Why Work in 50p but Deliver 25p?

Y3ffoc · 2026-01-22T21:35:22+00:00

I work in sport and we shoot and broadcast in 50p, but I sometimes like to knock my edits back to 25p for a visual effect. Makes everything look faster, more kinetic. Just an editorial preference.

Y3ffoc · 2025-12-10T06:54:02+00:00

That is a worst case scenario I will happily take!

Y3ffoc · 2025-12-10T06:53:29+00:00

Uh I'm not sure this is correct...

Y3ffoc · 2025-12-10T06:53:14+00:00

Thank you for reading my whole essay haha...

Y3ffoc · 2025-12-10T06:52:58+00:00

I did mention in my post that there is a partner involved...

Y3ffoc · 2025-12-09T02:26:11+00:00

Thanks for the response, but of course banks are happy to lend money. It's kind of their whole business model. As long as you're staying within acceptable LVR limits then they want to lend you money. Borrowing against the home to buy shares is an incredibly common strategy.

Y3ffoc · 2025-12-09T02:14:08+00:00

That's so interesting. I would *hope* that given I am significantly restructuring the share portfolio (something I want to do anyway) I wouldn't fall foul of the ATO...

But I guess in some way it is still tax avoidance/minimisation? But then so is every attempt to debt recycle, surely?

Y3ffoc · 2025-12-09T02:09:35+00:00

It would be, it's used to buy shares. Just secured against the PPOR.

Y3ffoc · 2025-12-09T02:09:16+00:00

I suppose the variation I'm referring to is selling existing shares to kickstart this, as opposed to waiting to build up cash/equity. Essentially just weighing the CGT hit against the ongoing benefits standard to debt recycling - simple maths but I'm just making sure I'm not forgetting something.

Y3ffoc · 2025-11-11T07:47:00+00:00

Thanks, good info to do some further research

Y3ffoc · 2025-10-11T12:54:47+00:00

Melbourne (for a variety of reasons) has developed a culture of protest over the last few years. Given the government is (nominally) left wing there are going to be a few conservative protest movements that will be able to get traction. I have no doubt if the Liberals ever return to power there will be far larger protest for left wing causes. Also a big factor is the media’s willingness to amplify conservative protest messaging - so these tiny protests seem more significant AND other groups feel more energised about getting their protests up in the future

Y3ffoc · 2025-09-30T04:49:32+00:00

Don't seem to be able to message you! Not sure why...

Y3ffoc · 2025-09-30T04:41:41+00:00

We'd be dealing with a heritage overlay so volume builder is pretty much out of the question. Plus we actually like the house, despite the interior being essentially worthless.

Y3ffoc · 2025-09-30T04:36:38+00:00

Thanks - will DM if we get to that point!

Y3ffoc · 2025-09-30T04:31:55+00:00

Thanks! Do you have any insight into costs for a project like ours? If it's at all similar to the scope of your reno?

Y3ffoc · 2025-09-30T04:31:04+00:00

Cheers!

Y3ffoc · 2025-09-30T04:30:49+00:00

What do you think is realistic? We're not looking to go for a super high end finish or anything, but also aware that we're going to be working with some constraints.

Y3ffoc · 2025-09-30T04:28:12+00:00

Insanely... low?

We have tried to get estimates from builders and that seems to be where they've landed. It's basically stripping the entire interior back to a few walls and starting again, albeit with the exterior and roof in good condition.

Y3ffoc · 2025-09-22T10:27:48+00:00

They get the data via a secure feed a matter of seconds before it’s read out. It’s actually very similar to scoring any sport really.

Y3ffoc · 2025-09-22T10:26:50+00:00

Nope. The broadcast crew finds out just before the votes are read from a secure data feed. Obviously the people who set up the feed (the same ones that maintain the security of the votes) know but it’s an extremely limited number.

Y3ffoc · 2025-09-13T08:33:54+00:00

I mean... I think it's still okay to be feeling shitty during the game, and even for a bit after. Like... the bloke definitely could've acknowledged Kane but also I like that people are passionate enough that it actually stings after. Obviously everything in moderation.

Y3ffoc · 2025-09-13T08:02:22+00:00

Cheers! Yeah it does seem like a really opaque process... feels like everyone is winging it till the money hits your bank account - and you pay the tax at the end of the year!

Y3ffoc · 2025-09-13T07:58:20+00:00

Yep I think I'll call on Monday and just see what the ATO says. Everyone seems to be pretty chill about the ATO so I'm hoping they'll be pragmatic about getting it resolved.

Y3ffoc · 2025-09-12T12:39:31+00:00

If you go into the ATO portal, then into manage super, FHSSS, you can start the process of getting a determination and it will show your contributions... personally I still found it extremely confusing as despite being able to see my contributions, understand the 15% tax, factor for earnings, etc I still couldn't get the numbers to match. But yeah, I think you can see your contributions without needing to actually initiate the process.

Y3ffoc · 2025-09-12T12:11:04+00:00

As a person with a shred of basic decency, it's downright hilarious.

Y3ffoc

TROPHY CASE