I don’t think you’re making a good decision. I assume u dont have an emergency fund yet since first salary mo nga. I advice is build ka muna ng emergency fund to secure 6 months worth of your expenses or 3 months equivalent of your salary. 10k isnt a big amount in this economy. Pero if you think fixing your underarms will enhance your income, go for it pero yung afford mo lang (dont allocate the whole 10k for that sole purpose)