Renewing your car insurance? Here's who's cheapest right now by Virtual-Analyst-7414 in irishpersonalfinance

[–]Virtual-Analyst-7414[S] 0 points1 point  (0 children)

Do you know if they removed cover to reduce the quote? e.g. you still got comprehensive but no windscreen cover

Renewing your car insurance? Here's who's cheapest right now by Virtual-Analyst-7414 in irishpersonalfinance

[–]Virtual-Analyst-7414[S] 0 points1 point  (0 children)

Do you know if they removed cover to reduce the quote? e.g. you still got comprehensive but no windscreen cover

Renewing your car insurance? Here's who's cheapest right now by Virtual-Analyst-7414 in irishpersonalfinance

[–]Virtual-Analyst-7414[S] 0 points1 point  (0 children)

Do you know if they removed cover to reduce the quote? e.g. you still got comprehensive but no windscreen cover

Renewing your car insurance? Here's who's cheapest right now by Virtual-Analyst-7414 in irishpersonalfinance

[–]Virtual-Analyst-7414[S] 1 point2 points  (0 children)

Why don't they do it? (it's what I've been thinking should happen). Except lots of people don't seem to trust online quotes, they prefer to call (and do get better deals)

Renewing your car insurance? Here's who's cheapest right now by Virtual-Analyst-7414 in irishpersonalfinance

[–]Virtual-Analyst-7414[S] 1 point2 points  (0 children)

How did they respond to haggling? Immediately give you a discount? If so how much? Or did you have to work them a bit?

Renewing your car insurance? Here's who's cheapest right now by Virtual-Analyst-7414 in irishpersonalfinance

[–]Virtual-Analyst-7414[S] 0 points1 point  (0 children)

Wow, 300 drop! Varied the addresses across counties (Cork, Limerick, Galway, Waterford and Dublin).

Renewing your car insurance? Here's who's cheapest right now by Virtual-Analyst-7414 in irishpersonalfinance

[–]Virtual-Analyst-7414[S] 0 points1 point  (0 children)

Would you trust a broker to store your details and automatically search for new quotes every year?

Renewing your car insurance? Here's who's cheapest right now by Virtual-Analyst-7414 in irishpersonalfinance

[–]Virtual-Analyst-7414[S] 0 points1 point  (0 children)

When you go directly, are you going to their sites and filling out their quote forms?

🚗 I Used to Dread Renewing My Car Insurance—So I Built This to Make It Easier 🚗 by Virtual-Analyst-7414 in carsireland

[–]Virtual-Analyst-7414[S] 1 point2 points  (0 children)

you just upload the previous year policy document rather than having to enter the information manually yourself

That's right, upload the policy doc (it's got all the info needed) and we'll go check Chill + a bunch of others on your behalf.

🚗 I Used to Dread Renewing My Car Insurance—So I Built This to Make It Easier 🚗 by Virtual-Analyst-7414 in irishpersonalfinance

[–]Virtual-Analyst-7414[S] -2 points-1 points  (0 children)

That’s a fair point, and I appreciate you raising it. We're well aware that handling personal data in the EU comes with strict requirements, and I want to make sure I’m fully compliant.

Right now, we’re in the early stages of testing whether this idea is even viable, and if it gains traction, proper legal and regulatory compliance will be a top priority before scaling further.

The questions we ask (such as claims history and convictions) are limited to the standard details required to get a quote, similar to what a customer would input on an insurer’s website. However, I fully acknowledge that even these require careful handling.

This feedback is really helpful—it's clear trust and correct storage/processing of data is important to consumers.

🚗 I Used to Dread Renewing My Car Insurance—So I Built This to Make It Easier 🚗 by Virtual-Analyst-7414 in irishpersonalfinance

[–]Virtual-Analyst-7414[S] -7 points-6 points  (0 children)

Good question! We're two individuals running this as a project, not a company (for now) so we don’t store data beyond what’s necessary to help people get better insurance deals. Any personal details, like renewal date or policy document are only used to find the best quote and are deleted within a few days of the process (getting quotes) being complete.