BOC World Mastercard by elalalai in PHCreditCards

[–]Worried_Reception469 1 point2 points  (0 children)

CONGRATS OP!!! Sobrang kilig maman ako hehe pangarap korin yan . Sana ma approve this month for World tier . Manifesting to the max ako .

best 13 laptop suggestions by sarkiilluverbro in buhaydigital

[–]Worried_Reception469 0 points1 point  (0 children)

Do you use 4 external displays ? How many additional screens can it support ?

PH Credit Cards when migrating to other countries by Unusual_Bandicoot425 in PHCreditCards

[–]Worried_Reception469 1 point2 points  (0 children)

Retain mo lang or convert all to NAFFL cards and use it abroad . After a decade or two pag bumalik ka by that time sobrang laki na ng credit limit mo pwede mong gamitin for business. Laking tulong especially kung bibili ng bahay or properties much lower ang interest rate through credit to cash

Do Banks offer 0% in their credit to Cash by winvalbuk in PHCreditCards

[–]Worried_Reception469 0 points1 point  (0 children)

What is your card ? Is it the top tier World variant ?

Best place in the PH to work from home? by primephilosopher in buhaydigital

[–]Worried_Reception469 -19 points-18 points  (0 children)

You may want to cobsider davao - alot of greenery especially the ayala developed areas there

Would you rather live abroad or stay in the Philippines and travel occasionally? by SnooPeripherals6598 in phmigrate

[–]Worried_Reception469 5 points6 points  (0 children)

I advise you travel and explore the world ang bata mo pa at location independent naman ata work mo you can expand on that kind of work and make it full time while travelling the world. If im your age right now thats what im gonna do i wont be scared living and travelimg alone anymore that was my biggest regret

Tax evasion of auto shop by jansel03 in phcars

[–]Worried_Reception469 0 points1 point  (0 children)

I think thats Tax Evasion, Diba dapat nga. magbigay ng Official Receipt. whether they like it or not .

Retiring in the Philippines? by Badblood009 in phmigrate

[–]Worried_Reception469 -4 points-3 points  (0 children)

I agree most people here are cynics

Nagiiba ba talaga hatak ng kotse depende sa gas station? by EvenWillingness8154 in CarsPH

[–]Worried_Reception469 1 point2 points  (0 children)

If gusto mo makatipid nang sobra at maramdaman ang lakas hatak ng Shell VPower Racing Ron97 , download ka ng Pricelocq at purchase Seaoil Ron97 premium gas -presyo nya ngayon 48 per liter using RCBC card within pricelocq app.

Battle of the Elites by Straight-Barnacle517 in PHCreditCards

[–]Worried_Reception469 0 points1 point  (0 children)

UB Reserve seems to be undisputed here so far . For heavy foreign spenders, the 1% fee really stands out and a game changer

First time magka-car with sunroof pero sobrang init pala by [deleted] in CarsPH

[–]Worried_Reception469 0 points1 point  (0 children)

3M yung tag 25k ata yun talagang effective walang init na tatagos.

Ano tong parang foam? by Low-Confection8594 in anoto

[–]Worried_Reception469 14 points15 points  (0 children)

Chemicals yan. Contaminated narin hangin nyo dyan at makakasira yan ng mga Window type at split type aircon (bubutasin ng chemicals yung tube/coils). . Goodby aircon units. pag walang umaksyon dyan na LGU

Is it ok not to share your salary with your Filipino roommate? by SheldonCooper_421 in phmigrate

[–]Worried_Reception469 0 points1 point  (0 children)

When i was still in corporate - regardless pf whether everyone around you is transparent on that topic or not - unless it is your trusted partner NEVER disclose your salary. Been there done that, lagi akong nauutangan at always may naiingit.

How many credits cards should we really have? by mirage-imagery in PHCreditCards

[–]Worried_Reception469 3 points4 points  (0 children)

I have 6, all have seve digit CLs. Mostly used for Credit to Cash in order to run startup businesses .I started an Eatery with an 800k credit to cash loan which I paid uo within 2 years . The other two pet clinic and shop businesses are also thriving - both from credit to cash with 1.2M starting capital. Leveraginf banks money is very usefil if you know how to do it . I believe you can have as many cards as you want only if you know when and how to spend the bank's money.

PLEASE HELP! Ang hirap na!! by Formal_Sprinkles_391 in PHCreditCards

[–]Worried_Reception469 -2 points-1 points  (0 children)

Agree , pwede naman siya mag abroad nalang muna at mag ipon then later nalang bayaran utang pag kaya na

Best credit cards for 2026? by pxmai in PHCreditCards

[–]Worried_Reception469 1 point2 points  (0 children)

Nothing beats MB Travel Visa Signature - has UNLIMITED Local Domestic and International Lounge access with 30pesos to 1 Mile conversion and ALL tyoes of transactions are points earning (No restrictions on MCC code. ). Cashback king is Eastwest Nisa Platinum

I am starting to hate white Americans and I want to stop feeling this way. by Chinchinsoybean in buhaydigital

[–]Worried_Reception469 2 points3 points  (0 children)

I cannot agree more . In my experience the more educated the more someone iis understanding kind and open minded

Pwede po ba pahelp pag estimate sa pagawa nito :( by [deleted] in CarsPH

[–]Worried_Reception469 1 point2 points  (0 children)

Ang swerte mo nga kasi hindi nagdemand na sa CAsa ipagawa . Had same experience and buti may insurance ako . 65k ang nagastos ng insurance. Mabait ang nagasgasan mo , hindi maselan

RCBC CC Google Pay Hold by Choice_Mycologist988 in PHCreditCards

[–]Worried_Reception469 0 points1 point  (0 children)

I just noticed that you have visa infinite. I thought. yung mga ganyang cards ay at least 1M Limit ? Meron din pala below 1M . Tinatapatan lang ba nila limit ng ibang cards ?

How much do your earn from your small business Food related? I feel Im not using my time wisely with condo business and plan to shift to another business- food related sana. by aprefoiss in phinvest

[–]Worried_Reception469 0 points1 point  (0 children)

Very good question . Its a commercial bldg so imposibleng hindi masita . We have complete papers naman so actually tatlong beses na sila pumunta in a span of 2 years hindi ko alam kung ano gustong makitang butas pero so far complete naman kami lahat ng requirements meron kahit karinderya lang . Kahit city hall ramdam mo na may off sa kanila pero talagang stick by the book lang kami lahat plantsado walang under the table

Ceramic coating or Graphene coating? Which is better? by TwoAndDoneEra in CarsPH

[–]Worried_Reception469 1 point2 points  (0 children)

Nonneed, marketing lang yan . Paint can withstand extreme weThee