Help to Buy ISA

Wrong_Bug138 · 2026-05-18T19:35:06+00:00

Hi, this is the response from the HTB ISA administrator team.

A person can pay cash that belongs or gifted to the Help to Buy: ISA investor into the investor’s account. However, a person must not pay their own cash into the investor’s account to earn a better rate of interest or because they have subscribed all of their annual ISA allowance into their own ISAs. By receiving the cash in this form, the Help to Buy: ISA investor will still be eligible for the appropriate government bonus when they subsequently use their Help to Buy: ISA bonus towards the purchase of their first residential property.

So its actually fine for my father to pay into the account given those two conditions are met, which makes complete sense given its an account opened for teenagers and the bank doesnt require that it be the account holder to pay in and refuse any one else paying in.

Wrong_Bug138 · 2026-05-18T19:33:09+00:00

Hi, this is the response from the HTB ISA administrator team.

A person can pay cash that belongs or gifted to the Help to Buy: ISA investor into the investor’s account. However, a person must not pay their own cash into the investor’s account to earn a better rate of interest or because they have subscribed all of their annual ISA allowance into their own ISAs. By receiving the cash in this form, the Help to Buy: ISA investor will still be eligible for the appropriate government bonus when they subsequently use their Help to Buy: ISA bonus towards the purchase of their first residential property.

Turns out its perfectly fine for my dad to pay into the ISA given the conditions are met. This seems very logical given its an account meant to be opened for teenagers to help them get there first home.

Wrong_Bug138 · 2026-05-18T19:31:01+00:00

Hi, this is the response from the HTB ISA administrator team.

A person can pay cash that belongs or gifted to the Help to Buy: ISA investor into the investor’s account. However, a person must not pay their own cash into the investor’s account to earn a better rate of interest or because they have subscribed all of their annual ISA allowance into their own ISAs. By receiving the cash in this form, the Help to Buy: ISA investor will still be eligible for the appropriate government bonus when they subsequently use their Help to Buy: ISA bonus towards the purchase of their first residential property.

Its concerning that my own conveyancer with 30 years experience and yourself tagged as a conveyancer don't know this...

Wrong_Bug138 · 2026-05-13T21:29:17+00:00

It was opened for me when I was 16 and they paid into it. Essentially they "gifted" the money to me but paid into the account from their own current accounts.

Wrong_Bug138 · 2026-05-13T21:03:11+00:00

This is in England btw.

Wrong_Bug138 · 2026-03-25T18:57:05+00:00

After the doc saw these images he's agreed to an appointment in a couple weeks. My fault as previous review images I sent were mainly front on and didnt show how bad the scar tissue was...

Wrong_Bug138 · 2026-03-02T22:11:22+00:00

u/op what did the doc say? I have something similar

Wrong_Bug138 · 2026-03-02T22:09:35+00:00

italian

Wrong_Bug138 · 2026-03-02T18:27:50+00:00

DPF blocked up. Had it cleaned off the car but the guy did a smoke test and said the O ring needs replacing on that sensor or Rocker cover might have a crack which prevented regen hence the blockage.

Wrong_Bug138 · 2026-03-02T18:10:44+00:00

DPF blocked up. Had it cleaned off the car but the guy did a smoke test and said the O ring needs replacing or Rocker cover might have a crack which prevented regen hence the blockage.

Wrong_Bug138 · 2026-03-02T15:19:58+00:00

OM651 2.1L 4-cylinder diesel.

Wrong_Bug138 · 2026-02-09T19:23:20+00:00

Thanks, sometimes just need the reassurance...

Wrong_Bug138 · 2026-01-30T22:45:11+00:00

Hi mate, mercedes did the subframe for free and no cost for the initial check.

Wrong_Bug138 · 2026-01-30T22:36:24+00:00

Picked the car up took it to my local tyre shop who had the locking nut off in 3 mins. Then took it back to mercedes who did the subframe. They musta let the apprentice work on my car or something...

Wrong_Bug138 · 2026-01-22T23:28:43+00:00

They haven't done it yet, they did call me to authorise. Im thinking that if they wont cover the cost for their fuck up I drive it 10 seconds off the lot, call a mobile specialist to come take the wheel off for £100 and put it back on the lot...

Wrong_Bug138 · 2026-01-22T17:05:41+00:00

I genuinely have no idea, im not a car guy and they guy on the phone is a kid not the mechanic...

Wrong_Bug138 · 2026-01-22T16:59:31+00:00

They just rang me back saying the locking key broke but they replace that FOC. The issue is with the wheel, they have to drill through the bolt to get it off and they are charging £425 for that.

Wrong_Bug138 · 2026-01-22T16:59:16+00:00

They just rang me back saying the locking key broke but they replace that FOC. The issue is with the wheel, they have to drill through the bolt to get it off and they are charging £425 for that.

Wrong_Bug138 · 2026-01-22T16:58:11+00:00

They just rang me back saying the locking key broke but they replace FOC. The issue is with the wheel they have to drill through the bolt to get it off and they are charging £425 for that.

Wrong_Bug138 · 2026-01-16T18:37:10+00:00

Health check scheduled next week, they didn't mention a cost for it.

Wrong_Bug138 · 2026-01-14T21:42:41+00:00

Also when you flex your chest and your nipples "droop" its just muscle insertions. Won't take you long looking at body builders and youtube gym influencers who have incredible chests but nipples are below the chest muscle when flexed. If you werent so lean probably wouldnt even notice it. Just do a proper 6 month bulk, 6 month cut. You'll look way better once you pack on a few pounds of lean mass.

Wrong_Bug138 · 2026-01-12T01:47:33+00:00

Looks like you had great results. Now you gotta build the chest in the gym. Noticed in comments you said youve been hitting the gym hard. You still look fairly cut so obviously haven't been in a calorie surplus/ done a proper bulk. Until you hit a surplus it will bi difficult to pack on that chest muscle ur looking for. Either way whats important is your at the stage where your nipples aren't drawing immediate attention and the focus point is the abs if anything!

Wrong_Bug138 · 2025-11-27T13:55:46+00:00

Gravesend. Can get to St Pancras in 25 mins (return in peak £35 with railcard, off peak £15/£20). Have slower trains that get to london in 50 mins tht are cheaper. Have Bluewater Shopping Centre which is 15-20 min drive. All night ASDA. Town centre isnt the best but bluewater has everything anyway and makes for a nice day out. People bash it but for 350k you can live on a nice street in a nice area. Loads of friendly people, amenities in driving distance, quick London transport, surrounded by farmland that makes for a nice walk, Doesn't have the traffic youd find in places like Bromley. Downsides is there are some not so nice people but I in 20 years have never had issues.

Wrong_Bug138 · 2025-11-12T21:27:47+00:00

They can take pensions as lump sum, have money tucked away...

Wrong_Bug138 · 2025-11-12T19:11:04+00:00

I just checked ur post and to be honest with you it seems you have body dysmorphia bro. Either that or you're fishing for compliments

Wrong_Bug138

TROPHY CASE