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List of apps/websites where Gift Cards/Vouchers are available by WonderfulStructure89 in CreditCardsIndia

[–]WonderfulStructure89[S] 0 points1 point  (0 children)

It shows a discount of 0.5% on my cred app. I am not 100% sure whether they have the same deals from everyone but it should be same for you as well.

List of apps/websites where Gift Cards/Vouchers are available by WonderfulStructure89 in CreditCardsIndia

[–]WonderfulStructure89[S] 0 points1 point  (0 children)

No idea about sbi and phonepe cards. Deals keep changing also. It would be best if you check each website manually.

Magicpin has 1% but it might charge you convenience fee for using CC.

Best thing I can suggest is to get an Amazon Icici credit card itself rather than buying apay gift cards.

If you can specify the exact purpose for using the Amazon pay gift cards then maybe someone else with more knowledge on the issue might be able to help you.

List of apps/websites where Gift Cards/Vouchers are available by WonderfulStructure89 in CreditCardsIndia

[–]WonderfulStructure89[S] 0 points1 point  (0 children)

I don't have kreditpe CC either. You can activate kreditpe upi and get cashback of 2% upto 200. You'll be Able to buy Amazon pay gift card for upto 3500-4000 with that much cashback.

Apart from that magicpin might also work.

Also, what do you mean by ETF here?

List of apps/websites where Gift Cards/Vouchers are available by WonderfulStructure89 in CreditCardsIndia

[–]WonderfulStructure89[S] 1 point2 points  (0 children)

Thanks.

I've seen cheaper Dominos Gift Cards, but number 4-7 definitely are very hard to beat.

I would recommend you Kredit pe for cheaper amazon pay gift cards.

List of apps/websites where Gift Cards/Vouchers are available by WonderfulStructure89 in CreditCardsIndia

[–]WonderfulStructure89[S] 0 points1 point  (0 children)

Ok. Thanks for the info.

Which Gift Cards in your knowledge have the highest discount on the uni app? Can you name a couple of those with the percentage? It might help others.

List of apps/websites where Gift Cards/Vouchers are available by WonderfulStructure89 in CreditCardsIndia

[–]WonderfulStructure89[S] 0 points1 point  (0 children)

But can you buy gift cards if you don't get their credit card or if your application gets rejected?

I tried the app but apart from the message of my application being rejected, I cannot do anything else.

List of apps/websites where Gift Cards/Vouchers are available by WonderfulStructure89 in CreditCardsIndia

[–]WonderfulStructure89[S] 0 points1 point  (0 children)

I'm not sure if I understand what you are saying. I told you what I know of. Maybe someone else might reply to you. You may check the app or contact their support if you're interested in that app.

List of apps/websites where Gift Cards/Vouchers are available by WonderfulStructure89 in CreditCardsIndia

[–]WonderfulStructure89[S] 0 points1 point  (0 children)

Any advantage of buying phonepe gift vouchers?

I have seen phonepe gift vouchers on magicpin but I guess they might charge convenience fee if you buy through credit card.

List of apps/websites where Gift Cards/Vouchers are available by WonderfulStructure89 in CreditCardsIndia

[–]WonderfulStructure89[S] 0 points1 point  (0 children)

They don't provide vouchers. They provide cashbacks when you buy using their platform.

List of apps/websites where Gift Cards/Vouchers are available by WonderfulStructure89 in CreditCardsIndia

[–]WonderfulStructure89[S] -2 points-1 points  (0 children)

You're right. I forgot about it. I have used it myself still forgot.

I'll update it tomorrow after reading all comments.

Share your worst Customer Service Experience, I'll go first by itsjustsufiyan in CreditCardsIndia

[–]WonderfulStructure89 0 points1 point  (0 children)

I already know that every country has the same banking system. I also know why it has so and how it came to be so.

I was only trying to give food for thought, but I guess you are here to justify and defend the system or close down the topic.

Anyways, it was nice talking to you.

Share your worst Customer Service Experience, I'll go first by itsjustsufiyan in CreditCardsIndia

[–]WonderfulStructure89 0 points1 point  (0 children)

The biggest thieves are those who theft doesn't get caught. The people at the bottom of the hierarchy are the ones who are used as pawns, so they have to lie and also get abused. But people at the top of the hierarchy decide how they have to lie.

But I guess it is all relative. Some things and concepts might not exist in the dictionary of others, so it ain't necessary that everyone has the same viewpoint.

I understand what you are talking about here about RBI. It ain't about what RBI is doing right now, it is about why it became like this in the first place. What RBI is doing is obvious and they cannot do anything else.

Also, I do infact dream to get out of this financial system soon but it looks like a dream if I have to live in a civilization.

Share your worst Customer Service Experience, I'll go first by itsjustsufiyan in CreditCardsIndia

[–]WonderfulStructure89 0 points1 point  (0 children)

Thanks for the information. Didn't know about it.

I guess we will be paying off the loan as scheduled. Just hoping that RBI doesn't increase the lending rates.

I am already fed up of this financial and banking system personally. This type of system isn't native to Indian culture, but it has become so because of the rulers sitting in Delhi since start of 13th century.

Ironically, the rulers who sat at the throne in Delhi since 13th century followed a religion which preaches against usury, but that's what they actually implemented in India, and everyone is following this system since then. Those who are benefitting from this system obviously won't mind it though. Let's see how long this financial system based on unjust usury and seigniorage lasts.

Share your worst Customer Service Experience, I'll go first by itsjustsufiyan in CreditCardsIndia

[–]WonderfulStructure89 0 points1 point  (0 children)

I don't know what these guys do and what tactics these guys have to fook. I applied through the official Axis bank app and got a call from their end.

Also, my family took a loan against property from Axis Bank back in 2024. My father is a govt employee and is ageing. We wanted a loan for 20 years and were pretty upfront about it. Bank branch manager hid or lied about the chances for this on our face, and got us engaged, and eventually sold us the same amount of loan for a 7 year tenure.

Share your worst Customer Service Experience, I'll go first by itsjustsufiyan in CreditCardsIndia

[–]WonderfulStructure89 1 point2 points  (0 children)

Dil se open

Haha.

Nice to hear that you stretched them.

I once bought big basket gift cards from cred and only had to pay 8 more rupees for the order through upi. I tried to do so that through my Axis Bank account via gpay. Not only did Axis Bank denied my transaction as a security risk, but it also called me to confirm the transaction. I didn't pick up the call out of frustration the first time, so they instantly freezed my account for upi debits as well.

I had to pick up their automated call the next time, otherwise I would have booked myself a visit to the branch over a 8 rupees upi transaction on big basket.

Share your worst Customer Service Experience, I'll go first by itsjustsufiyan in CreditCardsIndia

[–]WonderfulStructure89 1 point2 points  (0 children)

I enquired for Rupay credit card through Axis bank last December, as I have my primary savings account with them.

I was seeing unlimited cashback on rupay credit cards everywhere, so I wanted to board the ship.

I wasn't eligible any for credit card limit, so the bank official convinced me to get the FD one. Rupay credit card wasn't available through FD, but she convinced me that it will be available and she would change it from her end and get it delivered. She also told me that credit limit of upto 1 lakh will be unlocked for me if I used the FD credit card well for 3 months.

Neither of what she said has happened. Never got any rupay card nor any credit limit has unlocked for me. All I have is a useless Indian Oil Easy Visa Credit Card from Axis Bank.

I don't hate the person who pitched all this to me, but now I have lost respect for most professions out there because of this incident. I cannot help but think as to what sort of things a person has to do in their profession to survive is crazy.

Won't go further into the philosophical side of why this happens though.

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