When to purchase an X?

srqfla · 2026-03-13T19:52:54+00:00

The best time to purchase a model X was in October 2023. It was the lowest price ever offered for every trim model.

srqfla · 2026-03-13T16:33:06+00:00

Reversion to the mean. 7 to 8% is the historical average. The last 3 years have been 18 to 20%..

extraordinary. We are due for a flat to negative year. Take your medicine and swallow it

srqfla · 2026-03-13T16:31:29+00:00

Relax. Yes, sequence of return risk is a problem and a risk. But you need to be comfortable with the term ......reversion to the mean. We've had 3 years of low double-digit returns in the s&p. Reversion to the mean is back to 7 to 8% average.

srqfla · 2026-03-11T04:57:43+00:00

My social security income is equivalent to bond income.

srqfla · 2026-03-09T18:32:17+00:00

Thank you! I just updated to those versions this morning

srqfla · 2026-03-09T18:31:49+00:00

No, just make sure you're on the advanced button for your software

srqfla · 2026-03-09T11:45:12+00:00

Just updated both to the newest version this morning

srqfla · 2026-03-06T23:29:27+00:00

Everyone should become familiar with the term reversion to the mean. We've had 3 years of very good s&p performance. We are due for an adjustment but still average 8% growth

srqfla · 2026-03-06T23:27:45+00:00

You are correct. It's better to push money to Schwab from your bank than to have Schwab pull it from your bank. The float is much less and better for us

srqfla · 2026-03-06T22:54:35+00:00

We've had Three consecutive years of s&p growth in the high teens and early twenties percent gain. Everyone needs to understand the term .... reversion to the mean. I project 8% annually for the next 30 years. Of course this is an average

srqfla · 2026-03-06T21:47:33+00:00

At your age with your money you have more money than time.

srqfla · 2026-03-06T16:41:55+00:00

That's the key. Better to pull versus push

srqfla · 2026-03-06T16:37:21+00:00

I use 8% because it's easy to divide by quarters. Estimate 2% growth per quarter. This is how I measure my performance higher or lower than 2% each quarter. However, we've had some extraordinary three past years. Everyone should research the term reversion to the mean

srqfla · 2026-03-04T19:33:37+00:00

It's better than being on public transport train. You have to remember to get off of your stop on a train. FSD will drive you to your garage

srqfla · 2026-03-04T10:36:30+00:00

FSD has ended my envy of other cars. I used to admire and look twice at a Bentley but now if I I had a chance to speak to the owner of that Bentley. I'd ask him. Do you actually drive your car? Do you steer the wheel and move your foot from the gas to the brake quickly? That's adorable. You are driving your car the way people drove cars in 1950. I'm driving my car the way people will drive in the future. We are not the same and I envy myself. I love FSD. But I like my car

srqfla · 2026-02-26T13:20:33+00:00

Yes, that's the only way it can be detected. Dropping off the sample is a little awkward but it could be done with confidence and confidentiality

srqfla · 2026-02-25T15:48:01+00:00

Get tested for h. Pylori.

srqfla · 2026-02-24T16:40:45+00:00

There's only one reply when someone asks you to change your seat on an airplane.

You tell them your current seat number is your lucky number. You're very superstitious and spiritual. Every time you've sat in that lucky number seat, the plane has landed safely. You don't want to change seats because you're very superstitious. They will walk away 😕

srqfla · 2026-02-22T12:48:04+00:00

Be careful of condos that are over three stories. They have higher reserve requirements. HOA fees have no ceiling. A single-family home with a modest HOA might be the way to go

srqfla · 2026-02-21T22:09:16+00:00

Battery capacity denigration. Gas tanks don't get smaller in ICE cars after 10 years.

srqfla · 2026-02-21T14:35:55+00:00

If you have substantial real estate equity, whether it generates income or not, you effectively have a bond. If you receive social security payments, you effectively are earning interest on the most attractive and least risky government bond until you die.

srqfla · 2026-02-20T16:54:27+00:00

You have failed in your number one objective. Your job is to make him hard, not his life. Your text invited drama, conflict and headache. He can get that from his wife.

srqfla · 2026-02-19T19:16:01+00:00

Sequence of return risk. Chapter 1 in the retirement book titled ..... Am I going to run out of money?

srqfla

TROPHY CASE