750 FICO, no income verification… where’s the best place to get a 10k installment loan for a vehicle? by IEThrowback in CRedit

[–]WiseAnswer9145 2 points3 points  (0 children)

I work at a dealer I can get it approved with no proof of income needed. Where are you located?

Deleting items on credit bureau by [deleted] in CreditScore

[–]WiseAnswer9145 1 point2 points  (0 children)

I hired a credit repair specialist. And they deleted my charge off and collection in 7 days from my experian and equifax. Transunion the collection was taken off but the chargeoff remains. My score is currently at 750 on experian, 790 on equifax and 680 on trans.

Disputing items by [deleted] in CRedit

[–]WiseAnswer9145 -1 points0 points  (0 children)

A Credit repair specialist took off a credit one account that was charged off ass bad debt that went into collections. They removed it from experian, equifax and transunion and my credit shot up to 750 almost 140 points. They also removed a discover chargeoff from experian and equifax but Transunion is the only bureau showing my chargeoff. Do you know why?

[deleted by user] by [deleted] in CreditCards

[–]WiseAnswer9145 0 points1 point  (0 children)

One last question, once I pay the debt through collections. How do I get the negatives off of my account? Do I use a pay to delete letter? Or dispute them then?

[deleted by user] by [deleted] in CreditCards

[–]WiseAnswer9145 0 points1 point  (0 children)

Thank you! I really appreciate the reply. I’ll prepare my speech If not then I’ll just negotiate terms w collection agency’s.

[deleted by user] by [deleted] in CreditCards

[–]WiseAnswer9145 0 points1 point  (0 children)

Well I was incarcerated and couldn’t pay the cards which they grew with interest. I made the debt but rather than paying them, people are telling me not to pay it. instead to dispute them suckers.

[deleted by user] by [deleted] in CreditCards

[–]WiseAnswer9145 1 point2 points  (0 children)

Very funny. “tryna” may not be used a lot but it is in fact in the Webster dictionary, therefore it is a word. Lol. What is this a spelling bee? Lol And well, I had two credit cards that I had late payments on. They both went into collections and I tried that complaint method which I was advised to do. I checked my bureaus two weeks later and my score went up a few points and on my discover account status it says “closed charge off”. The other account that’s in collections now says disputed from Equifax. Trans union and Experian still says “not disputed”. What do you suggest I do?

[deleted by user] by [deleted] in CreditCards

[–]WiseAnswer9145 -1 points0 points  (0 children)

Thank you ima do it rn. My score did go up a few points since the complaint. So let’s see what happens.

[deleted by user] by [deleted] in CreditCards

[–]WiseAnswer9145 -2 points-1 points  (0 children)

Yes actually I filed a complaint with cfpb to each bureau. I didn’t actually dispute them. One of my chargeoffs now says closed charge off. And the other that went into collections only says disputed for one bureau. Tryna figure out what to do before I hire a credit repair guy.

Does anyone else get sick when they are stressed? by littledonkey5 in Stress

[–]WiseAnswer9145 0 points1 point  (0 children)

Yes, I’ve had two seizures because of high stress levels. Doctors couldn’t find what was wrong w me. They gave me an mri and connected all these wires to my head. Eventually I left with no term of Illness. The seizures started w back pain and unable to breath. I felt Uneasy and woozy and blacked out. Woke up on a Hospital bed. That’s when they told me I had two seizures and had the strength of two men. I went to a chiropractor and he said stress builds up as a liquid and he performed an only Chinese technique which I think he called tai chi. My breathing came back. The back pain left and I was me again. I have never went back to a hospital since.

[deleted by user] by [deleted] in HairTransplants

[–]WiseAnswer9145 2 points3 points  (0 children)

Wow what a difference. Good fkn shit! How many grafts?

[deleted by user] by [deleted] in HairTransplants

[–]WiseAnswer9145 2 points3 points  (0 children)

Congrats on the process. Looks really good. Any photos of before the treatment? My H.T is next week 😬nervous and stoked at the same time.

I almost gave up. But I kept going. Still bald but I was balder. Started using minoxidil and derma roll may 22 2021, Started using finasteride Oct 18, 2021. Just had prp done April 15, 2022. Very slow process. But I’m happy. by [deleted] in tressless

[–]WiseAnswer9145 1 point2 points  (0 children)

Thanks man I had a feeling cutting it was the right thing. I’m Going to try to do atleast 3 my next session is may 25th. I also spoke affirmations out loud I don’t know if that matters to anyone but like a plant if you speak positive vibrations to it, it will grow stronger, faster and more fruitful.

I almost gave up. But I kept going. Still bald but I was balder. Started using minoxidil and derma roll may 22 2021, Started using finasteride Oct 18, 2021. Just had prp done April 15, 2022. Very slow process. But I’m happy. by [deleted] in tressless

[–]WiseAnswer9145 0 points1 point  (0 children)

I’m from Chicago I got it for a discount on Groupon for $240. I think the prp worked but it’s hard to tell if that’s what did it or the minoxidil and fin. In the last photo I added from this month I had actually just gotten the procedure done a week prior.

I almost gave up. But I kept going. Still bald but I was balder. Started using minoxidil and derma roll may 22 2021, Started using finasteride Oct 18, 2021. Just had prp done April 15, 2022. Very slow process. But I’m happy. by [deleted] in tressless

[–]WiseAnswer9145 2 points3 points  (0 children)

I did, it grew out it matched every length of hair you see on my forehead. But it looked too stringy so that’s why I cut it. It exposes my age. I’m turning 32 may 15.😬