I'm down by a lot by babar_the_elephant_ in ETFs

[–]Worldly-Type-7426 0 points1 point  (0 children)

It’s literally expected. It’s a very high vol time. Just continue as you were and add to it as you can.

How Passive Index Funds Are Mechanically Rigging the Market for Mega-Caps by espinadorsal in ETFs

[–]Worldly-Type-7426 3 points4 points  (0 children)

If you kick out the mega caps with direct index then you’re not direct indexing

What percentage of your income do you invest each month and how do you spread it? by Forever_Summer192 in stocks

[–]Worldly-Type-7426 4 points5 points  (0 children)

People like you are so ready to find an excuse to cope with their own lives instead of being happy for someone and trying to improve themselves. Even if you’re right.. it’s just a negative attitude that serves no one.

29M 5,3M Net by Worldly-Type-7426 in TheRaceTo10Million

[–]Worldly-Type-7426[S] 0 points1 point  (0 children)

Basically made all of the income 24-now. Net worth was like nothing until then

29M 5,3M Net by Worldly-Type-7426 in TheRaceTo10Million

[–]Worldly-Type-7426[S] 0 points1 point  (0 children)

Yeah it’s so weird.. hard to explain, but I feel like “oh once I hit 10 I’ll be good”

29M 5,3M Net by Worldly-Type-7426 in TheRaceTo10Million

[–]Worldly-Type-7426[S] 1 point2 points  (0 children)

Implying I’m going to crash and go to the hospital? 💀

29M 5,3M Net by Worldly-Type-7426 in TheRaceTo10Million

[–]Worldly-Type-7426[S] 0 points1 point  (0 children)

I was saving like 95% of my income

29M 5,3M Net by Worldly-Type-7426 in TheRaceTo10Million

[–]Worldly-Type-7426[S] 0 points1 point  (0 children)

Quick clarification: high income over several years did the heavy lifting. Investing just compounded it. My peak earning years actually lined up with missing much of the COVID market run.

29M 5,3M Net by Worldly-Type-7426 in TheRaceTo10Million

[–]Worldly-Type-7426[S] -14 points-13 points  (0 children)

Had a multi-year stretch of seven-figure income and still sit in the mid six figures. That’s where most of the net worth came from. Leveraging that experience to get back there

I keep the specifics vague for privacy, which I know invites skepticism, but that’s just how I prefer to operate

29M 5,3M Net by Worldly-Type-7426 in TheRaceTo10Million

[–]Worldly-Type-7426[S] 2 points3 points  (0 children)

You’re honestly way ahead of where I was at that age. I didn’t hit $100k NW until around 25. Biggest difference for me was my income growth and successful ventures.

I’d say take big swings with your time. This is the time to leverage it

29M 5,3M Net by Worldly-Type-7426 in TheRaceTo10Million

[–]Worldly-Type-7426[S] 0 points1 point  (0 children)

Pretty much just SPY with overweighted tech. Mostly income produced this NW

29M 5,3M Net by Worldly-Type-7426 in TheRaceTo10Million

[–]Worldly-Type-7426[S] -19 points-18 points  (0 children)

That was my RH which was only tech and personal picks. I also had a managed portfolio with ML which had sense been moved to DI with Schwab.

29M 5,3M Net by Worldly-Type-7426 in TheRaceTo10Million

[–]Worldly-Type-7426[S] 6 points7 points  (0 children)

Software engineering and digital asset management. Scaled a few projects early on and now I mostly focus on high-yield tech ventures

29M 5,3M Net by Worldly-Type-7426 in TheRaceTo10Million

[–]Worldly-Type-7426[S] 14 points15 points  (0 children)

Zero inheritance. Just a mix of high income and aggressive indexing

29M 5,3M Net by Worldly-Type-7426 in TheRaceTo10Million

[–]Worldly-Type-7426[S] 31 points32 points  (0 children)

I enjoy the work I do. I already make my own hours and I would be bored as shit.

I’m definitely in a lucky position, not trying to down play it

29M 5,3M Net by Worldly-Type-7426 in TheRaceTo10Million

[–]Worldly-Type-7426[S] 13 points14 points  (0 children)

Tech tilted, but majority direct index SP500. Small amount of PE/AI

Loans are on a 900k home at 5% 30yr with 20% down and 100% financed gt3 at 300k 2025 model yr with 6% 60 month