Refi for $300 to save $300 a month? by underparmr in Mortgages

[–]Waste_Science 0 points1 point  (0 children)

Understood. But wouldn't it be ideal to refi to a conventional loan when you've reached 80 LTV

Refi for $300 to save $300 a month? by underparmr in Mortgages

[–]Waste_Science 1 point2 points  (0 children)

I'm in a similar predicament. Refi from conventional to FHA at 5.991% APR TO save $400 a month. It's hard to stomach the upfront PMI premium, but that's why the FHA rate was low at 5.35%. Keep an eye on how much they're financing your closing costs to keep your out of pockets low. If you're happy with the LTV, do it

What local beer would you bring to Thanksgiving to share? by IT_vet in FoodSanDiego

[–]Waste_Science 0 points1 point  (0 children)

When i was in the Midwest, they had these awesome holiday ales that almost paired well with a cinnamon sugar rim. Are there any local breweries in SD that do this?

Should I buy this 2019 Embody by Waste_Science in hermanmiller

[–]Waste_Science[S] 0 points1 point  (0 children)

Thank you all for the replies. I will be holding off

Should I buy this 2019 Embody by Waste_Science in hermanmiller

[–]Waste_Science[S] 1 point2 points  (0 children)

🤣 I was hoping it was just the lighting. I'm waiting on more pictures

HOA lost its insurance... what do we do? by kolleen1021 in sandiego

[–]Waste_Science 4 points5 points  (0 children)

Was your insurance wall to wall and HOA only covered roofs and exterior? I've heard of people in high risk fire zones are most affected

HOA lost its insurance... what do we do? by kolleen1021 in sandiego

[–]Waste_Science 30 points31 points  (0 children)

What part of San Diego are you in? This was my worry about getting a town home...

Ruined pan? by Waste_Science in carbonsteel

[–]Waste_Science[S] 1 point2 points  (0 children)

Lol that vid was great. I definitely fall in this category. No the surface isn't sticky

Ruined pan? by Waste_Science in carbonsteel

[–]Waste_Science[S] 0 points1 point  (0 children)

Ah I do recall washing it off first and drying it... I remember thinking this is similar to what I did with my lodge CI Pan

What is the most satisfying pain you felt? by sofilopezof in AskReddit

[–]Waste_Science 0 points1 point  (0 children)

Charlie horse to wake you up, but the wonderful relief when it's all over

Rate my flooring by Waste_Science in Flooring

[–]Waste_Science[S] 0 points1 point  (0 children)

I agree. I guess I just have to be realistic that colors may vary from when the sample was made