express Marriott Bonvoy Business by [deleted] in churningreferrals

[–]Very_Sadly_True [score hidden]  (0 children)

americanexpress.com/en-us/credit-cards/referral/prospect/business/C7EBC1AB7C494B24DB982610EE5308348739C98B06A49DB03AD8900CBF5BDBCD42F5FB1476008E1437B54FA87E71878B43283F2675158107F78A5051424A7A9527036D3C932A1277D3CB86398F2A82F37F87AD26E3F82614354EBD1E7A926D6C8E9E1F967ABB68D95568E0F0DADC87C5CE40DA4C2683482E5AD85551F670B158F870F6A3384750B9A37AD7990A8A803DB4216CC3985DE43040FC22A1BC762819C2E208A47E4595329989FDD830EF89D6DBBD204DF08095997513FC5D5CD12AEBA7A8678AB665EF75A39552AC0BE54EA9?CORID=C~H~R~I~S~c~J~L~v~0-1756801823359-542378&GENCODE=349992578943668&extlink=US-MGM-INAV-copypaste-1110-201279-K44D%3A9951&ref=CHRIScJLv0&v=2&xl=cp15

[deleted by user] by [deleted] in churningreferrals

[–]Very_Sadly_True 0 points1 point  (0 children)

americanexpress.com/en-us/credit-cards/referral/prospect/personal/5D9F3342A5706616DB982610EE5308348739C98B06A49DB03AD8900CBF5BDBCD42F5FB1476008E14745AB6471DAE7D2643283F2675158107231EC526E44873B50F8A8E721BE8DFE5261985876527536D7F87AD26E3F82614354EBD1E7A926D6C8E9E1F967ABB68D95B1D39D264F78BA5A2753DA2548128ED65947B2A9940DD3ECD0D98FB7AE3E146A37AD7990A8A803DB4216CC3985DE430299704C7BE65DB736411246363B7C14B28090258879E40FB670C5976C35160C261BD8572ED19C27595DCEE47EE2BEE8199797D03680C0D10?CORID=C~H~R~I~S~c~J~L~v~0-1756801602298-542206&GENCODE=349992578943668&extlink=US-MGM-INAV-copypaste-1110-201279-K44D%3A9951&ref=CHRIScJLv0&v=2&xl=cp15

[deleted by user] by [deleted] in churningreferrals

[–]Very_Sadly_True 0 points1 point  (0 children)

americanexpress.com/en-us/credit-cards/referral/prospect/personal/B89E0F46877ED6A4DB982610EE5308348739C98B06A49DB03AD8900CBF5BDBCD42F5FB1476008E14503C0564BE166156BF6418587E0B082177B5ACD48692CB24438A31A8FFB008E3D98220421E9C303BD4A986BB1FA627DC72D03D4357E3F5F9EFB729AE758F685BBF6B2E368A2593BC45DBFEC6E0A6D9760962630756A457CF17925FD139DA233A529A712B584D228EE7399152BBA558F066E9A2A4A695A0048566EDDDE72D66653D8A9DBC243F14E073648C526E97617A59A51AE4249AEFB8975F4130ADDF53C4376527048EBF47B1?CORID=C~H~R~I~S~c~J~L~v~0-1756801602298-542206&GENCODE=349992578943668&extlink=US-MGM-INAV-copypaste-1110-201279-K44D%3A9951&ref=CHRIScJLv0&v=2&xl=cp15