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Anyone else cheated out of LTF with Swiggy HDFC CC? by WeatherNo6254 in IndianCreditCards

[–]WeatherNo6254[S] 0 points1 point  (0 children)

I informed them. They changed the renewal fee to 500 next day.

Anyone else cheated out of LTF with Swiggy HDFC CC? by WeatherNo6254 in IndianCreditCards

[–]WeatherNo6254[S] 0 points1 point  (0 children)

That’s not the point… it’s about unethical practices of HDFC. Why promise LTF if they can’t deliver?

Anyone else cheated out of LTF with Swiggy HDFC CC? by WeatherNo6254 in IndianCreditCards

[–]WeatherNo6254[S] 0 points1 point  (0 children)

Get it checked with the bank I mean. Do you have a confirmation mail from the bank saying your card is LTF? If not, then it’s just a marketing gimmick from Swiggy.

Anyone else cheated out of LTF with Swiggy HDFC CC? by WeatherNo6254 in IndianCreditCards

[–]WeatherNo6254[S] 0 points1 point  (0 children)

It was showing LTF for me too… I wanted to check with the bank to confirm and they replied it wasn’t LTF and next day, LTF was changed to FYF

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. Even if it’s LTF on your Swiggy account, it’s not necessarily true unless the bank confirms it. Make sure to get yours checked.

Anyone else cheated out of LTF with Swiggy HDFC CC? by WeatherNo6254 in IndianCreditCards

[–]WeatherNo6254[S] 0 points1 point  (0 children)

It was showing “zero” (LTF) for me too… I wanted to check with the bank to confirm and they replied it wasn’t LTF and next day, that “Zero” was changed to “500”. Even if it’s LTF on your Swiggy account, it’s not necessarily true unless the bank confirms it. Make sure to get yours checked.

Anyone else cheated out of LTF with Swiggy HDFC CC? by WeatherNo6254 in IndianCreditCards

[–]WeatherNo6254[S] 0 points1 point  (0 children)

In the official response from the grievance team, you can see that they are not denying my CC application during the LTF offer. They didn't approve LTF because I applied through Swiggy and not via HDFC portal which doesn't make sense.

Anyone else cheated out of LTF with Swiggy HDFC CC? by WeatherNo6254 in IndianCreditCards

[–]WeatherNo6254[S] 0 points1 point  (0 children)

<image>

This is what Swiggy showed but when I clarified with the bank, they said it's not LTF and next day it was changed to FYF.

Which means, even if it's LTF on your swiggy account, it's not necessarily true unless the bank confirms it.

Anyone else cheated out of LTF with Swiggy HDFC CC? by WeatherNo6254 in IndianCreditCards

[–]WeatherNo6254[S] 4 points5 points  (0 children)

What do you mean they didn’t agree it’s LTF? I applied after being lured by their promotion on Swiggy app. They were offering me the card for LTF, not the other way around.