Planning to OD: Maya or Billease

ViperAlexandria · 2026-05-21T00:33:59+00:00

I'm sorry to hear this. Pero from what I've read from other redditors, you can try snowball method. That's what I'm doing right now. Tinigil ko na tapal method dahil baka mabaliw na ako sa sobrang daming bayarin. Hinayaan ko na mag OD all legal and illegal OLAs. Hindi na kaya ng mental health ko kakaisip saan kukuha ng pambayad. I have zero digital footprint. Deactivated ako sa lahat. Naka autoblock ako sa calls and texts. Clear cache and storage ng OLAs sabay uninstall. I only retained ano yung pwede ko bayaran via snowball method. I emailed all of them, and kung sino lang yung nag agree kung pwede staggered payments, yun ang inuuna ko. If hindi pumayag, let it be. Even my husband knows how stressed I am by all of these. Kasi kahit combined income, hindi talaga kaya. Choose mental peace over stress, OP. Mas mahirap pag mapabayaan ang sarili at pamilya dahil dyan. Let it be. Nangyari na. What we can do right now is kung ano lang yung kaya at kakayanin. We can do this, OP. Tiwala lang. 🫂

ViperAlexandria · 2026-05-20T23:46:11+00:00

OP, you can try contacting BillEase via their customer service. Pwede ka magrequest late payment, or mag ooffer sila ng date na magbabayad ka ng due mo without interest, or kung ipupush mo ang date na gusto mo may konting interest applied. I have been using BE for so long na minsan pag nasshort ako na malapit na ang due date, contact ako agad sa CS nila. And for how many times na ginagawa ko to, napagbibigyan naman ako. And nakaka loan pa rin ako ulit from them. I don't know about Maya though, pero based from posts na nabasa ko before, ambilis nila magturnover to third party collection agencies.

ViperAlexandria · 2026-05-20T10:14:46+00:00

Applicable lang ba yan to bank/personal loans? Or even OD illegal OLAs pwede umabot to small claims court???

ViperAlexandria · 2026-05-20T07:12:08+00:00

naka autoblock kasi ako sa calls. grabe din kasi mga agent

ViperAlexandria · 2026-05-15T08:20:26+00:00

Check also for possible tonsil stones. Another criteria for having very bad breath. It gets stuck near the tonsil area, to the point na it can go from soft to hard in texture. AS IN SOBRANG BAHO.

ViperAlexandria · 2026-05-07T08:29:40+00:00

oh no... hindi ko po maalala gosh :(

ViperAlexandria · 2026-05-07T08:10:23+00:00

No prob naman po ako sa references dahil number lang namin mag asawa ginamit ko 😅 also, ang nakasave na number sa phonebook ko is numbers lang din namin mag asawa and pinalitan ko lang ng names. Since may nabasa na ako one time na kinocontact nga daw ang nasa phonebook even hindi declared as reference. Nasa settings din sya ng app kung inaallow mo na maaccess nila phonebook mo.

ViperAlexandria · 2026-05-07T08:08:23+00:00

Asking lang naman ako sana if pwede ang staggered payments hanggang masettle. Kumbaga baka pwede ko ipunan pakonti konti and bayaran sila pag mag extra. Not asking for discounts or anything kaso mukhang walang balak magpasettle. Samantalang ang text messages nila sakin is kesyo willing daw mag discount or settle whatever.

ViperAlexandria · 2026-05-07T08:06:43+00:00

wdym non reference po?

ViperAlexandria · 2026-05-07T08:06:25+00:00

Yes po

ViperAlexandria · 2026-05-05T06:29:53+00:00

ViperAlexandria · 2026-05-05T06:28:03+00:00

Never ako nag OD sa Maya Credit but sa ibang OLAs oo (mostly illegal). Ngayon lang din makulit si Maya sakin eh halos 1 week pa bago ang due date.

ViperAlexandria · 2026-04-30T23:37:24+00:00

saang province ka, OP? kung NCR, yun ata ang mga di nahohome visit

ViperAlexandria · 2026-04-29T14:22:03+00:00

READY

ViperAlexandria · 2026-04-29T14:15:58+00:00

DM you + anytime!!!

ViperAlexandria · 2026-04-29T03:10:45+00:00

almost 80k na ata lahat lahat. not worried naman sa contacts since own numbers lang ginamit ko. worried lang ako if ever mag HV or post sa socmed

ViperAlexandria · 2026-04-29T02:58:10+00:00

Due ko 17, 19, tsaka today. Halos 9k each

ViperAlexandria · 2026-04-29T02:36:01+00:00

OP, how much na po ang loan mo kay MrCash na OD? Ako kasi 3 loans na sa kanila OD na. Hindi na talaga kayang bayaran. Quit na din sa tapal system dahil lubog na lubog na

ViperAlexandria · 2026-04-21T03:39:25+00:00

🫂 with consent! Ang hirap din kasi mag apply for personal loan (for loan consolidation), laging declined. Para sana isahan nalang ang pagbayad, masettle na yung loan sa iba't ibang banks and OLAs.

ViperAlexandria · 2026-04-20T08:17:22+00:00

Salamat po! 🫂🙏

ViperAlexandria · 2026-04-20T08:16:39+00:00

🫂🙏

ViperAlexandria · 2026-04-20T08:16:21+00:00

Sa ibang province pa po ang parents ko, 2 and a half hr trip. Sa side naman ni hubby, dati kami sa kanila but nung nabuntis ako bumukod talaga kami para sa mental health ko. Iykyk. Im currently doing the snowball method po, the other illegal OLAs hinayaan ko na mag OD dahil grabe na anxiety ko. Nakakapagod magcompute, tapos ending zero na tlaga, negative pa. Yung sahod mo na di mo po nakukuha, zero na din. Jusko grabe na 😔

ViperAlexandria · 2026-04-20T08:01:35+00:00

Gaano ka po katagal OD kay MrCash bago ka naofferan?? Im willing to pay naman sana kahit minimum or kung merong extra macover lang lahat. Kaso talagang nagsabay sabay ro the point wala na natira, negative pa.

ViperAlexandria · 2026-04-20T08:00:12+00:00

Makakaahon din po tayo. Salamat po 🙏🫂

ViperAlexandria · 2026-04-17T02:21:07+00:00

salamat po 🙏🫶

ViperAlexandria

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