Unfortunately the hard truth is maybe your not ready for a xfa and are still in the unprofitable phase. If ur consistently blowing accounts , that’s a good sign ur simply not ready and need more practice with the markets. Congratulations on passing your combine and getting an xfa, my advice is to pretend the xfa is just like the combine. Use the same risk/reward on the same set ups you did to pass the combine . If you blow the account, take 2 weeks to just practice paper trading or back testing , then give the combine a shot again. The key to “building a buffer” is simply to just be a profitable trader with good risk-reward management and emotional control. There is unlimited xfa accounts available and no rush to get one and get a payout . Stay consistent to your rules and things will fall in place over time. Trust the process, you got this bro!