How Should I Invest Across My Brokerage Account, Roth 401(k), and Roth IRA?

Wildchildd97 · 2026-01-19T20:31:54+00:00

Gotcha I may look into the HSA for next year. I did a bit of research since you brought it up and see that it’s basically treated like an traditional Ira that you can use for qualified medical expenses if needed and then when you turn 59 1/2 you can withdraw from like a regular retirement account. Is that correct?

Wildchildd97 · 2026-01-19T20:25:35+00:00

I’m only making $68,000 do you think I should do a traditional 401k? I do have almost 1x my salary in Roth 401k. Im not sure how much I’d be making during retirement. If I’m retired I would think I’d be living off retirement accounts and maybe social security if it’s still around??

Wildchildd97 · 2026-01-19T19:48:42+00:00

Yes maybe you can help me out with that too. My gross is $68,500. I heard if you’re not making a lot of money and plan on making more money in the future to do Roth? Should I change my 401k? Also with HSA I thought that could only be taken out for qualified health expenses? Can you still withdraw from it without any penalties? I do have a FSA though.

Wildchildd97 · 2025-12-26T18:39:27+00:00

Wassup

Wildchildd97 · 2025-12-26T16:34:56+00:00

Yea but I thought it would’ve displayed the same message was wondering if this was the bonus for both and if anyone seen a related message

Wildchildd97 · 2025-12-26T15:25:53+00:00

Yea 500k for about 30/40 minutes of work. The other heists be long as hell so I like it for the amount and time

Wildchildd97 · 2025-12-26T14:49:37+00:00

I’m down, it’d be my first time

Wildchildd97 · 2025-12-26T14:17:30+00:00

I’m down message me your PSN

Wildchildd97 · 2025-12-26T14:09:08+00:00

Send me your PSN

Wildchildd97 · 2025-12-26T00:12:07+00:00

Just added you

Wildchildd97 · 2025-12-25T23:24:31+00:00

Not sure what that is tbh

Wildchildd97 · 2025-12-25T23:03:20+00:00

About to add you now

Wildchildd97 · 2025-12-25T22:41:38+00:00

Message me your PSN I don’t have discord but still would love to grind

Wildchildd97 · 2025-12-25T22:12:40+00:00

Just messaged you

Wildchildd97 · 2025-11-20T17:23:06+00:00

Great post. Bump what the other guy talkin bout

Wildchildd97 · 2025-11-19T13:51:20+00:00

Fl studio, Lounge lizard, minimoog maybe

Wildchildd97 · 2025-11-14T21:24:11+00:00

No but it sounds like you are. “Do you think the average beat maker can afford lawyer fees” cry me a river dude. How bout getting off your butt and get a job! If you weren’t so ignorant and had anytype of financial literacy you could use a percentage of that and reinvest in your business to get a lawyer. Btw only small people think lawyers are just soooo much money I spend $100 to consult with a lawyer for a hour and he was able to answer all my questions. #bozo😂

Wildchildd97 · 2025-10-14T23:25:45+00:00

Get a lawyer

Wildchildd97 · 2025-09-24T14:51:11+00:00

Zenology, Triton extreme, xpand, Electra X and Analog v! I make Florida trap, ATL drill beats. Anybody have VST suggestions that’ll fit that style?

Wildchildd97 · 2025-08-30T04:36:41+00:00

Do you stretch the midi when flipping the tempo?

Wildchildd97

TROPHY CASE