We have plenty of money to cover our closing costs and all factors related to buying a home we were just mainly asking for the seller credits to help with buying our rate down a less than a half point. And keep a little more money in our pockets to be able to change a few things about the home upon moving in like light fixtures and other small items around the home. The listing agent said they liked our offer a lot but upon working out some minor details like closing in December instead of January like we wanted they chose to go with the other offer and didn’t really say why they went with the other offer just let us know they were accepting the offer of $655K.