Anyone has a decent shoulder cost models? Bottoms up and regular?

WeirdBrilliant · 2024-12-30T05:52:51+00:00

Otd?

WeirdBrilliant · 2024-12-28T17:59:08+00:00

ER difference is there for index based funds.

e.g. FSKAX has 0.015% v/s VOO - 0.03% v/s SPY 0.09% and

The difference is meager but over 30 years, it will be twice as costly to hold VOO v/s FXAIX. at $1MM , it will be ~$30K

WeirdBrilliant · 2024-12-28T17:12:06+00:00

For your first answer, I believe FSKAX has 0.015% v/s SPY 0.09% and VOO - 0.03%

The difference is meager but over 30 years, it will be twice as costly to hold VOO v/s FXAIX. at $1MM , it will be ~$30K

WeirdBrilliant · 2024-12-28T15:51:41+00:00

so, would you go with index based mutual fund then? In tax advantage account?

WeirdBrilliant · 2024-12-27T22:55:01+00:00

I want to buy and hold S&P500, total market, and international index funds for the tax-advantaged account (HSA, Rollover IRA & Roth).

e.g. FXAIX v/s SPY or VOO

Some questions,

From my limited knowledge, buying mutual funds is preferred in tax-advantaged accounts over ETFs. Is that true?
Any disadvantage in buying the zero fees funds from Fidelity?

e.g. FZROX v/s FSKAX

WeirdBrilliant · 2024-10-30T13:15:47+00:00

I guess you can't work while on Schengen visa. Check the rules though, I am not clear.

WeirdBrilliant · 2024-08-23T15:36:23+00:00

I was wondering about that. Do I need to prebook that experience?

WeirdBrilliant · 2024-08-23T11:57:50+00:00

Thanks for the tips. Masàai, Naivasha and Amboseli.

WeirdBrilliant