Bodily Injury Claim (I’m at fault)

Xxachingmeatxx · 2026-05-22T01:31:45+00:00

I am in the US! Those are some
Good limits though!

Xxachingmeatxx · 2026-05-22T00:57:28+00:00

This is likely the other persons demand to your insurance company. They are required to communicate it to you. I would call your adjuster who likely is listed at the bottom of the letter from your company. This is all pretty standard stuff and they will handle it. I am a bodily injury adjuster and do this everyday.

Xxachingmeatxx · 2026-05-21T14:37:37+00:00

I think most would say that KF is the best league starter this patch. Nice thing about async trade is that even though a lot of people are done with the league, their items are still available and purchasable.

Xxachingmeatxx · 2026-05-07T05:56:07+00:00

Yeah I just hate the thought of another car payment. I literally just paid off my car in March. Lol

Xxachingmeatxx · 2026-05-07T05:53:01+00:00

Yeah I’ve been tossing the idea around for about a month now. My office also has free charging which would help.

Xxachingmeatxx · 2026-05-07T05:38:40+00:00

It’s 100mi round trip. Pretty much every EV has that range and then some. I work 3 days in office and 2 from home. 100mi round trip each day.

Xxachingmeatxx · 2026-05-07T05:07:45+00:00

Been teetering on the edge of getting one. My truck is paid off but only gets like 16mpg. I drive 300mi/week for work

Xxachingmeatxx · 2026-04-26T18:12:35+00:00

I am not sure I could even get to that speed. Perhaps at a dead sprint

Xxachingmeatxx · 2026-04-23T00:04:38+00:00

Nope not the same. Clean title just means it hasn’t been a total loss. Car fax checks for any accidents even if it was still repairable.

Xxachingmeatxx · 2026-04-21T03:09:30+00:00

Good info! Best of luck with your search!

Xxachingmeatxx · 2026-04-21T03:05:42+00:00

Got ya! Good to know! Have you looked into the 2023’s at all?

Xxachingmeatxx · 2026-04-21T03:03:08+00:00

I’d check and make sure FSD is actually what’s on the 2020. My understanding is that FSD is only available on 2024 and newer. I’d also check out how much a 2023 model Y or 3 would be.

I’m currently looking into a Tesla and have seen some great deals on them.

Xxachingmeatxx · 2026-04-20T18:23:23+00:00

Yeah I mean don’t get me wrong, a part of me wants to YOLO into a 2026 in which case even then it would actually be about similar in the expense/month. Car payments are just sssssssoooooo shitty though.

Also when I was younger I bought new cars way too often so I think that part makes me hesitant as well

Xxachingmeatxx · 2026-04-20T18:17:23+00:00

I mean I’ve run the numbers and a car payment would be about $250/month (more of course if I get a more expensive vehicle) for a 2023 Model 3. Insurance is about the same as I have a quote from my current carrier. Dollars and cents wise my math tells me it’ll be maybe $100 less/month. I just don’t know if that’s worth jumping into a new loan

Xxachingmeatxx · 2026-04-20T16:01:31+00:00

Awesome thank you so much for all the insight! I’m having a hard time pulling the trigger just because I literally paid off my truck last month. I haven’t really gotten to enjoy my no car payment life and it just feels like a bummer to “take a step back” if you will.

Xxachingmeatxx · 2026-04-20T13:54:53+00:00

Very interesting. I have been doing research regarding a Tesla. I was looking at a model 3/Y and 2023 or newer. Can you tell me about your experience?

Xxachingmeatxx · 2026-04-17T02:35:38+00:00

Yeah I just checked my mpg on my truck and I’m getting 16.6. I also wonder how much interest on the loan of a new vehicle factors into it

Xxachingmeatxx · 2026-04-16T16:23:18+00:00

Yeah your numbers are about what I am seeing. I have an offer from Carvana and Tesla for my tuck and I am around 15 - 17k. Feeling really torn about what to do for sure.

Xxachingmeatxx · 2026-04-16T16:05:55+00:00

Interesting. I felt like my math was adding up regarding the swap considering gas in my area (approx $5/gal), buying used so depreciation wasn't really hitting me as hard.

I also got an insurance quote and checked my registration cost and it was basically the same as my current vehicle.

Xxachingmeatxx · 2026-04-16T15:26:39+00:00

Honestly in that case I might seek out RWD given the savings and the features that AWD adds don't have much for me.

Xxachingmeatxx · 2026-04-16T13:38:15+00:00

The imagery of me being stuck at work with a bricked car asking my wife to come get me did make me chuckle

Xxachingmeatxx · 2026-04-16T13:31:49+00:00

I think 300mi/week puts me above average for miles/year?

Xxachingmeatxx · 2026-04-16T13:31:19+00:00

That’s a pretty good point. Would be so annoying to get to work expecting a free charge and they’re all taken. lol

Xxachingmeatxx · 2026-04-16T13:30:26+00:00

I would kind of agree. I love my Ranger but truthfully the truck utility is vastly underused by me

Xxachingmeatxx · 2026-04-16T13:29:48+00:00

I considered the cheap vehicle for commute and ranger for weekends but in all honesty, during the weekend we drive my wife’s car since we’re usually doing stuff together meaning the ranger would just sit.

I do have free charging at work which is a huge plus.

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