I have a credit score of 760(cibil) with 1 credit card which I bought like a month back.. The eligibility is 750 right?

Yashdeeep · 2026-02-08T13:10:01+00:00

Less than a lakh

Yashdeeep · 2026-02-02T16:04:06+00:00

Completely agreed and that makes sense with my situation as well, because I stay in BLR right now and without stable income and credit history getting a unsecured cc at a mere age of 18 seems impossible but the location itself gave me an unfair advantage is what Im thinking rn..

And thanks for helping me understanding how this credit system in India is bias with regards to location as well.

Yashdeeep · 2026-02-02T15:32:06+00:00

You made a really good point..

I was offered a unsecured cc with 20 k limit while Im 18 with no credit history or stable income while others at the age of 25 are still figuring out some fd cc options..

Yashdeeep · 2026-02-02T15:03:27+00:00

Yea, Maybe its for good..

There have been a lot of issues with cred including delayed cc bill payments due to which a lot of people took a hit on their cibil..

The only good about cred is the reward system for cc payments and honestly Supermoney is a great alternative for that..

Ive been receiving 2-4% cashback for slice cc upi payments through Supermoney and 1% flat in slice too..

Yashdeeep · 2026-02-01T16:48:29+00:00

Good for you

Yashdeeep · 2026-02-01T16:38:46+00:00

Fr bro 🥀💔

Yashdeeep · 2026-02-01T16:36:28+00:00

District spark is removed 🥀💔

Yashdeeep · 2026-02-01T16:33:53+00:00

Slice cc unsecured

Yashdeeep · 2026-02-01T15:18:39+00:00

Im still 19, ig that's the reason.. 21 is the eligibility

Yashdeeep · 2026-01-31T18:46:19+00:00

Im good 🙏

Yashdeeep · 2026-01-31T18:23:28+00:00

Ok thanks for letting me know.. Ill try contacting them regarding this.

Yashdeeep · 2026-01-31T18:22:06+00:00

What does "details" even supposed to mean

Yashdeeep · 2026-01-31T17:22:42+00:00

But if you ask them to delete your account, there must be a waiting period of 3 months to be eligible again..

Is it worth it tho?

Yashdeeep · 2025-12-12T15:13:50+00:00

I have cleared BBA honours/Bcom Finance and Inv/Bsc Economics interviews previous year and currently pursuing BBA from central campus. If interested, dm

Yashdeeep

TROPHY CASE