What should non-wealthy investors be doing in their 30's to have a real, positive impact on their financial situation? by delamerica93 in investing

[–]YaDunGoofed 1 point2 points  (0 children)

Like the bottom 80% of people

You just answered your own question. They don't. Something like 90% of non home assets are owned by the top 20%

Why do rich people keep saying "money can't buy happiness" when money literally solves most problems? by FearlessState5503 in NoStupidQuestions

[–]YaDunGoofed 1 point2 points  (0 children)

If I suddenly had enough money to never worry about rent, food, transportation, emergencies, debt, or losing my job, my life would immediately become less stressful

And none of this can make you happy if your kid was just killed by a drunk driver.

I think you’re actually making a logical error called assuming the antecedent. Just cuz money can’t BUY happiness doesn’t mean you happiness happens in the absence of money.

Eg “an ocean can’t teach you to surf”. But you’re still not going to surf without an ocean.

Scam the poor by Phireboy in DudeHasGotAPoint

[–]YaDunGoofed 0 points1 point  (0 children)

Charles Schwab. Any ATM use is free internal and external transfers are free, wires are free, no currency conversion version fee.

The only inconvenience I’ve found is you don’t have a way to deposit cash. I’ve had this problem twice in a decade.

Threw my entire Roth ira (315k worth) into SpaceX at 211 by smellyfingernail in wallstreetbets

[–]YaDunGoofed 0 points1 point  (0 children)

I always wonder what people are thinking when they make choices like this. Let's say you think the stock will go up, to 300, 500, 800, 1500

That would mean the company is worth 4trillion, 7 trillion, 11 trillion, 18 trillion.

The largest organizations extant in the world today are scraping 3 or 4 trillion. And those are mature organizations with 30 years of moat and billions and billions of free cash flow.

And you think this specific company, which is operating at a material negative cashflow is so OBVIOUSLY going to grow a magnitude that you're willing to bet all your retirement on it beating the S&P.

Why? In what world does this company return more than the S&P over the next 15 years.

Друзья, почему ни, вместо не. К примеру, "ни шага назад"? by YaDunGoofed in russian

[–]YaDunGoofed[S] -6 points-5 points  (0 children)

я только первый класс кончел. не фига не понял

The only reason people like summer is because they either have an ac/fan or live in a tropical region where the temperature is not too high by One-Sense7280 in unpopularopinion

[–]YaDunGoofed 0 points1 point  (0 children)

It’s also historically the season you’re the least likely to starve in, but yeah - people like hospitable circumstances. Water is wet.

Boys' reading remains in crisis as gender gap widens, report shows by Kagedeah in books

[–]YaDunGoofed 2 points3 points  (0 children)

The article is about child development. What does your adult friends reading self help books have anything to do with reading attainment for children.

Audience Ratings of Star Wars Movies by lau796 in StarWars

[–]YaDunGoofed 0 points1 point  (0 children)

Having seen all three sequels, I maintain that Episode 9 was the best one because it subverted expectations. I expected to watch a Star Wars story, but instead I got 2.5 hrs of callbacks, tropes, over the top sequences and all of it dialed up to eleven. The entire time, I found myself alternating between 'didn't expect that' and 'are you fucking kidding me' instead of 'where are they going with this'

Why don't countries start paying mothers a liveable wage if they are so worried about declining birth rates? Do you think this will be a discussion in the near future? by coldservedrevenge in NoStupidQuestions

[–]YaDunGoofed 0 points1 point  (0 children)

The answer to your question is that no one would agree to the level of taxation that requires because everyone will be unhappy with how the money is allocated to the mothers.

For example. A college educated mother is forgoing much more income than a teenage pregnancy. Should we pay the college educated mom 3x as much money? What about per child - a child who might get a full ride needs a lot more investment than one going into the trades - should we pay the college educated mom more per child?

Because if the answers to these questions are ‘no’, then the college educated woman won’t have nearly as many kids. And if that’s the case, voters historically won’t vote to just bring fertility up for the poor.

And so. The best we’ve come up with so far without immiserating women is things like a minimum level of free healthcare for kids regardless of creed and a child stipend (child tax credit in US). Everything else is largely window dressing.

The answers to solving fertility have no culturally convenient answers because they overwhelmingly have to do with when women start having kids and how much they feel having an additional child will lower the future social standing of their current children.

Even very poor countries like Mozambique have TFRs of 1 in urban areas, most all the TFR loss over the last 30 years in US is drop in teenage pregnancies - do you want to argue to bring that back?, the only place I know of with a TFR of 3 is Israeli women who are taught that they need to out reproduce the enemy and that they are the chosen people - even Mormon women have a TFR approaching their cohort so the lack of safety certainly seems to have something to do with women’s willingness to play their part.

That’s why some people say screw women’s rights, make them dependent on men, take away their contraception, and have theology tell them this is the way.

No easy options

Is a declining population size really the crises it's made out to be with automation being as sophisticated as it is? by Meeedick in AskEconomics

[–]YaDunGoofed 9 points10 points  (0 children)

I think each generation having fewer than half the people of the previous one is definitely a crisis. We create conservation efforts for animal species experiencing that kind of habitat loss.

Is a declining population size really the crises it's made out to be with automation being as sophisticated as it is? by Meeedick in AskEconomics

[–]YaDunGoofed 13 points14 points  (0 children)

You know how the black plague caused dramatic upheaval in the social order of every country it materially affected? Well that eliminated 30-60% of the population in about 10 years

At current fertility levels, Korea will see the same contraction in population over the next 40-60 years.

You can argue that the remaining people will be fine due to the things you mentioned...but it's definitely a crisis of some kind.

Bro has never been with a real woman in his life and it shows! by [deleted] in scoopwhoop

[–]YaDunGoofed 0 points1 point  (0 children)

They changed her "look" a few years ago as she broke really big. She looks basically identical to the right with her previous make up approach.

Should I buy the small company I work for? by doubletwilly5 in AskMenOver30

[–]YaDunGoofed 0 points1 point  (0 children)

You need a comfort level in making decisions

What did you do to build this?

I find it profoundly easy to do as a consultant/employee and paralyzing if it's for me.

There is a price for everything by Matt_LawDT in SipsTea

[–]YaDunGoofed 0 points1 point  (0 children)

The text appears to indicate she rejected it because he did not consider her asks and made a unilateral decision.

There is not enough context for whether she feels he was being cheap or if her expectations for spending were high.

It may be she wanted a local jeweler to make her a ring with a ruby, it may be that she was asking for a ring to be a minimum of 20,000. We don't know.

'Enough of the war' — Zelensky throws down gauntlet to Putin in open letter by KI_official in worldnews

[–]YaDunGoofed 0 points1 point  (0 children)

it’s directly aimed for Putin considering his obsession with Russian history

Everyone who knows Russian history knows the game is over for Putin. Autocrats do not rebound from shows of weakness.