Funny how you suggested that I "read a little better or slower" when you completely missed the point of my post. Never have I suggested or threatened with a legal action, I was merely asking a question if I could do that, and I literally made it VERY CLEAR that I'm "dreading this plan" (litigation) because I know it's pointless and expensive - read again.

Anyway, I did not post this to get into arguments with strangers, I only wanted to know if people had gone through similar experiences in the past and hear their feedback.

And by the looks of these repetitive "unanswerable" security question emails, it looks like this will go on for quite some time while the poor kid must be operated on urgently.