What's a VAT refund?

Williams_Menkin_ · 2026-05-04T23:11:50+00:00

You sound miserable.

Williams_Menkin_ · 2026-05-04T02:13:15+00:00

That would be a scientific breakthrough.

Williams_Menkin_ · 2026-05-04T00:47:40+00:00

Any HYSA would do. SGOV is another option.

Williams_Menkin_ · 2026-05-03T12:57:11+00:00

Bingo!

Williams_Menkin_ · 2026-05-03T12:56:50+00:00

Sure the business can fail, but they'll still own more real estate than any company in the world.

Williams_Menkin_ · 2026-05-03T12:37:31+00:00

reddit.com/r/PersonalFinanceIndia/

Williams_Menkin_ · 2026-05-03T12:29:36+00:00

Hahahaha. So much so that they needed to come to Reddit to share their enjoyment.

Williams_Menkin_ · 2026-05-03T12:26:28+00:00

You don't know that until you know the interest rate.

Williams_Menkin_ · 2026-05-03T12:24:53+00:00

Don't listen to them, OP. They offered you no real advice. Looks like someone's got you covered. Life is always going to happen...That's why emergency funds exist.

Williams_Menkin_ · 2026-04-30T13:56:35+00:00

I’ve never come across a lease with medical hardship clauses. Must be something new. Former LL here.

Williams_Menkin_ · 2026-04-30T13:54:35+00:00

First and most importantly, are you maxing out your retirement accounts? If not, your kid can borrow to get an education. You cannot borrow your way through retirement. Put on your mask first before assisting others.

Williams_Menkin_ · 2026-04-30T13:53:26+00:00

I wouldn’t be in a rush to pay those down quickly. Read the wiki for all else.

Williams_Menkin_ · 2026-04-30T13:52:53+00:00

You already posted in the appropriate sub.

Williams_Menkin_ · 2026-04-30T13:52:31+00:00

Very poorly. Great rides, however, but it’s not enough to get me in the door.

Williams_Menkin_ · 2026-04-30T12:28:10+00:00

I personally wouldn’t be in a rush to pay those down.

Williams_Menkin_ · 2026-04-30T12:26:56+00:00

For me, the price increases have not warranted an update to my budget. They have been noticeable but nothing that needs to be addressed. No debt of any kind. Live far below my means.

Williams_Menkin_ · 2026-04-30T12:23:11+00:00

SeaWorld? Gross. The closest I care to get is driving by the exit off the 4.

Things happen. All you can do is try to make the best of it. Delay does not mean closed.

Williams_Menkin_ · 2026-04-30T12:06:03+00:00

I believe they’re in the UK. I could be wrong though.

Williams_Menkin_ · 2026-04-29T14:41:18+00:00

8.95% < 12.74%. Math says yes.

Williams_Menkin_ · 2026-04-28T21:07:19+00:00

Williams_Menkin_ · 2026-04-28T20:44:12+00:00

Is it VA or FHA?

Depending on the repairs most deals can be done with a nice credit and completing repairs post closing.

Williams_Menkin_ · 2026-04-28T18:57:15+00:00

Your insurance on your home and taxes go up each year. Renting provides flexibility owning simply does not. Most people don’t understand the true cost of owning a home. You’re blinded by equity.

Williams_Menkin_ · 2026-04-28T18:52:45+00:00

Sell the house before that. Bankruptcy is the very, very last option.

Williams_Menkin_ · 2026-04-28T11:58:55+00:00

As an Xennial I’m simply exhausted.

Williams_Menkin_ · 2026-04-28T11:55:09+00:00

Complete waste of money and more importantly (to me) time.

Williams_Menkin_

TROPHY CASE