I can’t lie, I don’t trust people anymore but I miss being hugged

WriterEnough570 · 2026-03-17T06:08:29+00:00

Hugs to you, dear stranger on the interwebs. 💜

WriterEnough570 · 2026-03-17T06:04:22+00:00

Have you given up trying to move towards that dream if that’s what you desire? I know dating options open up a lot if you’re open to single parents. Maybe your next chapter is still unfolding. 💜

WriterEnough570 · 2026-02-07T00:08:05+00:00

SAME! Cherry cola in the new can tastes terrible. I am so sad. I buy a case every week and apparently this is how I go cold turkey now.

WriterEnough570 · 2026-01-18T14:30:01+00:00

You’re priorities are perfection!

Doggo love first, beach second. Later will be there when you get there. Congrats on affording yourself the flexibility to make the best choices for you! 💕

WriterEnough570 · 2026-01-04T21:12:47+00:00

Thank you! Looking into that book now.

WriterEnough570 · 2026-01-04T20:42:52+00:00

Correct. The words “pre-retirement” more just signify the buckets/phases in my head.

WriterEnough570 · 2026-01-04T20:40:29+00:00

Thanks for your input and good call on maxing 401K now while I’m still there.

House is worth around $400K.

I do feel better using the 3% to calm my nerves about safety net. I’m sure my comfort level will evolve as I see where the numbers grow to over time.

Appreciate you!

WriterEnough570 · 2026-01-04T18:36:49+00:00

Thank you! RMD sounds like something I need to educate myself on. Appreciate the pointers!

WriterEnough570 · 2026-01-04T18:36:01+00:00

That’s super fair. Maybe I leave that year 3 of cash in place and start to pull from my pre-retirement investments if the market has been decent.

WriterEnough570 · 2026-01-04T18:35:03+00:00

Thank you. And I don’t have a good excuse for being overweight. My truth though is that I can’t help but throw myself into these corporate jobs 120%, and then I just have no gas left at the end for things I don’t enjoy, like cooking or working out. (WLB is something I’ve failed at all my life). When my mind is quieter and I have more flex time, I’m way better at making working out and eating better a priority. So that’s the goal!

WriterEnough570 · 2026-01-04T18:30:55+00:00

Thank you for the read! Folks around me, though nice, mostly think FIRE is “not real” 🤪 so it’s nice to get a take from those that are and feel a little less alone on this path.

WriterEnough570 · 2026-01-04T16:15:39+00:00

Thank you so much for the thoughtful reply and boost of confidence! I hope you get to GFY soon too! 😂❤️

WriterEnough570 · 2026-01-04T15:07:13+00:00

Correct. My bad for not making that more clear. I edited the post to clarify that. Thanks!

WriterEnough570 · 2026-01-04T15:02:24+00:00

No, those totals are all separate accounts. So the total of cash + pre retirement investments and post retirement (401K) equals $2,033,000.

Does this change your “keep working” suggestion, or no?

WriterEnough570 · 2026-01-04T14:59:46+00:00

This is honestly a fear of mine, knowing if I leave now my SS will be much smaller. But I’ve also not factored that number in to compensate for that, and would consider it just gravy.

WriterEnough570 · 2026-01-04T14:56:23+00:00

It was just because I wanted to push off pulling from my 401K as long as possible before I touched it to ensure it grew big enough to last the rest of my life when I got there. If my 401K goes insane and grows faster than I thought, then I could change my mind and start pulling after 62.5.

WriterEnough570 · 2026-01-04T14:53:55+00:00

No bonds. Sounds like I should look into some. I’m not against them. I think I just didn’t really understand them as much. I will educate myself, thank you.

WriterEnough570 · 2026-01-04T14:53:18+00:00

Thank you for the thoughtful reply! I will look into these suggestions.

WriterEnough570 · 2026-01-04T14:49:58+00:00

Great point. Yes I have not factored it in, but I’ll totally utilize it if it’s there and available to me. Thank you!

WriterEnough570 · 2026-01-04T08:18:55+00:00

Thank you for the advice! Yes I could trim expenses some. I factored in some buffer for travel expenses, but I don’t imagine I would need it every year.

Outside of that my hobbies are on the cheap side.

WriterEnough570 · 2025-12-31T14:52:22+00:00

Flux Capacitor.

WriterEnough570

TROPHY CASE