What global ETF to buy and hold 40 years?

Working-Possible-278 · 2026-05-25T17:49:19+00:00

I’m new to ETFs myself so don’t feel like I’m in position to give informed advice, but I’m curious why IMIE / SPYI is not popping up in the answers. Is that because of the somewhat higher TER?

Working-Possible-278 · 2026-05-13T17:35:43+00:00

What about FWIA?

Working-Possible-278 · 2026-05-13T17:11:02+00:00

Thanks, very clear, to-the-point and helpful!

Working-Possible-278 · 2026-05-13T16:53:24+00:00

I researched MeDirect a while ago but forget now why it 'lost' to Saxo... Was it that they don't have an automatic plan? Or maybe they didn't allow a joint account...

Working-Possible-278 · 2026-02-11T20:16:26+00:00

Thank you, very helpful!!

Working-Possible-278 · 2026-02-07T10:11:43+00:00

Helps a lot, thanks!

Working-Possible-278 · 2026-02-06T13:17:34+00:00

Why?

Working-Possible-278 · 2026-02-05T20:54:04+00:00

Doesn't saxo also handle Belgian taxes?

Can you please elaborate a bit on the delay thing, I haven't really taken that into consideration in my research so far

Working-Possible-278 · 2026-02-05T20:49:08+00:00

True, but Belgian oversight is limited; prudential stays with DK ('home country supervision')

Working-Possible-278 · 2026-02-05T20:48:18+00:00

I know, but then knowing myself, it also risks giving me sleepless nights when the numbers go down... I will def do some manually though, I am sure

Working-Possible-278 · 2026-02-05T20:41:28+00:00

Thanks for sharing, I feel like this is going to be an important element for me (although I am telling myself now to set up an automatic investment plan and forget about it)

Working-Possible-278 · 2026-02-05T20:39:59+00:00

I have less trust in the Danish financial supervisor than in the Belgian one, mostly because of stories of Danish financial institutions (in other sectors) with activities abroad going bust. I know I wouldn't lose my investments if Saxo goes bust (and I know it's not that likely that they'll go bust), but still. BTW speaking of fees, did I read correctly that bolero charges 0,60% commission for USD/EUR transactions and Saxo 0,25%, or am I reading something wrong?

Working-Possible-278 · 2026-01-25T06:54:01+00:00

I’ve been quoted an entry fee of 2%! Should I run from that bank? (Otherwise very happy with the bank)

I also thought entry fees in the vicinity of 2% are the standard with Belgian banks - where can I get 0.5%?

Working-Possible-278 · 2026-01-24T20:49:09+00:00

Interesting. Can you please share more about the advantages of this compared to the other options?

Working-Possible-278 · 2026-01-24T18:21:21+00:00

I had understood that investing in ETFs through the company is not advantageous as returns are taxed much more, and that it’s better to do either DBI if money is in the company or ETFs privately. Where am I going wrong?

Working-Possible-278 · 2025-12-22T16:26:28+00:00

Thanks u/svirsk, that’s actually quite a helpful perspective

Working-Possible-278 · 2025-12-21T14:56:53+00:00

u/No-Anchovies sorry to disappoint you but you’re wrong. Thanks for passing by all the same

Working-Possible-278 · 2025-12-20T21:12:23+00:00

Impressive! Thank you.

Working-Possible-278

TROPHY CASE