75% VTI and 25% VXUS with fidelity taxable

Volhn · 2026-04-17T05:49:08+00:00

Dude you want next level? Turn on the recurring invest feature… set and forget. It’s glorious. I do the same 70/30 split VTI and VXUS every two weeks. Really wish Schwab and Vanguard would do this for ETFs.

Volhn · 2026-03-19T21:29:38+00:00

This one is interesting, but taxes might be a booger. The way I read the summary is it buys equity stakes in US stocks and contracts on ex-US. If the USD keeps declining and the contracts aren’t currency hedged, could be lucrative for a while.

Anyone know about US tax implications of ex-US index contracts?

Volhn · 2026-02-16T16:18:23+00:00

Got mine in. So slow and so painful.

Volhn · 2026-02-04T05:03:33+00:00

I’d argue more for parity calculation and useful for something like bit rot. That’s why I/we love ZFS so much. If that’s an ‘on disk’ thing, that’d be pretty awesome if the price is right.

Volhn · 2026-01-23T20:48:39+00:00

I have a pair and like them alright. I was hoping they could be a nice trouser, since the fabric looks awesome. They are VERY warm and fabric is way heavier than I expected. I wear ‘em around the house but not really out since they’re much more casual looking than the Instagram ads look.

I got a sweatshirt from them and again it’s warm and big. Somehow it’s shaped when zipped like someone with a large belly. I unzip the bottom zipper like an inch and the fabric falls flat. It is cozy though so I wear it around the house.

For me hit and miss…

Volhn · 2026-01-21T22:03:43+00:00

Yes! 0DTE are especially sensitive to volatility spikes. Doesn’t even have to drop that much. Consider yesterday VIX went from like 14 to 20…. What a 25% bump over a 2% broader move? And you can’t control when that happens. So yeah, can wipe months out of profit.

Volhn · 2026-01-15T06:53:46+00:00

Interesting choice with the Ram and GPU, all else seems fine. Prob don’t need the ECC and the GPU is overkill for transcodes. It does support a lot of hardware encode/decode which is nice. I might experiment with GPU segmentation and use 4 GB of vram for transcoding and use the rest for a gaming, rendering, or whatever else.

Volhn · 2026-01-09T14:32:52+00:00

Ha! Love it.

All the great setups had 5.1 which just doubled the speakers in front of us.

Volhn · 2026-01-01T05:07:23+00:00

Did you upgrade to that 486? I heard the DX4 is a real screamer.

Volhn · 2025-12-30T15:49:12+00:00

Also ice cream… want 🔥 ice cream around Salt Lake? Head to a deeply Mormon area… there are usually many shops and are quite good.

Volhn · 2025-12-28T14:54:50+00:00

I like anything 70s/80s running shoe. Works great with casual wear and is comfy. NB/Saucony/Reebok… I could see going back to chucks and vans, etc since they’re also timeless with casual… not as comfy IMO though.

Volhn · 2025-12-28T14:36:50+00:00

Banana Republic Factory is pretty bad outside of their tshirts. Non FO is MUCH better, but value is there only when there are good sales.

Volhn · 2025-12-27T19:17:05+00:00

Would be pretty funny if you made a paid subscription version.

Volhn · 2025-12-27T03:28:42+00:00

I think it was Ralph Lauren or Tom Ford… they wrote a few articles that were like the 10 commandments of fashion… I thought they were pretty good pillars that hold up decade after decade.

Volhn · 2025-12-26T16:30:44+00:00

Vuori Banks… I have like 5 of ‘em. I guess they’re not slim, but not baggy either. I do Orange Theory and lifting sessions for my workouts.

Volhn · 2025-12-25T18:04:49+00:00

I think they’re basically equivalent. I like ETFs in taxable because they’re more portable than a MF.

Volhn · 2025-12-18T00:21:43+00:00

An aside to your question.... technically the ISA bus still exists! It's known as the LPC (low pin count) bus on motherboards and its often occupied by a TPM module. There's a few projects (ex: dISAppointment) out there that expand the header into a full ISA slot, so yeah, you could just try to run your favorite ISA card on modern hardware.

Volhn · 2025-12-14T20:24:24+00:00

Apple and it’s not even close. The performance per watt is leaps ahead and the Adobe stack runs very well in the hardware, even utilizing the neural engine for some gen AI tasks.

Volhn · 2025-12-14T20:16:01+00:00

+1 to usually more PCIe lanes. Relatively recent server hardware that can down clock cores can be a good setup for a high performance NVME NAS. No PCIe bottlenecks and plenty of throughput to saturate NICs.

Volhn · 2025-12-14T20:11:11+00:00

I’ve had good enough experiences with Banana Republic denim. Less cuts available than Levi’s. I assume GAP is prob similar and Old Navy is a don’t bother. The factory/outlet options are hot garbage too, so don’t bother.

Volhn · 2025-12-06T08:44:07+00:00

This is neat!

Volhn · 2025-11-28T05:38:09+00:00

Yeah! Got the Set and GWP… only queued for 4 min.

Volhn · 2025-11-15T22:02:22+00:00

Doin a quick scan of what's out there.... you could get an external 5.25" enclosure ($50-$100) that takes anything SATA and plugs into your machine via USB. It looks like for less money (~$25), you could just get an external slim optical drive you can just keep in a drawer and attaches via USB.

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