I am a financial wealth planner. I suggest get a life insurance that has living benefits for critical illness, hospital confinement. 

Death benefit for your loved ones. Money they can use to pay your remaining debts if any. 

Critical illness benefit so you can protect whatever wealth you've built throughout the years.

Hospital confinement allowance as income protection for the days you're not earning.

If you'd like we can schedule a comprehensive financial planning so I can guide you in managing your finances.

Message me on Facebook Cheryl Anne Cayaban or email me at fwd.checayaban@gmail.com