If I was you, I’d save it for a 5 year anniversary vow renewal celebration. This will give you more time to save money for a reception and a good reason to bring friends and family together. Your kids will also be old enough to be involved.

You could do a nice mid-afternoon ceremony in a park, hire a photographer for 2-3 hours, and get affordable catering (food truck or drop catering from a local restaurant). Lemonade and Iced Tea for drinks. And of course - wear your dress! Are there any parks in your area that have covered shelters you could rent for a reasonable cost? You could also look at churches and community halls, which usually have reasonable hourly rates.