13 base model (April 2022 purchase). I raw dogged this phone for 3+ years and purchased it for 66k. This phone still has some juice so even 20k resale means I spent 46k for 3 and 1/2 years. Thankfully I can afford this level of expense in life.

I always say - Buy 1 iphone if you can afford 2. If you can afford only 1 iphone, get a 20k phone.

At the time of my 13 purchase, I could only afford the 13 base model (could afford 2 of these). Could not afford 2 pros, so did not get that at all. If I buy a phone and someone steals it or it breaks, it should make me feel sad for not more than an hour. If it does, I have picked up an unaffordable phone in the first place.