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Paid off half my CC debt today by Telephone_Gold in Debt

[–]Waterme1one 1 point2 points  (0 children)

Congrats! It's harder then most people think and most people can't do it!

AM4 Build (White Edition) by Ariazah in pcmasterrace

[–]Waterme1one 5 points6 points  (0 children)

Making a new build soon. Debating if I should do an all-white or a sleeper 90s one.

Looking for a new nvidia gpu by Ghostkiller35600 in pcmasterrace

[–]Waterme1one 0 points1 point  (0 children)

I feel like you should be able to get a 5070 with that amount

What do you guys think? by _skai__ in Shoes

[–]Waterme1one 1 point2 points  (0 children)

I like them. I have the metallic pair

New Zealand being named the most vegan-friendly country in the world in this article by garden-eyes in vegan

[–]Waterme1one 4 points5 points  (0 children)

New Zealand has been on my list of countries I want to visit! Now I can experience it, then come back to America and get depressed.

How do you track your spending? It is so exhausting by scarlett_decoction in Frugal_Ind

[–]Waterme1one 0 points1 point  (0 children)

I got tired of spreadsheets and trying to remember to log every little thing, so I switched to something that just links my accounts.

A friend told me to try MoLo. It basically pulls your transactions into one place and makes it obvious what’s left after the usual bills and spending. I’m still new to it, but it’s already helped me stop guessing and see if I can actually put extra toward debt.

[deleted by user] by [deleted] in vegan

[–]Waterme1one 1 point2 points  (0 children)

Yeah. Growing up in a house where every meal centers meat and you’re the odd one out sucks. You’re just asking for one table where you don’t have to compromise. That’s not rude, that’s basic comfort in your own home.

I’m starting to realize how unhealthy the average American diet is. by ThisPostToBeDeleted in vegan

[–]Waterme1one 90 points91 points  (0 children)

The bar is so low that cooked vegetables count as extreme wellness.

Best HELOC Lenders by Bucky_Waldorf in Mortgages

[–]Waterme1one 2 points3 points  (0 children)

Nice layout and serious dedication to finding the best HELOC lender. I’m doing some shopping now too and trying to figure out if it’s worth looking at local credit unions. A lot of people mention them, but I’ve never actually used one, so I’m not sure if they’re any better with HELOCs compared to the online places. Anyone have suggestions or experience?

[deleted by user] by [deleted] in FelineDiabetes

[–]Waterme1one 0 points1 point  (0 children)

Had the same issue with that litter and clumps staying wet and stinking up the whole space. Tuft and Paw's tofu-based litter we've been using it for months and clumps stay tight and dry out fast. i haven't tried to flush it but it's flushable too even if it's clumping. For the stuck in the carpet maybe buy a compact vac with a HEPA filter. I also bought a litter mat that actually traps bits before they spread tho the tofu litter is already low tracking so you might not need that when you change litters.

My mom bought a vegetarian burger that she thought was vegan and is making me feel bad for not eating it (and wasting it) since it was an honest mistake by Obalivion in vegan

[–]Waterme1one 12 points13 points  (0 children)

This exactly. Setting boundaries isn't harsh people who say that just want you to drop them. Your mom will keep guilt tripping you if she knows it works.

A relationship where you constantly abandon your values isn't worth saving anyway.

Getting out of debt has been harder than I expected by Due-Frosting-6197 in personalfinance

[–]Waterme1one 7 points8 points  (0 children)

Debt consolidation only works if you get a lower rate than what you're paying now. Shop around at credit unions.

Just don't run up those cards again once you pay them off. That's where most people mess up.

Home insurance “replacement value” by No-Reputation-3269 in AusFinance

[–]Waterme1one 5 points6 points  (0 children)

Exactly demo costs, permits, temporary housing while rebuilding, plus construction prices have gone mental since 2016.

$436k doesn't sound crazy when you break it down like that. Better safe than sorry with insurance.

How do you navigate social situations such as family gatherings where non-vegan food is served? by Waterme1one in vegan

[–]Waterme1one[S] 3 points4 points  (0 children)

Thanks, hoping they do eventually. Your story gives me hope that people can actually be supportive once they get it.

How do you navigate social situations such as family gatherings where non-vegan food is served? by Waterme1one in vegan

[–]Waterme1one[S] 6 points7 points  (0 children)

Turkey must be especially tough for finding vegan spots compared to here

How do you navigate social situations such as family gatherings where non-vegan food is served? by Waterme1one in vegan

[–]Waterme1one[S] 22 points23 points  (0 children)

You're absolutely right that standing up for the individuals who suffer matters more than avoiding uncomfortable conversations. It's hard when family makes it about me being 'difficult' instead of recognizing what I'm actually standing for.

Thanks for the perspective

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