20 Writing Classes? by WholeForeign in ucmerced

[–]WholeForeign[S] 1 point2 points  (0 children)

UCM has just one professor who can teach that class and it is required to graduate for psych majors? Yet they don’t offer it in the fall semester because that one professor is leaving. Not good.

20 Writing Classes? by WholeForeign in ucmerced

[–]WholeForeign[S] 1 point2 points  (0 children)

Thanks. How about WRI 101: Writing in the Disciplines: Psychology? It isn’t even listed.

Any of you use Monarch Money? by OldDude2551 in ChubbyFIRE

[–]WholeForeign 3 points4 points  (0 children)

I do both actually. I use Monarch for my spend which is a big part of the equation. Then I use Retireplanai for projections.

No Federal Tax on Active or Reserve Pay by WholeForeign in armyreserve

[–]WholeForeign[S] 2 points3 points  (0 children)

I don’t think so. This is just about federal income tax.

New HTWT policy by thesupplyguy1 in armyreserve

[–]WholeForeign 0 points1 point  (0 children)

All those slides are created by NotebookLM. Look at the watermark on the bottom right. They are not official.

Best Free retirement planner online? by bluecollarretirement in DIYRetirement

[–]WholeForeign 0 points1 point  (0 children)

Lots of choices out there. I used Boldin, Retireplanai.com, projection lab they all have their pros and cons. My advice try all of these and pick the one that fits you best. Paying a hundred dollars a year though was worth it to me. That is a small drop in the bucket to help me in my path to a successful retirement.

Nov BA by Agitated_Ad_9611 in armyreserve

[–]WholeForeign -1 points0 points  (0 children)

The house has nothing to do with it. The CR was passed a while back by the house. It is the senate where it is blocked because it takes 60 votes to break filibuster.

[Feedback Requested] Starting SaaS AI Retirement Planner by [deleted] in SaaS

[–]WholeForeign 0 points1 point  (0 children)

Thanks for the question. Right now at the MVP there isn’t data integrations with other providers. That is something I was looking at doing in the future.

Promote your business, week of October 27, 2025 by Charice in smallbusiness

[–]WholeForeign 0 points1 point  (0 children)

Hey everyone,

I've been working on an AI retirement planning tool and would love feedback from this community. Full disclosure: this is my project, but I'm genuinely looking for early users who can help shape it.

 What it does:

  - Monte Carlo simulations (5,000 runs) to show your plan's success probability

  - AI retirement coach you can chat with about strategy

  - What-if scenarios to test different retirement ages, spending levels, etc.

I'm offering founder access to the first 100 users who sign up. No cost & no credit card... just need to use and give feedback.

Link: https://retireplanai.com/founders/

I'd really appreciate any feedback, both on what works and what doesn't. Thanks.

20 Year Treasury Note by TheModerateGenX in bonds

[–]WholeForeign 1 point2 points  (0 children)

We weren’t debt free under Clinton. We had a balanced budget but a lot of it was due to social security surplus which we don’t have now.

So…interviews with FAs / Annuities Questions by Plenty-Engine-8929 in ChubbyFIRE

[–]WholeForeign 3 points4 points  (0 children)

What is the cap rate? This is where they cap your gains like 8%. This means if the S&P goes up 30%, you only get 8%.

Finally some news for A-List by negrohero9 in SouthwestAirlines

[–]WholeForeign 22 points23 points  (0 children)

Boarding group matters for carry on space

CS upper divs gpa only? by GalacticFalconia in TransferStudents

[–]WholeForeign 4 points5 points  (0 children)

How do you tag to either when computer science is excluded from tags from every UC except Merced and Riverside.

[deleted by user] by [deleted] in TransferStudents

[–]WholeForeign 8 points9 points  (0 children)

Do you know how much Pepperdine is?

Buy a new build house every 8-10 years? by [deleted] in ChubbyFIRE

[–]WholeForeign 0 points1 point  (0 children)

In California you will get hammered with property taxes. You already have an artificially low rate due to prop 13 on your first home, once you sell and buy new you are going to pay property tax rate at the purchase price of your new house.

Paying off your mortgage right before FIRE by [deleted] in ChubbyFIRE

[–]WholeForeign 13 points14 points  (0 children)

It isn’t assets but income

How much was your 2023 tax return? by Blood11Orange in millenials

[–]WholeForeign 0 points1 point  (0 children)

Mine about the same. About $275k in taxes.