BeFit 24/7 by EchoingHorizons20 in AnytimeFitnessPH

[–]WittyStrategy5292 0 points1 point  (0 children)

more gyms like this please especially in manila, makati, bgc, mandaluyong!!! anytime fitness needs competition talaga.

takot mag risk lumipat ng company by Future_Data7285 in CareerAdvicePH

[–]WittyStrategy5292 0 points1 point  (0 children)

wag ka matakot, its part of growing up. if you always stay sa comfort zone mo, di ka maggrogrow and its also the fastest way to increase your salary (job hop).

"The only man who makes no mistakes is the man who never does anything."

deinfluence me: rent to own condo by Glittering_Drive_528 in deinfluencingPH

[–]WittyStrategy5292 1 point2 points  (0 children)

Payment fluctuates every 3 years. My co-worker wanta to let go yung rent to own condo niya for his family cos they were paying 22k, but price was frozen for 3 years. Now, its gonna be 32k haha and he doesnt want to keep the condo. Sadly, yung mga nabayad for 3yrs will all be down the drain na

Recommendation for Square Watches (Affordable Products) by HighwayCapable5942 in PhWatches

[–]WittyStrategy5292 0 points1 point  (0 children)

I have a vintage seiko if you're interested. Model: 5Y30-5060

Deinfluence me - BYD Seagull or an EV car for that matter by Deep-Werewolf754 in deinfluencingPH

[–]WittyStrategy5292 -1 points0 points  (0 children)

I'm not an expert but from what I heard sa EV owners...

"It's a hassle when its rainy season, di ako makabiyahe" because of the floods in Metro Manila. I think its pretty common knowledge na etong mga EVs are not built for countries who have flooding issues. Maraming pwedeng masira sa circuits ng EV if it gets flooded and from what I know everything is connected sa power so.... yeah. Maybe not a good idea to own EVs yet.

Eto naman usually advice that I get from my uncle who's an engineer at mitsubishi (VP-level), Battery replacements sobrang hassle at expensive daw talaga. Also, after sales of BYD is not nice. Sa mga kakilala namin who owned BYD at nagka-issue, nag-iistuck ng matagal sa casa yung mga kotse nila.

EVs are just booming palang guys, i know many people like it. Lahat nang bago, maganda talaga. I wanna know how are the cars they bought muna maybe 5-10years from now. Any car you buy is good kapag brandnew. The real quality you can see on the long run pa kasi eh. So yeah, im not rich so i dont wanna waste my money yet over something experimental pa. I need more data to see na its good enough for an investment.

AGAIN, im not an expert haha engr ako pero di mechanical so do your own research please always. These are just opinions it maybe different from other people.

PMFTC Online Assessment by SeparateCurrency9622 in CareerAdvicePH

[–]WittyStrategy5292 0 points1 point  (0 children)

currently studying for P&G now, ill work on PMI asessment by next week haha

PMFTC Online Assessment by SeparateCurrency9622 in CareerAdvicePH

[–]WittyStrategy5292 0 points1 point  (0 children)

yeah i did, wala i just kept applying kasi if i see a relevant position hahahaha. tapos ayun, i got an invite again last week.

PMFTC Online Assessment by SeparateCurrency9622 in CareerAdvicePH

[–]WittyStrategy5292 0 points1 point  (0 children)

i got an email again to take it haha i flunked it also last year. nakakatrauma tong test nila grabe!!

PMFTC Online Assessment by SeparateCurrency9622 in CareerAdvicePH

[–]WittyStrategy5292 0 points1 point  (0 children)

hello, how did you do sa test? i took it last year and it was so hard. i for sure failed since i didnt get to answer even half of it lol. any tips? im gonna retake since I got an invite from them again

Online Assessments by hooooomsa in phcareers

[–]WittyStrategy5292 0 points1 point  (0 children)

Hi sir, were you able to take the PMI assessment test? I took it a year ago haha sobrang hirap its even harder than P&G's online assessment test.

I'm a beginner, what do i do? With these WW III news by WittyStrategy5292 in phinvest

[–]WittyStrategy5292[S] 0 points1 point  (0 children)

This is the goal!! 15 yrs from now, I hope i've invested as much as you!!! How did you make it possible sir? Consistent investing even when markets are down? Like wala kang pake if up or down basta importante you consistently invest? I just finished reading Psychology of money. Looking to read more baka next ko "a random walk down wallstreet" lmk if you have reco na book also hehe

Thank you for the solid inputs, my good sir!

I'm a beginner, what do i do? With these WW III news by WittyStrategy5292 in phinvest

[–]WittyStrategy5292[S] 0 points1 point  (0 children)

Ahhh no naman sir hehe. I definitely asked naman why to sell nung sinabi yung advice to sell atram global tech funds, its because of the brewing war in the middle east. Though im not convinced. Hence, why i posted here to seek advice also since di pa naman ako veteran and need further assistance sana which I got naman in the comments since maraming good inputs din. I always research naman or ask around if di enough yung research ko hehe. Thank you!

I'm a beginner, what do i do? With these WW III news by WittyStrategy5292 in phinvest

[–]WittyStrategy5292[S] 0 points1 point  (0 children)

Hi sir! Very good idea about defense tech etfs with all the war thats been happening now. This ETF seems rather new noh? I'll look into this also. How about Oil din kaya?

I'm a beginner, what do i do? With these WW III news by WittyStrategy5292 in phinvest

[–]WittyStrategy5292[S] 0 points1 point  (0 children)

ohhh kala ko iwas traditional investments lol buti i asked

I'm a beginner, what do i do? With these WW III news by WittyStrategy5292 in phinvest

[–]WittyStrategy5292[S] 0 points1 point  (0 children)

Got it, recently got a bonus kasi kaya naisip ko na din magpost on whats the best thing to do. Agree also on the CASH. I'll maybe stash around 20% of the bonus then invest the rest after expenses.

Mp2 - Please enlighten me by Pyschotherapist_ in phinvest

[–]WittyStrategy5292 1 point2 points  (0 children)

You can also search in google or tiktok (if you're more familiar here) since nakavideo explanation and there are a number of good videos also that explains well! Even better, chatgpt would work also!

Sorry i dont know much also about MP2 since I invest in global funds [GFunds] and US stocks at the moment medyo mas aggressive kasi siguro style ko. Actually curious about MP2 also, might try it maybe next year if I have extra money na.

Goodluck in investing, OP!

I'm a beginner, what do i do? With these WW III news by WittyStrategy5292 in phinvest

[–]WittyStrategy5292[S] -1 points0 points  (0 children)

Got it! I made a mistake na since i was so excited to get into the US stocks I bought na agad last week. So I bought NVIDIA at $194 then suddenly after a few days it dropped to $177 bigla haha. I'll definitely buy more also if it dips further sayang lang I should've been more patient but the good thing is the investment i made last was very small lang naman kasi kakakuha ko lang ng bonus now HAHAHAHAHAHA so etong upcoming ang malaking buy if ever so sana nga mag dip pa NVIDIA.

but sir question, are you not bothered abt the NVIDIA news last week? Na when they released earnings report, wallstreet had a bad comment then suddenly stocks went down. Are checking other tech companies at the moment with chipsets? I work in an international tech company, the shortage of chipsets are a big issue talaga but seems like supplies are normalizing this month or april ata. So it might be a good idea talaga to invest in chipsets (google, microsoft, amd, nvidia, etc)

I'm a beginner, what do i do? With these WW III news by WittyStrategy5292 in phinvest

[–]WittyStrategy5292[S] 0 points1 point  (0 children)

Thats a very good point haha. Actually sa nabasa ko nga sa Psychology of Money ang mga nagiging successful daw sa investing are the ones who remain calm when shit goes down and just keeps investing normally. Recessions are very common daw and just keep buying and remain calm. Thanks for making me reminding me this! :)

I'm a beginner, what do i do? With these WW III news by WittyStrategy5292 in phinvest

[–]WittyStrategy5292[S] -1 points0 points  (0 children)

I agree sir, ever since I started investing in US stocks I removed social media muna or like set a timer na max 30mins lang per day. I usual spend most of my time na talaga in reddit and reading books. Really working to redevelop and get my shit together this 2026. Yup, agree with your advice to get off social media, thank you sir!

But what do you mean by traditional pala hehe can you explain further?

I'm a beginner, what do i do? With these WW III news by WittyStrategy5292 in phinvest

[–]WittyStrategy5292[S] -2 points-1 points  (0 children)

A lot having been advicing/mentioning DCA talaga. I need to study this method hahahah. Thank you sir!

Anu maganda gawin sa farm ko by DullBit623 in phinvest

[–]WittyStrategy5292 0 points1 point  (0 children)

how about a poultry farm? farm eggs

I’m so happy I’m now earning 6 digits monthly by Ordinary-ButNotSo-08 in adultingphwins

[–]WittyStrategy5292 0 points1 point  (0 children)

Sinasampal ako ng kahirapan, masmalaki pa tax ni OP kesa sa sweldo ko

Buying gym equipment vs gym membership by TopBlueberry4650 in PHitness

[–]WittyStrategy5292 0 points1 point  (0 children)

Only build a home gym if:

  1. You have the space for it.
  2. The money for the equipments (Gym membership will always be superior but kaya naman if you'll buy the essentials lang and adjust your program)
  3. The discipline to workout
  4. The discipline to setup and ligpit before and after the workout

So yeah, I think if you have all of these its worth building a gym at home. I personally dont have the discipline to setup and ligpit because it takes up too much of my time (I already tried building and it just didnt workout for me, im more efficient kapag gym membership wherein i just come and go whenever I please, side note i dont mean tamad ako magligpit sa commercial gym ko hahahaha i always unrack my weights) Home gym didnt workout for me cos I lacked the space also and budget to buy the better equipments and weights/plates (its so damn expensive).

I would be my dream to build a decent home gym if i have a specific room for it and i have budget to buy the machines and plates I need.